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Suburb profile ·Queanbeyan-Palerang Regional LGA · NSW ·2620

Crestwood NSW 2620

Crestwood is in Queanbeyan-Palerang Regional LGA, NSW, postcode 2620, with population 4,936.

The read

Growth-momentum

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$610/wk
Rising
+12.1% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2620 · Jun 2026
$620
$538
Jun 2025Jun 2026
Why it fits

Recent price movement shows visible market momentum. Transport coverage adds a practical access signal.

Median house
$921K
House median, latest period
9.6%YoY D6 vs AU
Median rent
$610/wk
Rent context available
12.1%YoY D10 vs AU
Gross yield
3.4%
Below investor band
D10 vs AU
Population
4,936
5K local footprint
D9 vs AU
Schools
No matched school data
Drive to city
3h 32m
288.8 km to Sydney CBD · free-flow
Solar
8,418
780 added 12mo · 73MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Trend & investor depth

Cycle positionAt its peak
Low · 2008Peak · 2026

At / near its all-time high

Price growth (compound)% per year
3-yr
+6.2%
5-yr
+3.2%
10-yr
+7.4%
Indicative cashflow-$449/wk (-$23,365/yr) · interest-only @ 6.4%, 80% LVR
Market turnover4.7% of homes traded/yr (105 sales · -17% vs 3-yr avg)
Rent stabilitytypical — rents vary ±4.2% around trend (short window, 13 pts)
Value vs advantage+4% vs suburbs of similar SEIFA advantage (decile 5)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Cgrade · 46/100 · top 54% of 3,604AU suburbs
Peer distributionstronger than 46% of AU suburbs
WeakerTypicalStronger
Capital growth17
Rental yield67
Stability77
Volatility-8.6ppCycle-2.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Crestwood

Owner-occupied 57%Rented 43%
Investor activityATO
Negatively geared7.4%
2,267 of 4,384 landlords
Avg rental loss$8,465/yr
Landlords (rental income)4,384
Reported capital gains2,517
Investor exposure index(high vs national)80.3/100
The read

Mixed owner-renter market

56% of homes here are owner-occupied and 42% rented, with 7% of landlords negatively geared.

Why it fits

A balanced 56% owner-occupier / 42% renter mix.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

61%
of household income to service a new loan
13.7 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $4,513/mo vs median rent $2,643/mo (+71% · +$431/wk)

If rates move

At 4.2%: $3,603/mo (-910) · at 6.2% (current): $4,513/mo · at 8.2%: $5,509/mo (+997)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
10.3x
median home price as a multiple of annual household income
Stretched
Renting
35%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,733/mo, while renters pay about $2,643/mo — renting runs $910/mo higher on these medians.

Median price
$921K
Household income · yr
$89K
Median rent · wk
$610
Owner mortgage · mo
$1,733
Gross yield
3.4%

Household income

$89K household · yr+8.6% vs NSW suburb median
Personal
$51K
Family
$113K
Household
$89K
Household income distribution (ABS Census 2021 · weekly)15% could service the median house
Under $300
71
$300-649
227
$650-999
240
$1,000-1,499
346
$1,500-1,999
300
$2,000-2,999
424
$3,000-3,999
223
$4,000+
195

Serviceability line: a household needs about $3,471/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 59% of households here would spend more than 30% of income on rent (rent stress line: $2,033/wk income).

Housing stock and tenure

Tenure (2,113 households)3.0% social housing
Owned outright
23%
Owned with mortgage
33%
Rented
42%
Dwelling structure8.5% of dwellings unoccupied on census night
Separate house
46%
Townhouse / semi
21%
Flat / apartment
33%

Getting to work: 82% drive, 3% public transport, 3% walk or cycle, 8% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Livability

18/ 100 livability index

Top 82% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 18% of Australian suburbs
WeakerTypicalStronger
Everyday access19
Public transport (18 stops)51
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
1,617
2,419 per 100k
D4 vs AU

Crime

Rate · per 100k2,419
Total incidents1,617· April 2025 - March 2026
  • Assault39661%
  • Sexual Offences11918%
  • Robbery30%
  • Break And Enter13320%

Development screen

Could a secondary dwelling be worth investigating?

secondary dwelling / granny flat screening context Low broad constraint context

Policy position

Official policy reviewed

Permitted in residential zones under the Housing SEPP; may be approved by consent or as complying development when Housing SEPP and Codes SEPP standards are met.

Rental use: Secondary dwelling rental use is allowed as a dwelling use, subject to planning and tenancy rules.

Open official policy source

Separate houses

41.8%

Suburb share of occupied private dwellings recorded as separate houses.

35.7 pp below the state median

State median 77.5% · 1,253 valid suburbs

Residential-zone context

76.8%

Broad suburb sampling only; the property zoning and overlays can differ.

34.5 pp above the state median

State median 42.3% · 1,245 valid suburbs

Rental households

41.8%

Demand context only; it does not establish permission to rent a secondary dwelling.

15.9 pp above the state median

State median 25.9% · 1,253 valid suburbs

Mapped hazards

No mapped bushfire exposure

The staged suburb layer shows no mapped exposure; this is not a property-level clearance. No broad-area layer staged for this suburb.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Source reviewed

    State policy position

    QuickProperty reviewed the official secondary dwelling / granny flat policy source.

  2. 02 Property dependent

    Planning pathway

    Test consent or complying-development eligibility, including the 450 m² lot marker and all other standards.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Crestwood unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Crestwood, NSW 2620 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

No mapped bushfire exposure

About 0.0% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

No mapped exposure ~0.0%
~0.0% of the suburb is Bush Fire Prone Land

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Low Density Residential
Residential 72% Other 14% Public / Open space 5% Industrial 3%
Residential density: Low · 8% growth-zoned

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

11,390 people · 202213,843 by 2032 (+21.5%)

ABS population projection (2022 base) for the Queanbeyan SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Crestwood NSW — Property Data and Demographics

Crestwood (postcode 2620) is a smaller suburb in New South Wales within the Queanbeyan-Palerang Regional local government area. It is home to about 4,936 residents, with a blend of families and working-age professionals and a median age of 35. Households earn a median income of $89K per year, with an average household size of 2.2 people. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, clerical & administrative, technicians & trades. Employment in the area leans toward public admin & safety and healthcare. The top ancestries reported are Australian, English, Irish.

The median house price in Crestwood is $921,000, having grown strongly by 9.6% over the past year. Units have a median price of $413,000 (+11.5% YoY). The current median weekly rent is $610. This gives a gross rental yield of approximately 3.4%. The median monthly mortgage repayment is $1,733.

Public transport access includes 18 bus stops. The crime rate in the Queanbeyan-Palerang Regional LGA is below average at 2,419 incidents per 100,000 population.

Looking at the investment signals, Gross rental yield sits at around 3.4% (moderate yield). Property prices sit below the state median ($921K/$1.5M), which can point to relative value. The price-to-income ratio of 10.3x is considered stretched. House prices have moved +9.6% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield3.4%· Moderate Yield
Price vs State$921K/$1.5M Below Median
Affordability10.3x Stretched
Price Momentum+9.6% Rising
InvestmentNSW
Mortgage · mth$1,733
Rent · wk(Census)$320
Market rent · wk(2026-06)$610
Gross yield1.8%
Price / income10.3x
Sales vol (latest Q)(2026-Q2)5
Property investors · Postcode 2620ATO
Negatively geared7.4%
2,267 of filers
Avg rental loss$8,465/yr
Landlords (rental income)4,384
Reported capital gains2,517
People & prosperity
DemographicsCensus 21
Population4,936
Median age35
Household size2.2
HH income · wk$1,719
Personal income · wk$982
Persons / bedroom0.9
SEIFA indexABS
Advantage (IRSAD)5/10
Education (IEO)6/10
Economic (IER)2/10
Disadvantage (IRSD)6/10
Income momentumCensus 16→21
HH income · wk$1,395 → $1,719
Change+23.2%
vs NSW median+2.6 pp
Median rent+23.1%
stablevs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations2
Cafes & dining1
TransportGTFS
Bus stops18
Hospitals · Queanbeyan-Palerang Regional LGAAIHW
Public2
Private0
Braidwood Multi Purpose Servicepublic
Queanbeyan Hospitalpublic
Aged care · Queanbeyan-Palerang Regional LGAGEN
Facilities4
Residential places364
Warrigal Care Queanbeyan132 places
Heritage Queanbeyan110 places
BaptistCare George Forbes House85 places
Braidwood Multi-Purpose Service37 places
Childcare · Queanbeyan-Palerang Regional LGAACECQA
Services39
Approved places3,148
Exceeding NQS7
Googong OSHClub195 places
TeamKids - St Greg's - Queanbeyan195 places
YMCA South Queanbeyan OSHC145 places
Jerrabomberra Public School - VillageOSHC135 places
Aspire Early Education & Kindergarten Googong134 places
Camp Australia Queanbeyan Public School OSHC120 places
+33 more in Queanbeyan-Palerang Regional LGA
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Current status
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Sources & freshness
Usable evidence

Crestwood is usable, but it still needs cross-checking.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2026-Q2 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 18 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Crestwood FAQ

Common questions
  1. What LGA is Crestwood in?

    Crestwood is in the Queanbeyan-Palerang Regional Local Government Area, NSW, postcode 2620. Council-level context for Queanbeyan-Palerang Regional LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Crestwood?

    The current median house price in Crestwood, NSW is $921K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Crestwood?

    The median weekly rent in Crestwood is $610/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Crestwood?

    Rent context available: Crestwood has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Crestwood a good investment?

    QuickProperty's investment signals for Crestwood show: Moderate Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Crestwood?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Crestwood data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.