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Suburb profile ·Queanbeyan-Palerang Regional LGA · NSW ·2622

Majors Creek NSW 2622

Majors Creek is in Queanbeyan-Palerang Regional LGA, NSW, postcode 2622, with population 290.

The read

Affordability-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$495/wk
Rising
+3.1% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2622 · Jun 2026
$538
$425
Jun 2025Jun 2026
Why it fits

Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

What to check

Small local population makes the signal set more fragile.

Median house
$640K
House median, latest period
4.0%YoY D3 vs AU
Median rent
$495/wk
Rent context available
3.1%YoY D10 vs AU
Gross yield
4.0%
Moderate yield band
D10 vs AU
Population
290
290 local footprint
D6 vs AU
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
1,334
114 added 12mo · 9MW
Price cycleRising
LowPeak

4.0% below peak · 276.5% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionRising
Low · 2006Peak · 2024

4.0% below peak · 276.5% above its low

Price growth (compound)% per year
3-yr
+12.9%
5-yr
+5.7%
10-yr
+5.9%
Indicative cashflow-$259/wk (-$13,463/yr) · interest-only @ 6.4%, 80% LVR
Market turnover17.4% of homes traded/yr (21 sales)
Value vs advantage-19% vs suburbs of similar SEIFA advantage (decile 4)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Majors Creek

Owner-occupied 89%Rented 11%
Investor activityATO
Negatively geared4.8%
121 of 411 landlords
Avg rental loss$5,638/yr
Landlords (rental income)411
Reported capital gains234
Investor exposure index(moderate vs national)51.7/100
The read

Owner-occupier stronghold

84% of homes here are owner-occupied and 11% rented, with 5% of landlords negatively geared.

Why it fits

84% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

54%
of household income to service a new loan
12.4 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $3,136/mo vs median rent $2,145/mo (+46% · +$229/wk)

If rates move

At 4.2%: $2,504/mo (-632) · at 6.2% (current): $3,136/mo · at 8.2%: $3,829/mo (+693)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
9.3x
median home price as a multiple of annual household income
Moderate
Renting
37%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,430/mo, while renters pay about $2,145/mo — renting runs $715/mo higher on these medians.

Median price
$640K
Household income · yr
$69K
Median rent · wk
$495
Owner mortgage · mo
$1,430
Gross yield
4.0%

Household income

$69K household · yr-16.1% vs NSW suburb median
Personal
$39K
Family
$82K
Household
$69K
Household income distribution (ABS Census 2021 · weekly)22% could service the median house
Under $300
4
$300-649
13
$650-999
22
$1,000-1,499
22
$1,500-1,999
13
$2,000-2,999
9
$3,000-3,999
9
$4,000+
8

Serviceability line: a household needs about $2,412/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 67% of households here would spend more than 30% of income on rent (rent stress line: $1,650/wk income).

Housing stock and tenure

Tenure (105 households)
Owned outright
44%
Owned with mortgage
40%
Rented
11%
Dwelling structure22.2% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 82% drive, 0% public transport, 0% walk or cycle, 17% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
1,617
2,419 per 100k
D4 vs AU

Crime

Rate · per 100k2,419
Total incidents1,617· April 2025 - March 2026
  • Assault39661%
  • Sexual Offences11918%
  • Robbery30%
  • Break And Enter13320%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 98.4% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~98.4%
~98.4% of the suburb is Bush Fire Prone Land · ~66.4% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 87% Public / Open space 13%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

4,366 people · 20225,037 by 2032 (+15.4%)

ABS population projection (2022 base) for the Braidwood SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Majors Creek NSW — Property Data and Demographics

Majors Creek (postcode 2622) is a sparsely populated locality in New South Wales within the Queanbeyan-Palerang Regional local government area. The area has roughly 290 residents and an older-leaning population, with a median age of 47. Households earn a median income of $69K per year, with an average household size of 2.4 people. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are labourers, professionals, technicians & trades. Employment in the area leans toward construction and admin services. The top ancestries reported are Australian, English, Scottish.

Median house prices in Majors Creek stand at $640,000, having moved lower by 4% over the last twelve months. The current median weekly rent is $495. This gives a gross rental yield of approximately 4.0%. The median monthly mortgage repayment is $1,430.

Public transport access includes 18 bus stops. The crime rate in the Queanbeyan-Palerang Regional LGA is below average at 2,419 incidents per 100,000 population.

On the investment side, Majors Creek shows a gross rental yield of approximately 4.0%, rated as moderate yield. Property prices sit below the state median ($640K/$1.5M), which can point to relative value. The price-to-income ratio of 9.3x is considered moderate. House prices have moved -4.0% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield4.0%· Moderate Yield
Price vs State$640K/$1.5M Below Median
Affordability9.3x· Moderate
Price Momentum-4.0% Falling
InvestmentNSW
Mortgage · mth$1,430
Rent · wk(Census)$390
Market rent · wk(2026-06)$495
Gross yield3.2%
Price / income9.3x
Sales vol (latest Q)(2021-Q3)6
Property investors · Postcode 2622ATO
Negatively geared4.8%
121 of filers
Avg rental loss$5,638/yr
Landlords (rental income)411
Reported capital gains234
People & prosperity
DemographicsCensus 21
Population290
Median age47
Household size2.4
HH income · wk$1,328
Personal income · wk$757
Persons / bedroom0.9
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)2/10
Economic (IER)7/10
Disadvantage (IRSD)3/10
Income momentumCensus 16→21
HH income · wk$1,025 → $1,328
Change+29.6%
vs NSW median+9 pp
Median rent+30%
gentrifyingvs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops18
Hospitals · Queanbeyan-Palerang Regional LGAAIHW
Public2
Private0
Braidwood Multi Purpose Servicepublic
Queanbeyan Hospitalpublic
Aged care · Queanbeyan-Palerang Regional LGAGEN
Facilities4
Residential places364
Warrigal Care Queanbeyan132 places
Heritage Queanbeyan110 places
BaptistCare George Forbes House85 places
Braidwood Multi-Purpose Service37 places
Childcare · Queanbeyan-Palerang Regional LGAACECQA
Services39
Approved places3,148
Exceeding NQS7
Googong OSHClub195 places
TeamKids - St Greg's - Queanbeyan195 places
YMCA South Queanbeyan OSHC145 places
Jerrabomberra Public School - VillageOSHC135 places
Aspire Early Education & Kindergarten Googong134 places
Camp Australia Queanbeyan Public School OSHC120 places
+33 more in Queanbeyan-Palerang Regional LGA
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Current status
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Sources & freshness
Usable evidence

Majors Creek is usable, but it still needs cross-checking.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2021-Q3 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 18 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Majors Creek FAQ

Common questions
  1. What LGA is Majors Creek in?

    Majors Creek is in the Queanbeyan-Palerang Regional Local Government Area, NSW, postcode 2622. Council-level context for Queanbeyan-Palerang Regional LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Majors Creek?

    The current median house price in Majors Creek, NSW is $640K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Majors Creek?

    The median weekly rent in Majors Creek is $495/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Majors Creek?

    Rent context available: Majors Creek has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Majors Creek a good investment?

    QuickProperty's investment signals for Majors Creek show: Moderate Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Majors Creek?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Majors Creek data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.