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Suburb profile ·Snowy Monaro Regional LGA · NSW ·2629

Adaminaby NSW 2629

Adaminaby is in Snowy Monaro Regional LGA, NSW, postcode 2629, with population 339.

The read

Verify-first

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$611K
+27.3% YoY
2005 → 2025 · 21 periods
ABS + state medians
$611K
$140K
2005 2025
Why it fits

Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum. Transport coverage adds a practical access signal.

What to check

Evidence depth is verify-heavy, so the profile should be treated as provisional. Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$611K
House median, latest period
27.3%YoY D3 vs AU
Median rent
$300/wk
Market rent signal
D6 vs AU
Gross yield
2.6%
Low yield band
D8 vs AU
Population
339
339 local footprint
D7 vs AU
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
138
6 added 12mo · 1MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Trend & investor depth

Cycle positionAt its peak
Low · 2014Peak · 2025

At / near its all-time high

Price growth (compound)% per year
3-yr
+9.2%
5-yr
+13.1%
10-yr
+14.6%
Indicative cashflow-$377/wk (-$19,593/yr) · interest-only @ 6.4%, 80% LVR
Market turnover12.9% of homes traded/yr (22 sales)
Value vs advantage-13% vs suburbs of similar SEIFA advantage (decile 3)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Adaminaby

Owner-occupied 83%Rented 17%
Investor activityATO
Negatively geared1.5%
4 of 43 landlords
Avg rental loss$7,722/yr
Landlords (rental income)43
Reported capital gains14
Investor exposure index(moderate vs national)63.6/100
The read

Owner-occupier stronghold

76% of homes here are owner-occupied and 15% rented, with 2% of landlords negatively geared.

Why it fits

76% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 2.6% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

72%
of household income to service a new loan
16.4 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $2,995/mo vs median rent $1,300/mo (+130% · +$391/wk)

If rates move

At 4.2%: $2,391/mo (-604) · at 6.2% (current): $2,995/mo · at 8.2%: $3,656/mo (+661)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
12.3x
median home price as a multiple of annual household income
Stretched
Renting
31%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,083/mo, while renters pay about $1,300/mo — renting runs $217/mo higher on these medians.

Median price
$611K
Household income · yr
$50K
Median rent · wk
$300
Owner mortgage · mo
$1,083
Gross yield
2.6%

Household income

$50K household · yr-39.7% vs NSW suburb median
Personal
$31K
Family
$70K
Household
$50K
Household income distribution (ABS Census 2021 · weekly)17% could service the median house
Under $300
5
$300-649
40
$650-999
23
$1,000-1,499
25
$1,500-1,999
4
$2,000-2,999
15
$3,000-3,999
3
$4,000+
8

Serviceability line: a household needs about $2,304/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 55% of households here would spend more than 30% of income on rent (rent stress line: $1,000/wk income).

Housing stock and tenure

Tenure (131 households)
Owned outright
54%
Owned with mortgage
22%
Rented
15%
Dwelling structure28.8% of dwellings unoccupied on census night
Separate house
97%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 62% drive, 4% public transport, 11% walk or cycle, 18% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA907
Students15
Government1
  • Adaminaby Public SchoolPrimary · Government · ICSEA 907
Crime April 2025 - March 2026
465
2,086 per 100k
D3 vs AU

Crime

Rate · per 100k2,086
Total incidents465· April 2025 - March 2026
  • Assault14462%
  • Sexual Offences5223%
  • Robbery21%
  • Break And Enter3314%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 94.4% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~94.4%
~94.4% of the suburb is Bush Fire Prone Land · ~15.5% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 62% Residential 29% Other 9%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

3,505 people · 20223,733 by 2032 (+6.5%)

ABS population projection (2022 base) for the Cooma Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Adaminaby NSW — Property Data and Demographics

Adaminaby (postcode 2629) is a quiet locality in New South Wales within the Snowy Monaro Regional local government area. With a population of 339, the suburb has a settled, mature resident base with a median age of 52. Households earn a median income of $50K per year, with an average household size of 2 people. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, labourers, technicians & trades. Employment in the area leans toward accommodation & food and agriculture. The top ancestries reported are English, Australian, Irish.

The median house price in Adaminaby is $611,000, having climbed sharply by 27.3% over the past year. The median weekly rent is $300 (Census 2021). This gives a gross rental yield of approximately 2.6%. The median monthly mortgage repayment is $1,083.

Adaminaby is served by 1 school, including 1 primary. The average ICSEA score is 907, which is below the national average of 1,000. Public transport access includes 7 bus stops. The crime rate in the Snowy Monaro Regional LGA is below average at 2,086 incidents per 100,000 population.

From an investment perspective, The gross rental yield works out to roughly 2.6%, which reads as low yield. Property prices sit below the state median ($611K/$1.5M), which can point to relative value. The price-to-income ratio of 12.3x is considered stretched. House prices have moved +27.3% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield2.6% Low Yield
Price vs State$611K/$1.5M Below Median
Affordability12.3x Stretched
Price Momentum+27.3% Rising
InvestmentNSW
Mortgage · mth$1,083
Rent · wk(Census)$300
Gross yield2.6%
Price / income12.3x
Sales vol (latest Q)(2024-Q3)5
Property investors · Postcode 2629ATO
Negatively geared1.5%
4 of filers
Avg rental loss$7,722/yr
Landlords (rental income)43
Reported capital gains14
People & prosperity
DemographicsCensus 21
Population339
Median age52
Household size2
HH income · wk$954
Personal income · wk$588
Persons / bedroom0.6
SEIFA indexABS
Advantage (IRSAD)3/10
Education (IEO)3/10
Economic (IER)4/10
Disadvantage (IRSD)4/10
Income momentumCensus 16→21
HH income · wk$783 → $954
Change+21.8%
vs NSW median+1.2 pp
Median rent+100%
stablevs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies0
GP / clinics0
Fuel stations2
Cafes & dining1
TransportGTFS
Bus stops7
Hospitals · Snowy Monaro Regional LGAAIHW
Public3
Private0
Bombala Multi Purpose Servicepublic
Cooma Hospital and Health Servicepublic
Delegate Multi Purpose Servicepublic
Aged care · Snowy Monaro Regional LGAGEN
Facilities5
Residential places97
Yallambee Lodge40 places
Hudson House37 places
Bombala Multi-Purpose Service10 places
Delegate Multi-Purpose Service10 places
Southern NSW Transitional Aged Care ServiceTransition Care
Childcare · Snowy Monaro Regional LGAACECQA
Services17
Approved places631
Exceeding NQS2
Whispering Gully Jindabyne Child Care92 places
Cooma School for Early Learning81 places
Cooma Lambie Street Preschool60 places
Gidgillys the Jindy Kindy59 places
Milestones Early Learning Cooma46 places
Cooma North Preschool45 places
+11 more in Snowy Monaro Regional LGA
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Current status
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Sources & freshness
Verify-heavy evidence

Adaminaby depends on evidence that should be verified before a decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2024-Q3 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 7 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Adaminaby FAQ

Common questions
  1. What LGA is Adaminaby in?

    Adaminaby is in the Snowy Monaro Regional Local Government Area, NSW, postcode 2629. Council-level context for Snowy Monaro Regional LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Adaminaby?

    The current median house price in Adaminaby, NSW is $611K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Adaminaby?

    The median weekly rent in Adaminaby is $300/wk, based on ABS Census 2021 rent fallback.

  4. Is Adaminaby a good investment?

    QuickProperty's investment signals for Adaminaby show: Low Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Adaminaby?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Adaminaby data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.