Gosford NSW

Postcode 2250 · Central Coast (NSW) LGA

Gosford is a smaller suburb in New South Wales within the Central Coast (NSW) local government area (postcode 2250). With a population of 4,873, the suburb has a mix of young professionals and families with a median age of 35. Households earn a median income of $74K per year, with an average household size of 1.9 people. The most common occupations are professionals, community & personal service, clerical & administrative. The top ancestries reported are English, Australian, Irish.

The median house price in Gosford is $1.1 million, having dipped slightly 0.1% over the past year. Units have a median price of $735,000 (+25.6% YoY). The current median weekly rent is $650. This gives a gross rental yield of approximately 3.2%. The median monthly mortgage repayment is $1,665.

Gosford is served by 5 schools, including 1 primary, 2 secondary, 1 combined, 1 special. The average ICSEA score is 1049, which is around the national average of 1,000. Public transport access includes 41 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Central Coast (NSW) LGA is below average at 3,528 incidents per 100,000 population.

From an investment perspective, Gosford offers a gross rental yield of 3.2%, rated as moderate yield. Property prices are near the state median ($1.1M/$1.5M). The price-to-income ratio of 14.5x is considered stretched. House prices have moved -0.1% year-on-year.

INVESTMENT SIGNALS
Rental Yield3.2% Moderate Yield
Price vs State$1.1M/$1.5M Near Median
Affordability14.5x Stretched
Price Momentum-0.1% Falling
INCOME (ATO 2022-23)
Median Income$59,125
Mean Income$69,335
Earners14,306
YoY Change+11.3%
SEIFA INDEX (ABS)
Advantage4/10
Education8/10
Economic1/10
Disadvantage6/10
MEDIAN HOUSE
$1.1M
-0.1% YoY
MEDIAN UNIT
$735K
25.6% YoY
MEDIAN RENT /WK
$390
POPULATION
4,873
DEMOGRAPHICS
Median Age35
Household Size1.9
HH Income /wk$1,421
Personal Income /wk$885
Mortgage /mth$1,665
CRIME (Central Coast (NSW) LGA)
Crime Rate (per 100k)3,528
Total Incidents12,518
TRANSPORT
Bus Stops41
SCHOOLS (5)
Avg ICSEA1049
Total Students2,192
Government4
Independent1
Gosford High SchoolSecondary · Government · ICSEA 1157
Henry Kendall High SchoolSecondary · Government · ICSEA 1030
ET Australia Secondary CollegeSpecial · Independent · ICSEA 976
Somersby Public SchoolPrimary · Government · ICSEA 1034
Rumbalara Environmental Education CentreCombined · Government
HOSPITALS (1)
Gosford Hospitalpublic
Data: 2025