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Suburb profile · Waikato · NZ

Hamilton East Cook NZ

Hamilton East Cook is in Waikato, New Zealand, with population 2,175.

The read

Livability-led

There are enough weaker signals here that you should expect trade-offs, not a clean local story. Compare it directly with stronger nearby suburbs before treating it as a preferred option.

$568/wk
1/04/2021 → 1/01/2026 · 20 periods
Tenancy Services · 1/01/2026
$610
$210
1/04/20211/01/2026
Why it fits

Transport coverage adds a practical access signal.

What to check

Higher deprivation should be treated as a local-context caution.

Median rent
$585/wk
Income-stretched rent market
D5 vs NZ
Population
2,175
2K local footprint
D5 vs NZ
Income
$38K/yr
Median personal income
D4 vs NZ
NZDep
Decile 9
Higher deprivation
D9 vs NZ
Schools
No matched schools

Area prices & affordability

Median sale price
$734K
+10.4% over 5yr
1.4%YoY
Lower quartile
$616K
Entry-level price
House Price Index
3,749
QV-based HPI
1.1%5yr
Income to buy
7.8x
Years of median income
Annual sales
2,573
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$3,404/mo
20% deposit, 30-year P&I
Repayment burden
43%
of gross household income
Stress level
Stretched
<30% comfortable · >45% severe
Years to deposit
10.4 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$3,577
1-year fixed · 5.26%
$3,246
2-year fixed · 5.69%
$3,404
3-year fixed · 5.86%
$3,468

A territorial-authority estimate: the Hamilton City median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Hamilton East Cook-specific or borrower-specific figure.

Price trend

1yr -0.8%5yr -4.2%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the Hamilton City territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the Hamilton City territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Hamilton East Cook, not a Hamilton East Cook-specific sale price.

Rent trend depth

Rent cycle positionRents recovering
Low · 2020Peak · 2024

6.9% below peak rent · 38.5% above its low

Rent growth (compound)3-yr +4.3%/yr · 5-yr +6.0%/yr

Rent trend is derived from MBIE tenancy-bond medians and excludes suburbs with too few bonds to be reliable.

Personal income

$38K personal · yr-11.7% vs Waikato suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
282
$10,001-$20,000
243
$20,001-$30,000
225
$30,001-$50,000
282
$50,001-$70,000
336
$70,001-$100,000
228
$100,001 or more
132

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Home ownership over three censuses+6.0pp since 2013
2013
36% owned
2018
42% owned
2023
42% owned

4.7% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

24% damp (-10pp vs 2018) and 19% with visible mould larger than A4 (-11pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

184,100 people · 2023216,000 by 2033 (+17.3%)

Stats NZ subnational projection (2023 base, medium series) for Hamilton City — the finest official projection grain available; suburb-level projections do not exist.

Crime

Rate · per 100k10,149
Total incidents17,734· 2026-05
  • Assault1,72830%
  • Burglary3,56462%
  • Robbery2895%
  • Sexual Assault1713%

Natural hazards

Earthquake exposure
Low
Proximity to active faults
Nearest active fault
36.8 km
Kerepehi Fault
Fault slip rate
Low
Higher = more active

Earthquake exposure is the distance from Hamilton East Cook's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer.

Short-term rentals

14
active listings · ~6.4 per 1,000 residents
50%
entire homes (vs private rooms)
43%
run by multi-listing operators

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Livability

30/ 100 livability index

Top 70% most liveable of 1,902New Zealand suburbs.

Peer distributionstronger than 30% of New Zealand districts
WeakerTypicalStronger
Everyday access72
Public transport (8 stops)50
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within New Zealand suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Investment grade

Dgrade · 31/100 · top 69% of 65New Zealand districts
Peer distributionstronger than 31% of New Zealand districts
WeakerTypicalStronger
Capital growth25
Rental yield22
Stability61

Bar = this suburb's percentile · tick = typical (median) peer

District-level grade across New Zealand territorial authorities, combining 5-year price growth, rental yield (district median rent vs district median price), and stability (price-to-income level + affordability trajectory) via the same three-pillar method with an imbalance penalty. New Zealand has no free suburb-level prices, so this reflects your area's territorial authority. Within-New-Zealand relative, indicative only — not financial advice.

Stronger alternatives nearby

Cheaper to rent

lower weekly rent · cross-TA

Higher income

personal median · cross-TA

Less deprived

lower NZDep decile · cross-TA

Alternatives are similar-rent suburbs (0.6–1.6x this suburb's median rent) in other territorial authorities that exceed it on the named metric. Indicative — not financial advice.

Building activity

Latest consents
1
1 houses · 0 units
0.0%YoY D1 vs NZ

Employment

Employed residents
1,146
Was 984 in 2018
16.5%vs 2018 D5 vs NZ

Full data detail

Hamilton East Cook Waikato — Property Data and Demographics

Hamilton East Cook is a small suburb in Waikato with a population of 2,175 and a median age of 30. Median personal income is $38K per year. The main ethnic groups are European, Māori, Asian. Waikato population estimates moved +1.0% in the year ended June 2025, after moving +2.0% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 984 in 2018 to 1,146 in 2023 (+16.5%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Median weekly rent in Hamilton East Cook is $585 (585 houses, 0 units). This represents approximately 81% of median weekly personal income.

Livability indicators for Hamilton East Cook: NZDep decile 9 (high deprivation); 8 transport stops (8 bus).

In 2026, Hamilton East Cook recorded 1 building approval (1 house, 0 units), up 0% year-on-year.

Market & money
Livability signalsHeuristics
Rent Affordability81% Stretched
DeprivationDecile 9 High
Transport Access8 stops· Some Access
Development+0%· Steady
Rental marketMBIE
Median rent · wk(1/01/2026)$585
House · wk$585
Rent / income80.7%
Lodgements54
DevelopmentStats NZ
Consents (2026)1
Houses1
YoY change+0%
People & prosperity
DemographicsCensus 23
Population2,175
Median age30
Household size
HH income · yr
Personal income · yr$37,700
Deprivation (NZDep)NZDep23
Less deprived9/10
NZDep score1072

1 = least deprived · 10 = most deprived

EthnicityCensus 23
European1,164
Māori720
Asian432
Pacific Peoples201
MELAA81
Top industriesCensus 23
Health Care and Social Assistance135
Education and Training126
Manufacturing117
Construction108
Professional, Scientific and Technical108
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies1
GP / clinics1
Fuel stations0
Cafes & dining4
TransportGTFS
Bus stops8
Hospitals · Hamilton CityMoH
Waikato HospitalPublic Hospital
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Current status
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Sources & freshness
Strong evidence

Hamilton East Cook has enough direct local evidence for a first-pass decision.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
MBIE rental bond data · 1/01/2026 · Bond market dataset
stable source · automated · every update · monthly
Available
Schools
MoE school directory · No linked local school matches
stable source · automated · every update · nightly
Missing
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · 8 matched stops
medium stability · mixed acquisition · snapshot · mixed
Available
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.

Hamilton East Cook FAQ

Common questions
  1. What is the typical weekly rent in Hamilton East Cook?

    The median weekly rent in Hamilton East Cook is $585/wk, based on the MBIE market rent dataset. The current rent signal is income-stretched rent market.

  2. What does the rent signal say about Hamilton East Cook?

    Income-stretched rent market: Weekly rent screens at about 81% of annual income. Use this as a suburb screening signal before comparing candidates; the matching rent ranking can provide broader market context.

  3. What is the livability profile for Hamilton East Cook?

    QuickProperty's livability signals for Hamilton East Cook show: Stretched, High, Some Access. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  4. Where does QuickProperty get its data for Hamilton East Cook?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  5. How often is the Hamilton East Cook data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.