Skip to content
Suburb profile ·Snowy Monaro Regional LGA · NSW ·2632

Bombala NSW 2632

Bombala is in Snowy Monaro Regional LGA, NSW, postcode 2632, with population 1,372.

The read

Growth-momentum

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$260/wk
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2632 · Jun 2026 · sparse signal
$460
$260
Jun 2025Jun 2026
Why it fits

Recent price movement shows visible market momentum. School coverage gives the page a stronger family/livability signal. Transport coverage adds a practical access signal.

What to check

Gross yield looks low for an income-first use case.

Median house
$670K
House median, latest period
52.3%YoY D3 vs AU
Median rent
$260/wk
Rent context available
≈D5 vs AU
Gross yield
2.0%
Low yield band
D6 vs AU
Population
1,372
1K local footprint
D8 vs AU
Schools
3
Matched school context
D9 vs AU
Drive to city
6h 11m
496.3 km to Sydney CBD · free-flow
Solar
366
23 added 12mo · 2MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Trend & investor depth

Cycle positionAt its peak
Low · 2005Peak · 2026

At / near its all-time high

Price growth (compound)% per year
3-yr
+25.7%
5-yr
+18.9%
10-yr
+15.1%
Affordability trajectoryWorsening
Price
+12.8%/yr
Income
+3.8%/yr

Growth in median price vs median household income — worsening — prices outgrowing incomes.

Indicative cashflow-$465/wk (-$24,164/yr) · interest-only @ 6.4%, 80% LVR
Market turnover6.4% of homes traded/yr (42 sales · +38% vs 3-yr avg)
Value vs advantage+8% vs suburbs of similar SEIFA advantage (decile 2)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Bombala

Owner-occupied 78%Rented 22%
Investor activityATO
Negatively geared3.7%
42 of 123 landlords
Avg rental loss$7,702/yr
Landlords (rental income)123
Reported capital gains52
Investor exposure index(moderate vs national)66.6/100
The read

Owner-occupier stronghold

75% of homes here are owner-occupied and 21% rented, with 4% of landlords negatively geared.

Why it fits

75% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 2.0% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

59%
of household income to service a new loan
13.5 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $3,283/mo vs median rent $1,127/mo (+191% · +$498/wk)

If rates move

At 4.2%: $2,621/mo (-662) · at 6.2% (current): $3,283/mo · at 8.2%: $4,008/mo (+725)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
10.1x
median home price as a multiple of annual household income
Stretched
Renting
20%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,083/mo, while renters pay about $1,127/mo — renting runs $44/mo higher on these medians.

Median price
$670K
Household income · yr
$66K
Median rent · wk
$260
Owner mortgage · mo
$1,083
Gross yield
2.0%

Household income

$66K household · yr-19.3% vs NSW suburb median
Personal
$38K
Family
$89K
Household
$66K
Household income distribution (ABS Census 2021 · weekly)19% could service the median house
Under $300
18
$300-649
99
$650-999
79
$1,000-1,499
100
$1,500-1,999
64
$2,000-2,999
92
$3,000-3,999
40
$4,000+
28

Serviceability line: a household needs about $2,525/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 32% of households here would spend more than 30% of income on rent (rent stress line: $867/wk income).

Median taxable income trend (ATO, 2018-19 – 2022-23)$43K → $50K

Housing stock and tenure

Tenure (555 households)1.1% social housing
Owned outright
45%
Owned with mortgage
30%
Rented
21%
Dwelling structure13.5% of dwellings unoccupied on census night
Separate house
95%
Townhouse / semi
3%
Flat / apartment
1%

Getting to work: 81% drive, 0% public transport, 6% walk or cycle, 7% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total3
Avg ICSEA945
Students323
Catholic1
Government2
  • Bombala Public SchoolPrimary · Government · ICSEA 899
  • Bombala High SchoolSecondary · Government · ICSEA 946
  • St Joseph's Primary SchoolPrimary · Catholic · ICSEA 991

Livability

85/ 100 livability index

Top 15% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 85% of Australian suburbs
WeakerTypicalStronger
Everyday access46
Public transport (73 stops)92
Schools & hospitals81

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
465
2,086 per 100k
D3 vs AU

Crime

Rate · per 100k2,086
Total incidents465· April 2025 - March 2026
  • Assault14462%
  • Sexual Offences5223%
  • Robbery21%
  • Break And Enter3314%

Development screen

Could a secondary dwelling be worth investigating?

secondary dwelling / granny flat screening context Medium broad constraint context

Policy position

Official policy reviewed

Permitted in residential zones under the Housing SEPP; may be approved by consent or as complying development when Housing SEPP and Codes SEPP standards are met.

Rental use: Secondary dwelling rental use is allowed as a dwelling use, subject to planning and tenancy rules.

Open official policy source

Separate houses

81.5%

Suburb share of occupied private dwellings recorded as separate houses.

Near the state median

State median 77.5% · 1,253 valid suburbs

Residential-zone context

7.5%

Broad suburb sampling only; the property zoning and overlays can differ.

34.8 pp below the state median

State median 42.3% · 1,245 valid suburbs

Rental households

20.9%

Demand context only; it does not establish permission to rent a secondary dwelling.

5.0 pp below the state median

State median 25.9% · 1,253 valid suburbs

Mapped hazards

bushfire high

The staged suburb layer indicates a broad-area constraint that needs address-level checking. No broad-area layer staged for this suburb.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Source reviewed

    State policy position

    QuickProperty reviewed the official secondary dwelling / granny flat policy source.

  2. 02 Property dependent

    Planning pathway

    Test consent or complying-development eligibility, including the 450 m² lot marker and all other standards.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Bombala unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Bombala, NSW 2632 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 97.7% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~97.7%
~97.7% of the suburb is Bush Fire Prone Land · ~9.8% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 91% Residential 8% Public / Open space 1% Other 1%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

2,467 people · 20222,618 by 2032 (+6.1%)

ABS population projection (2022 base) for the Bombala SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Bombala NSW — Property Data and Demographics

Bombala (postcode 2632) is a small locality in New South Wales within the Snowy Monaro Regional local government area. The area has roughly 1,372 residents and an older-leaning population, with a median age of 47. Households earn a median income of $66K per year, with an average household size of 2.1 people. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are machinery operators & drivers, labourers, managers. Employment in the area leans toward agriculture and retail trade. The top ancestries reported are Australian, English, Irish.

Bombala has a median house price of $670,000, which has jumped by 52.3% year-on-year. The current median weekly rent is $260. This gives a gross rental yield of approximately 2.0%. The median monthly mortgage repayment is $1,083.

Bombala is served by 3 schools, including 2 primary, 1 secondary. The average ICSEA score is 945, which is below the national average of 1,000. Public transport access includes 73 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Snowy Monaro Regional LGA is below average at 2,086 incidents per 100,000 population.

From an investment perspective, The gross rental yield works out to roughly 2.0%, which reads as low yield. Property prices sit below the state median ($670K/$1.5M), which can point to relative value. The price-to-income ratio of 10.1x is considered stretched. House prices have moved +52.3% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield2.0% Low Yield
Price vs State$670K/$1.5M Below Median
Affordability10.1x Stretched
Price Momentum+52.3% Rising
InvestmentNSW
Mortgage · mth$1,083
Rent · wk(Census)$215
Market rent · wk(2026-06)$260
Gross yield1.7%
Price / income10.1x
Sales vol (latest Q)(2025-Q4)8
Property investors · Postcode 2632ATO
Negatively geared3.7%
42 of filers
Avg rental loss$7,702/yr
Landlords (rental income)123
Reported capital gains52
People & prosperity
DemographicsCensus 21
Population1,372
Median age47
Household size2.1
HH income · wk$1,277
Personal income · wk$725
Persons / bedroom0.7
IncomeATO 22-23
Median income$50,215
Mean income$57,409
Earners1,531
YoY change+1.6%
SEIFA indexABS
Advantage (IRSAD)2/10
Education (IEO)2/10
Economic (IER)2/10
Disadvantage (IRSD)2/10
Income momentumCensus 16→21
HH income · wk$1,090 → $1,277
Change+17.2%
vs NSW median-3.4 pp
Median rent+22.9%
stablevs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies0
GP / clinics0
Fuel stations2
Cafes & dining2
iga1
TransportGTFS
Bus stops73
Hospitals · Snowy Monaro Regional LGAAIHW
Public3
Private0
Bombala Multi Purpose Servicepublic · in suburb
Cooma Hospital and Health Servicepublic
Delegate Multi Purpose Servicepublic
Aged care · Snowy Monaro Regional LGAGEN
Facilities5
Residential places97
Yallambee Lodge40 places
Hudson House37 places
Bombala Multi-Purpose Service10 places · in suburb
Delegate Multi-Purpose Service10 places
Southern NSW Transitional Aged Care ServiceTransition Care
Childcare · Snowy Monaro Regional LGAACECQA
Services17
Approved places631
Exceeding NQS2
Whispering Gully Jindabyne Child Care92 places
Cooma School for Early Learning81 places
Cooma Lambie Street Preschool60 places
Gidgillys the Jindy Kindy59 places
Milestones Early Learning Cooma46 places
Cooma North Preschool45 places
+11 more in Snowy Monaro Regional LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Bombala if it deserves a shortlist slot.

No saved AU suburbs yet.

EMPTY SET

No saved suburbs yet. Start with one ranking or suburb page, then compare once you have two candidates.

Open rankings to save the first candidates.

Sources & freshness
Strong evidence

Bombala carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 3 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 73 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Bombala FAQ

Common questions
  1. What LGA is Bombala in?

    Bombala is in the Snowy Monaro Regional Local Government Area, NSW, postcode 2632. Council-level context for Snowy Monaro Regional LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Bombala?

    The current median house price in Bombala, NSW is $670K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Bombala?

    The median weekly rent in Bombala is $260/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Bombala?

    Rent context available: Bombala has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Bombala a good investment?

    QuickProperty's investment signals for Bombala show: Low Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Bombala?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Bombala data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.