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Suburb profile ·Murray River LGA · NSW ·2731

Moama NSW 2731

Moama is in Murray River LGA, NSW, postcode 2731, with population 7,213.

The read

Growth-momentum

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$472/wk
-5.6% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2731 · Apr 2026
$635
$465
Mar 2025Apr 2026
Why it fits

Recent price movement shows visible market momentum. Population movement supports a growth-led read. Transport coverage adds a practical access signal.

What to check

Gross yield looks low for an income-first use case.

Median house
$913K
House median, latest period
19.3%YoY D6 vs AU
Median rent
$472/wk
Income-stretched rent market
5.6%YoY D10 vs AU
Gross yield
2.7%
Low yield band
D8 vs AU
Population
7,213
7K local footprint
D10 vs AU
Schools
2
Matched school context
D8 vs AU
Solar
1,967
170 added 12mo · 15MW

Price history

HousesUnits

Houses to Q1'26 · Units to Q4'25 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionAt its peak
Low · 2005Peak · 2026

At / near its all-time high

Price growth (compound)3-yr +5.8%/yr · 5-yr +8.7%/yr · 10-yr +7.9%/yr
Affordability trajectoryprice +13.8%/yr vs income +4.7%/yr — worsening — prices outgrowing incomes
Indicative cashflow-$502/wk (-$26,122/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
13.0x
median home price as a multiple of annual household income
Stretched
Renting
35%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,627/mo, while renters pay about $2,045/mo — renting runs $418/mo higher on these medians.

Median price
$913K
Household income · yr
$70K
Median rent · wk
$472
Owner mortgage · mo
$1,627
Gross yield
2.7%

Household income

$70K household · yr-14.8% vs NSW suburb median
Personal
$36K
Family
$91K
Household
$70K

Schools

Total2
Avg ICSEA980
Students834
Government1
Independent1
  • Moama Public SchoolPrimary · Government · ICSEA 889
  • Moama Anglican Grammar SchoolCombined · Independent · ICSEA 1072
Crime January 2025 - December 2025
462
3,467 per 100k
D5 vs AU

Crime

Rate · per 100k3,467
Total incidents462· January 2025 - December 2025
  • Assault8245%
  • Sexual Offences2413%
  • Robbery21%
  • Break And Enter7441%

Full data detail

Moama NSW — Property Data and Demographics

Moama is a moderately sized suburb in New South Wales within the Murray River local government area (postcode 2731). With a population of 7,213, the suburb has a settled, mature resident base with a median age of 49. Households earn a median income of $70K per year, with an average household size of 2.4 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +2.6% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, technicians & trades. Employment in the area leans toward healthcare and construction. The top ancestries reported are English, Australian, Irish.

Moama has a median house price of $913,000, which has surged by 19.3% year-on-year. Units have a median price of $445,000 (+34.8% YoY). The current median weekly rent is $472. This gives a gross rental yield of approximately 2.7%. The median monthly mortgage repayment is $1,627.

Moama is served by 2 schools, including 1 primary, 1 combined. The average ICSEA score is 980, which is around the national average of 1,000. Public transport access includes 2 rail stations, 77 bus stops. The crime rate in the Murray River LGA is below average at 3,467 incidents per 100,000 population.

On the investment side, Moama shows a gross rental yield of approximately 2.7%, rated as low yield. Property prices sit below the state median ($913K/$1.5M), which can point to relative value. The price-to-income ratio of 13.0x is considered stretched. House prices have moved +19.3% year-on-year. Population growth of +2.6% year-on-year points to strong growth demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.7% Low Yield
Price vs State$913K/$1.5M Below Median
Affordability13.0x Stretched
Price Momentum+19.3% Rising
Pop. Growth+2.6% Strong Growth
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,627
Rent · wk(Census)$315
Market rent · wk(2026-04)$472
Gross yield1.8%
Price / income13.0x
Sales vol (latest Q)(2026-Q1)5
Population growth · Murray River LGAABS ERP
Population (2025)14,030
5-year growth+2.2% CAGR
YoY change+2.6%
20012025
Development · Murray River LGAABS Approvals
Approvals (2026)117
Houses117
YoY change+0%
Employment · Murray River LGASALM
Unemployment (Dec-25)2.3%
YoY change+0.4pp
Dec-10Dec-25
Property investors · Postcode 2731ATO
Negatively geared207 (4.6% of filers)
Avg rental loss$6,470/yr
Landlords (rental income)487
Reported capital gains429
People & prosperity
DemographicsCensus 21
Population7,213
Median age49
Household size2.4
HH income · wk$1,348
Personal income · wk$686
Persons / bedroom0.7
IncomeATO 22-23
Median income$53,526
Mean income$64,285
Earners4,554
YoY change+7%
SEIFA indexABS
Advantage (IRSAD)6/10
Education (IEO)3/10
Economic (IER)5/10
Disadvantage (IRSD)5/10
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies0
GP / clinics0
Fuel stations3
Cafes & dining2
woolworths1
TransportGTFS
Rail stations2
Bus stops77
Fire Station/Francis St
Moama Fire Station, Francis St
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Sources & freshness
Strong evidence

Moama has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2026-Q1 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 79 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Moama FAQ

Common questions
  1. What LGA is Moama in?

    Moama is in the Murray River Local Government Area, NSW, postcode 2731. Council-level context for Murray River LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Moama?

    The current median house price in Moama, NSW is $913K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Moama?

    The median weekly rent in Moama is $472/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Moama?

    Income-stretched rent market: Weekly rent screens at about 46% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Moama a good investment?

    QuickProperty's investment signals for Moama show: Low Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Moama?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Moama data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.