Lake Munmorah NSW

Postcode 2259 · Central Coast (NSW) LGA

Lake Munmorah is a mid-sized suburb in New South Wales within the Central Coast (NSW) local government area (postcode 2259). With a population of 5,084, the suburb has a mature demographic with a median age of 50. Households earn a median income of $60K per year, with an average household size of 2.3 people. The most common occupations are technicians & trades, professionals, clerical & administrative. The top ancestries reported are English, Australian, Irish.

The median house price in Lake Munmorah is $776,000, having dipped slightly 1.8% over the past year. Units have a median price of $665,000 (+31.7% YoY). The current median weekly rent is $660. This gives a gross rental yield of approximately 4.4%. The median monthly mortgage repayment is $1,733.

Lake Munmorah is served by 4 schools, including 2 primary, 2 secondary. The average ICSEA score is 972, which is around the national average of 1,000. Public transport access includes 42 bus stops. The crime rate in the Central Coast (NSW) LGA is below average at 3,528 incidents per 100,000 population.

From an investment perspective, Lake Munmorah offers a gross rental yield of 4.4%, rated as moderate yield. Property prices sit below the state median ($776K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 12.9x is considered stretched. House prices have moved -1.8% year-on-year.

INVESTMENT SIGNALS
Rental Yield4.4% Moderate Yield
Price vs State$776K/$1.5M Below Median
Affordability12.9x Stretched
Price Momentum-1.8% Falling
INCOME (ATO 2022-23)
Median Income$51,956
Mean Income$59,112
Earners5,761
YoY Change+10.2%
SEIFA INDEX (ABS)
Advantage3/10
Education2/10
Economic3/10
Disadvantage2/10
MEDIAN HOUSE
$776K
-1.8% YoY
MEDIAN UNIT
$665K
31.7% YoY
MEDIAN RENT /WK
$380
POPULATION
5,084
DEMOGRAPHICS
Median Age50
Household Size2.3
HH Income /wk$1,155
Personal Income /wk$625
Mortgage /mth$1,733
CRIME (Central Coast (NSW) LGA)
Crime Rate (per 100k)3,528
Total Incidents12,518
TRANSPORT
Bus Stops42
SCHOOLS (4)
Avg ICSEA972
Total Students2,076
Catholic2
Government2
St Brigid's Catholic CollegeSecondary · Catholic · ICSEA 1006
Lake Munmorah High SchoolSecondary · Government · ICSEA 925
St Brendan's Catholic Primary SchoolPrimary · Catholic · ICSEA 1005
Lake Munmorah Public SchoolPrimary · Government · ICSEA 950
Data: 2026