Skip to content
Suburb profile ·Snowy Monaro Regional LGA · NSW ·2630

Cooma NSW 2630

Cooma is in Snowy Monaro Regional LGA, NSW, postcode 2630, with population 6,715.

The read

Affordability-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$465/wk
+1.1% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2630 · Apr 2026
$500
$380
Mar 2025Apr 2026
Why it fits

Entry price sits in the lower-cost range for a first-pass screen. School coverage gives the page a stronger family/livability signal. Transport coverage adds a practical access signal.

Median house
$553K
House median, latest period
1.3%YoY D3 vs AU
Median rent
$465/wk
Income-stretched rent market
1.1%YoY D10 vs AU
Gross yield
4.4%
Moderate yield band
D10 vs AU
Population
6,715
7K local footprint
D10 vs AU
Schools
3
Matched school context
D9 vs AU
Solar
1,588
74 added 12mo · 11MW

Price history

HousesUnits

Houses to Q4'25 · Units to Q2'21 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionRising
Low · 2008Peak · 2022

2.0% below peak · 187.0% above its low

Price growth (compound)3-yr +0.8%/yr · 5-yr +5.2%/yr · 10-yr +8.9%/yr
Affordability trajectoryprice +17.6%/yr vs income +6.8%/yr — worsening — prices outgrowing incomes
Indicative cashflow-$170/wk (-$8,827/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
7.7x
median home price as a multiple of annual household income
Moderate
Renting
34%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,300/mo, while renters pay about $2,015/mo — renting runs $715/mo higher on these medians.

Median price
$553K
Household income · yr
$71K
Median rent · wk
$465
Owner mortgage · mo
$1,300
Gross yield
4.4%

Household income

$71K household · yr-13.2% vs NSW suburb median
Personal
$40K
Family
$99K
Household
$71K

Schools

Total3
Avg ICSEA1013
Students792
Catholic1
Government1
Independent1
  • Cooma Public SchoolPrimary · Government · ICSEA 971
  • St Patrick's Parish SchoolCombined · Catholic · ICSEA 1037
  • The Alpine SchoolCombined · Independent · ICSEA 1032
Crime January 2025 - December 2025
481
2,173 per 100k
D3 vs AU

Crime

Rate · per 100k2,173
Total incidents481· January 2025 - December 2025
  • Assault12657%
  • Sexual Offences5424%
  • Robbery21%
  • Break And Enter4118%

Full data detail

Cooma NSW — Property Data and Demographics

Cooma is a medium-sized suburb in New South Wales within the Snowy Monaro Regional local government area (postcode 2630). It is home to about 6,715 residents, with an established family demographic and a median age of 44. Households earn a median income of $71K per year, with an average household size of 2.2 people. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, technicians & trades, community & personal service. Employment in the area leans toward retail trade and construction. The top ancestries reported are Australian, English, Irish.

Cooma has a median house price of $553,000, which has dipped slightly by 1.3% year-on-year. Units have a median price of $580,000 (+94.3% YoY). The current median weekly rent is $465. This gives a gross rental yield of approximately 4.4%. The median monthly mortgage repayment is $1,300.

Cooma is served by 3 schools, including 1 primary, 2 combined. The average ICSEA score is 1013, which is around the national average of 1,000. Public transport access includes 142 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Snowy Monaro Regional LGA is below average at 2,173 incidents per 100,000 population.

Looking at the investment signals, Gross rental yield sits at around 4.4% (moderate yield). Property prices sit below the state median ($553K/$1.5M), which can point to relative value. The price-to-income ratio of 7.7x is considered moderate. House prices have moved -1.3% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield4.4%· Moderate Yield
Price vs State$553K/$1.5M Below Median
Affordability7.7x· Moderate
Price Momentum-1.3% Falling
InvestmentNSW
Mortgage · mth$1,300
Rent · wk(Census)$290
Market rent · wk(2026-04)$465
Gross yield2.7%
Price / income7.7x
Sales vol (latest Q)(2025-Q4)24
Property investors · Postcode 2630ATO
Negatively geared269 (4.9% of filers)
Avg rental loss$7,312/yr
Landlords (rental income)740
Reported capital gains431
People & prosperity
DemographicsCensus 21
Population6,715
Median age44
Household size2.2
HH income · wk$1,374
Personal income · wk$771
Persons / bedroom0.7
IncomeATO 22-23
Median income$57,894
Mean income$67,648
Earners4,471
YoY change+9.5%
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)4/10
Economic (IER)2/10
Disadvantage (IRSD)4/10
Area & amenity
Local amenitiesOSM
Supermarkets5
Pharmacies1
GP / clinics2
Fuel stations8
Cafes & dining25
aldi1
coles1
woolworths1
TransportGTFS
Bus stops142
Hospitals · 1AIHW
Public1
Private0
Cooma Hospital and Health Servicepublic
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Cooma if it deserves a shortlist slot.

No saved AU suburbs yet.

EMPTY SET

No saved suburbs yet. Start with one ranking or suburb page, then compare once you have two candidates.

Open rankings to save the first candidates.

Sources & freshness
Strong evidence

There is enough direct local evidence on Cooma for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 3 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 142 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Cooma FAQ

Common questions
  1. What LGA is Cooma in?

    Cooma is in the Snowy Monaro Regional Local Government Area, NSW, postcode 2630. Council-level context for Snowy Monaro Regional LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Cooma?

    The current median house price in Cooma, NSW is $553K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Cooma?

    The median weekly rent in Cooma is $465/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Cooma?

    Income-stretched rent market: Weekly rent screens at about 42% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Cooma a good investment?

    QuickProperty's investment signals for Cooma show: Moderate Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Cooma?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Cooma data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.