Bonnells Bay NSW

Postcode 2264 · Lake Macquarie LGA

Bonnells Bay is a smaller suburb in New South Wales within the Lake Macquarie local government area (postcode 2264). With a population of 4,066, the suburb has an established demographic with a median age of 42. Households earn a median income of $76K per year, with an average household size of 2.5 people. The most common occupations are professionals, technicians & trades, clerical & administrative. The top ancestries reported are Australian, English, Scottish.

The median house price in Bonnells Bay is $909,000, having increased 3.2% over the past year. Units have a median price of $655,000 (+1.6% YoY). The current median weekly rent is $650. This gives a gross rental yield of approximately 3.7%. The median monthly mortgage repayment is $1,820.

Bonnells Bay is served by 1 school, including 1 primary. The average ICSEA score is 925, which is below the national average of 1,000. Public transport access includes 7 rail stations, 23 bus stops. The crime rate in the Lake Macquarie LGA is below average at 3,396 incidents per 100,000 population.

From an investment perspective, Bonnells Bay offers a gross rental yield of 3.7%, rated as moderate yield. Property prices sit below the state median ($909K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 12.0x is considered stretched. House prices have moved +3.2% year-on-year.

INVESTMENT SIGNALS
Rental Yield3.7% Moderate Yield
Price vs State$909K/$1.5M Below Median
Affordability12.0x Stretched
Price Momentum+3.2% Stable
INCOME (ATO 2022-23)
Median Income$52,683
Mean Income$63,537
Earners5,984
YoY Change+7.2%
SEIFA INDEX (ABS)
Advantage4/10
Education3/10
Economic5/10
Disadvantage4/10
MEDIAN HOUSE
$909K
3.2% YoY
MEDIAN UNIT
$655K
1.6% YoY
MEDIAN RENT /WK
$400
POPULATION
4,066
DEMOGRAPHICS
Median Age42
Household Size2.5
HH Income /wk$1,460
Personal Income /wk$685
Mortgage /mth$1,820
CRIME (Lake Macquarie LGA)
Crime Rate (per 100k)3,396
Total Incidents7,534
TRANSPORT
Rail Stations7
Bus Stops23
Station St After Marconi Rd
Station St At Amos St
Station St At Argyle St
Station St Before Princes St
Station St Opp Harbord St
SCHOOLS (1)
Avg ICSEA925
Total Students376
Government1
Bonnells Bay Public SchoolPrimary · Government · ICSEA 925
Data: 2026