Balcolyn NSW

Postcode 2264 · Lake Macquarie LGA

Balcolyn is a small community in New South Wales within the Lake Macquarie local government area (postcode 2264). With a population of 1,002, the suburb has an established demographic with a median age of 43. Households earn a median income of $79K per year, with an average household size of 2.5 people. The most common occupations are technicians & trades, professionals, clerical & administrative. The top ancestries reported are English, Australian, Scottish.

The median house price in Balcolyn is $825,000, having declined 5.7% over the past year. Units have a median price of $587,000 (+67.7% YoY). The current median weekly rent is $650. This gives a gross rental yield of approximately 4.1%. The median monthly mortgage repayment is $1,733.

Public transport access includes 7 bus stops. The crime rate in the Lake Macquarie LGA is below average at 3,396 incidents per 100,000 population.

From an investment perspective, Balcolyn offers a gross rental yield of 4.1%, rated as moderate yield. Property prices sit below the state median ($825K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 10.4x is considered stretched. House prices have moved -5.7% year-on-year.

INVESTMENT SIGNALS
Rental Yield4.1% Moderate Yield
Price vs State$825K/$1.5M Below Median
Affordability10.4x Stretched
Price Momentum-5.7% Falling
SEIFA INDEX (ABS)
Advantage4/10
Education3/10
Economic4/10
Disadvantage3/10
MEDIAN HOUSE
$825K
-5.7% YoY
MEDIAN UNIT
$587K
67.7% YoY
MEDIAN RENT /WK
$390
POPULATION
1,002
DEMOGRAPHICS
Median Age43
Household Size2.5
HH Income /wk$1,525
Personal Income /wk$704
Mortgage /mth$1,733
CRIME (Lake Macquarie LGA)
Crime Rate (per 100k)3,396
Total Incidents7,534
TRANSPORT
Bus Stops7
Data: 2026