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Suburb profile ·Port Macquarie-Hastings LGA · NSW ·2446

Long Flat NSW 2446

Long Flat is in Port Macquarie-Hastings LGA, NSW, postcode 2446, with population 112.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$572/wk
Rising
+6.9% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2446 · Jun 2026
$595
$450
Jun 2025Jun 2026
Why it fits

Gross yield screens at about 5.9%. Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
$500K
House median, latest period
1.5%YoY D2 vs AU
Median rent
$572/wk
Rent-led investor candidate
6.9%YoY D10 vs AU
Gross yield
5.9%
Strong yield band
D10 vs AU
Population
92,432
92K via Port Macquarie-Hastings LGA · SAL undercount
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
3,927
232 added 12mo · 26MW
Price cycleRising
LowPeak

1.5% below peak · 334.8% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionRising
Low · 2008Peak · 2021

1.5% below peak · 334.8% above its low

Price growth (compound)% per year
3-yr
+22.1%
5-yr
+14.9%
Indicative cashflow-$63/wk (-$3,292/yr) · interest-only @ 6.4%, 80% LVR
Rent stabilityvolatile — rents vary ±6.7% around trend (short window, 13 pts)
Value vs advantage-36% vs suburbs of similar SEIFA advantage (decile 4)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Long Flat

Owner-occupied 91%Rented 9%
Investor activityATO
Negatively geared4.1%
360 of 1,027 landlords
Avg rental loss$7,165/yr
Landlords (rental income)1,027
Reported capital gains606
The read

Owner-occupier stronghold

89% of homes here are owner-occupied and 9% rented, with 4% of landlords negatively geared.

Why it fits

89% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

58%
of household income to service a new loan
13.2 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRoughly even

New-loan repayment $2,450/mo vs median rent $2,479/mo (-1% · -$7/wk)

If rates move

At 4.2%: $1,956/mo (-494) · at 6.2% (current): $2,450/mo · at 8.2%: $2,991/mo (+541)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
9.9x
median home price as a multiple of annual household income
Moderate
Renting
59%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,101/mo, while renters pay about $2,479/mo — renting runs $1,378/mo higher on these medians.

Median price
$500K
Household income · yr
$51K
Median rent · wk
$572
Owner mortgage · mo
$1,101
Gross yield
5.9%

Household income

$51K household · yr-38.5% vs NSW suburb median
Personal
$27K
Family
$83K
Household
$51K

Housing stock and tenure

Tenure (46 households)
Owned outright
46%
Owned with mortgage
44%
Rented
9%
Dwelling structure8.7% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 70% drive, 0% public transport, 16% walk or cycle, 13% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA887
Students36
Government1
  • Long Flat Public SchoolPrimary · Government · ICSEA 887
Crime April 2025 - March 2026
3,325
3,660 per 100k
D5 vs AU

Crime

Rate · per 100k3,660
Total incidents3,325· April 2025 - March 2026
  • Assault90660%
  • Sexual Offences25017%
  • Robbery141%
  • Break And Enter34123%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 95.9% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~95.9%
~95.9% of the suburb is Bush Fire Prone Land · ~33.9% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Rural Landscape
Rural / Green wedge 100%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

5,311 people · 20225,116 by 2032 (-3.7%)

ABS population projection (2022 base) for the Port Macquarie Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Long Flat NSW — Property Data and Demographics

Long Flat (postcode 2446) is a sparsely populated locality in New South Wales within the Port Macquarie-Hastings local government area. It is home to about 112 residents, with a mature demographic and a median age of 47. Households earn a median income of $51K per year, with an average household size of 2.4 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.5% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are labourers, clerical & administrative, technicians & trades. Employment in the area leans toward healthcare and transport & logistics. The top ancestries reported are Australian, English, Irish.

Long Flat has a median house price of $500,000, which has dipped slightly by 1.5% year-on-year. The current median weekly rent is $572. This gives a gross rental yield of approximately 5.9%. The median monthly mortgage repayment is $1,101.

Long Flat is served by 1 school, including 1 primary. The average ICSEA score is 887, which is well below the national average of 1,000. Public transport access includes 10 bus stops. The crime rate in the Port Macquarie-Hastings LGA is below average at 3,660 incidents per 100,000 population.

Looking at the investment signals, Long Flat shows a gross rental yield of approximately 5.9%, rated as high yield. Property prices sit below the state median ($500K/$1.5M), which can point to relative value. The price-to-income ratio of 9.9x is considered moderate. House prices have moved -1.5% year-on-year. Population growth of +1.5% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield5.9% High Yield
Price vs State$500K/$1.5M Below Median
Affordability9.9x· Moderate
Price Momentum-1.5% Falling
Pop. Growth+1.5%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,101
Rent · wk(Census)$300
Market rent · wk(2026-06)$572
Gross yield3.1%
Price / income9.9x
Population growth · Port Macquarie-Hastings LGAABS ERP
Population (2025)92,432
5-year growth+1.6% CAGR
YoY change+1.5%
20012025
Development · Port Macquarie-Hastings LGAABS Approvals
Approvals (2026)465
Houses 68%Units 32%
YoY change+0%
Employment · Port Macquarie-Hastings LGASALM
Unemployment (Dec-25)2.9%
YoY change+0.4pp
Dec-10Dec-25
Property investors · Postcode 2446ATO
Negatively geared4.1%
360 of filers
Avg rental loss$7,165/yr
Landlords (rental income)1,027
Reported capital gains606
People & prosperity
DemographicsCensus 21
Population112
Median age47
Household size2.4
HH income · wk$974
Personal income · wk$525
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)4/10
Economic (IER)5/10
Disadvantage (IRSD)4/10
Income momentumCensus 16→21
HH income · wk$849 → $974
Change+14.7%
vs NSW median-5.9 pp
Median rent+7.9%
softeningvs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining1
TransportGTFS
Bus stops10
Hospitals · Port Macquarie-Hastings LGAAIHW
Public2
Private2
Port Macquarie Base Hospitalpublic
Wauchope District Memorial Hospitalpublic
Coolenberg Day Surgeryprivate
Port Macquarie Private Hospitalprivate
Aged care · Port Macquarie-Hastings LGAGEN
Facilities16
Residential places1,414
Garden Village142 places
Lake Cathie Manor Aged Care138 places
St Agnes Site124 places
Emmaus116 places
Uniting Mingaletta Port Macquarie110 places
Highfields Manor Port Macquarie109 places
+10 more in Port Macquarie-Hastings LGA
Childcare · Port Macquarie-Hastings LGAACECQA
Services51
Approved places3,641
Exceeding NQS19
Columba Cottage OSHC250 places
Green Leaves Early Learning Port Macquarie140 places
Columba Cottage Early Learning Centre138 places
Bangalay Child Care & Education Centre130 places
Lake Cathie Little Learners125 places
Active OOSH Tacking Point115 places
+45 more in Port Macquarie-Hastings LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Long Flat if it deserves a shortlist slot.

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EMPTY SET

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Sources & freshness
Strong evidence

Long Flat has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 10 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Long Flat is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across hospital coverage.

The lighter areas here are hospital coverage, so a single-page read should carry less weight than usual.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Begin here, but pressure-test the read in compare, against the state hub, or a bigger nearby suburb before deciding.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

This page is useful for direction-setting, not closure. Use it to frame the locality, then confirm the story with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Long Flat feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Pappinbarra most similar
similar price band similar rent profile similar suburb scale

pop same · house +$40K · rent -$387/wk

Similar local read: useful for context, but still compare the actual market signals.

Pipeclay most similar
similar price band similar rent profile similar suburb scale

pop same · house +$240K · rent -$172/wk

Similar local read: useful for context, but still compare the actual market signals.

Blackmans Point most similar
similar price band similar rent profile similar suburb scale

pop +100 · house +$105K · rent -$312/wk

Similar local read: useful for context, but still compare the actual market signals.

Long Flat FAQ

Common questions
  1. What LGA is Long Flat in?

    Long Flat is in the Port Macquarie-Hastings Local Government Area, NSW, postcode 2446. Council-level context for Port Macquarie-Hastings LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Long Flat?

    The current median house price in Long Flat, NSW is $500K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Long Flat?

    The median weekly rent in Long Flat is $572/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Long Flat?

    Rent-led investor candidate: Gross rent yield screens at about 5.9%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Long Flat a good investment?

    QuickProperty's investment signals for Long Flat show: High Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Long Flat?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Long Flat data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.