Hardys Bay NSW

Postcode 2257 · Central Coast (NSW) LGA

Hardys Bay is a quiet locality in New South Wales within the Central Coast (NSW) local government area (postcode 2257). With a population of 233, the suburb has an older demographic with a median age of 59. Households earn a median income of $108K per year, with an average household size of 2.3 people. The most common occupations are professionals, managers, technicians & trades. The top ancestries reported are English, Australian, Irish.

The median house price in Hardys Bay is $2.0 million, having grown strongly 6.4% over the past year. The current median weekly rent is $622. This gives a gross rental yield of approximately 1.7%. The median monthly mortgage repayment is $1,409.

Public transport access includes 7 bus stops. The crime rate in the Central Coast (NSW) LGA is below average at 3,528 incidents per 100,000 population.

From an investment perspective, Hardys Bay offers a gross rental yield of 1.7%, rated as low yield. Property prices are near the state median ($2.0M/$1.5M). The price-to-income ratio of 18.2x is considered stretched. House prices have moved +6.4% year-on-year.

INVESTMENT SIGNALS
Rental Yield1.7% Low Yield
Price vs State$2.0M/$1.5M Near Median
Affordability18.2x Stretched
Price Momentum+6.4% Rising
SEIFA INDEX (ABS)
Advantage10/10
Education10/10
Economic8/10
Disadvantage10/10
MEDIAN HOUSE
$2.0M
6.4% YoY
MEDIAN RENT /WK
$525
POPULATION
233
DEMOGRAPHICS
Median Age59
Household Size2.3
HH Income /wk$2,068
Personal Income /wk$1007
Mortgage /mth$1,409
CRIME (Central Coast (NSW) LGA)
Crime Rate (per 100k)3,528
Total Incidents12,518
TRANSPORT
Bus Stops7
Data: 2025