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Suburb profile ·Lake Macquarie LGA · NSW ·2264

Balcolyn NSW 2264

Balcolyn is in Lake Macquarie LGA, NSW, postcode 2264, with population 1,002.

The read

Growth-momentum

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$672/wk
+15.9% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2264 · Apr 2026
$695
$555
Mar 2025Apr 2026
Why it fits

Recent price movement shows visible market momentum. Transport coverage adds a practical access signal.

Median house
$880K
House median, latest period
12.1%YoY D5 vs AU
Median rent
$672/wk
Rent context available
15.9%YoY D10 vs AU
Gross yield
4.0%
Below investor band
D10 vs AU
Population
1,002
1K local footprint
D8 vs AU
Schools
No matched school data
Solar
3,517
205 added 12mo · 22MW

Price history

HousesUnits

Trend & investor depth

Cycle positionAt its peak
Low · 2007Peak · 2025

At / near its all-time high

Price growth (compound)3-yr +0.4%/yr · 5-yr +10.7%/yr · 10-yr +7.9%/yr
Indicative cashflow-$322/wk (-$16,736/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
11.1x
median home price as a multiple of annual household income
Stretched
Renting
44%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,733/mo, while renters pay about $2,912/mo — renting runs $1,179/mo higher on these medians.

Median price
$880K
Household income · yr
$79K
Median rent · wk
$672
Owner mortgage · mo
$1,733
Gross yield
4.0%

Household income

$79K household · yr-3.7% vs NSW suburb median
Personal
$37K
Family
$96K
Household
$79K
Crime January 2025 - December 2025
7,534
3,436 per 100k
D5 vs AU

Crime

Rate · per 100k3,436
Total incidents7,534· January 2025 - December 2025
  • Assault1,88958%
  • Sexual Offences63720%
  • Robbery201%
  • Break And Enter71522%

Full data detail

Balcolyn NSW — Property Data and Demographics

Balcolyn (postcode 2264) is a small community in New South Wales within the Lake Macquarie local government area. It is home to about 1,002 residents, with an established demographic and a median age of 43. Households earn a median income of $79K per year, with an average household size of 2.5 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.1% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, professionals, clerical & administrative. Employment in the area leans toward healthcare and construction. The top ancestries reported are English, Australian, Scottish.

Median house prices in Balcolyn stand at $880,000, having climbed sharply by 12.1% over the last twelve months. The current median weekly rent is $672. This gives a gross rental yield of approximately 4.0%. The median monthly mortgage repayment is $1,733.

Public transport access includes 7 bus stops. The crime rate in the Lake Macquarie LGA is below average at 3,436 incidents per 100,000 population.

From an investment perspective, Gross rental yield sits at around 4.0% (moderate yield). Property prices sit below the state median ($880K/$1.5M), which can point to relative value. The price-to-income ratio of 11.1x is considered stretched. House prices have moved +12.1% year-on-year. Population growth of +1.1% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield4.0%· Moderate Yield
Price vs State$880K/$1.5M Below Median
Affordability11.1x Stretched
Price Momentum+12.1% Rising
Pop. Growth+1.1%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,733
Rent · wk(Census)$390
Market rent · wk(2026-04)$672
Gross yield2.3%
Price / income11.1x
Sales vol (latest Q)(2025-Q3)11
Population growth · Lake Macquarie LGAABS ERP
Population (2025)224,540
5-year growth+1.2% CAGR
YoY change+1.1%
20012025
Development · Lake Macquarie LGAABS Approvals
Approvals (2026)896
Houses577
Units319
YoY change+0%
Employment · Lake Macquarie LGASALM
Unemployment (Dec-25)4.1%
YoY change+1.4pp
Dec-10Dec-25
Property investors · Postcode 2264ATO
Negatively geared445 (5% of filers)
Avg rental loss$7,206/yr
Landlords (rental income)1,082
Reported capital gains666
People & prosperity
DemographicsCensus 21
Population1,002
Median age43
Household size2.5
HH income · wk$1,525
Personal income · wk$704
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)3/10
Economic (IER)4/10
Disadvantage (IRSD)3/10
Area & amenity
TransportGTFS
Bus stops7
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Current status
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Sources & freshness
Strong evidence

Balcolyn has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q3 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 7 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Balcolyn FAQ

Common questions
  1. What LGA is Balcolyn in?

    Balcolyn is in the Lake Macquarie Local Government Area, NSW, postcode 2264. Council-level context for Lake Macquarie LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Balcolyn?

    The current median house price in Balcolyn, NSW is $880K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Balcolyn?

    The median weekly rent in Balcolyn is $672/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Balcolyn?

    Rent context available: Balcolyn has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Balcolyn a good investment?

    QuickProperty's investment signals for Balcolyn show: Moderate Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Balcolyn?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Balcolyn data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.