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Suburb profile ·North Sydney LGA · NSW ·2089

Neutral Bay NSW 2089

Neutral Bay is in North Sydney LGA, NSW, postcode 2089, with population 10,090.

The read

Growth-momentum

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$865/wk
+14.6% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2089 · Apr 2026
$880
$750
Mar 2025Apr 2026
Why it fits

Recent price movement shows visible market momentum. Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Premium pricing raises the bar for yield, affordability, and downside checks. Gross yield looks low for an income-first use case.

Median house
$4.0M
House median, latest period
41.8%YoY D10 vs AU
Median rent
$865/wk
Income-stretched rent market
14.6%YoY D10 vs AU
Gross yield
1.1%
Low yield band
D2 vs AU
Population
10,090
10K local footprint
D10 vs AU
Schools
1
Matched school context
D1 vs AU
Solar
205
24 added 12mo · 2MW

Price history

HousesUnits

Trend & investor depth

Cycle positionAt its peak
Low · 2002Peak · 2026

At / near its all-time high

Price growth (compound)3-yr +6.0%/yr · 5-yr +5.5%/yr · 10-yr +6.3%/yr
Affordability trajectoryprice +4.0%/yr vs income +2.8%/yr — worsening — prices outgrowing incomes
Indicative cashflow-$3,145/wk (-$163,539/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
31.8x
median home price as a multiple of annual household income
Stretched
Renting
35%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $2,895/mo, while renters pay about $3,748/mo — renting runs $853/mo higher on these medians.

Median price
$4.04M
Household income · yr
$127K
Median rent · wk
$865
Owner mortgage · mo
$2,895
Gross yield
1.1%

Household income

$127K household · yr+54.3% vs NSW suburb median
Personal
$81K
Family
$187K
Household
$127K

Schools

Total1
Avg ICSEA1169
Students641
Government1
  • Neutral Bay Public SchoolPrimary · Government · ICSEA 1169
Crime January 2025 - December 2025
1,262
1,752 per 100k
D2 vs AU

Crime

Rate · per 100k1,752
Total incidents1,262· January 2025 - December 2025
  • Assault23850%
  • Sexual Offences8317%
  • Robbery51%
  • Break And Enter15032%

Full data detail

Neutral Bay NSW — Property Data and Demographics

Located in New South Wales within the North Sydney local government area, Neutral Bay is an established suburb (postcode 2089). The area has roughly 10,090 residents and an established family demographic, with a median age of 38. Households earn a median income of $127K per year, with an average household size of 2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.8% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, clerical & administrative. Employment in the area leans toward professional services and finance & insurance. The top ancestries reported are English, Australian, Irish.

Median house prices in Neutral Bay stand at $4.0 million, having climbed sharply by 41.8% over the last twelve months. Units have a median price of $1.7 million (+33.2% YoY). The current median weekly rent is $865. This gives a gross rental yield of approximately 1.1%. The median monthly mortgage repayment is $2,895.

Neutral Bay is served by 1 school, including 1 primary. The average ICSEA score is 1169, which is well above the national average of 1,000. Public transport access includes 1 ferry wharf, 28 bus stops. The crime rate in the North Sydney LGA is low at 1,752 incidents per 100,000 population.

Looking at the investment signals, Gross rental yield sits at around 1.1% (low yield). Property prices are above the state median ($4.0M/$1.5M), placing it in the premium segment. The price-to-income ratio of 31.8x is considered stretched. House prices have moved +41.8% year-on-year. Population growth of +0.8% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield1.1% Low Yield
Price vs State$4.0M/$1.5M Above Median
Affordability31.8x Stretched
Price Momentum+41.8% Rising
Pop. Growth+0.8%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,895
Rent · wk(Census)$550
Market rent · wk(2026-04)$865
Gross yield0.7%
Price / income31.8x
Sales vol (latest Q)(2025-Q4)6
Population growth · North Sydney LGAABS ERP
Population (2025)73,705
5-year growth+0.6% CAGR
YoY change+0.8%
20012025
Development · North Sydney LGAABS Approvals
Approvals (2026)429
Houses7
Units422
YoY change+0%
Employment · North Sydney LGASALM
Unemployment (Dec-25)4%
YoY change+0.5pp
Dec-10Dec-25
Property investors · Postcode 2089ATO
Negatively geared695 (7.9% of filers)
Avg rental loss$15,583/yr
Landlords (rental income)1,562
Reported capital gains1,609
People & prosperity
DemographicsCensus 21
Population10,090
Median age38
Household size2
HH income · wk$2,443
Personal income · wk$1,552
Persons / bedroom1
IncomeATO 22-23
Median income$85,896
Mean income$133,721
Earners13,645
YoY change+4.3%
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)10/10
Economic (IER)3/10
Disadvantage (IRSD)10/10
Area & amenity
Local amenitiesOSM
Supermarkets3
Pharmacies2
GP / clinics2
Fuel stations2
Cafes & dining44
coles2
woolworths1
TransportGTFS
Bus stops28
Ferry wharves1
Neutral Bay Wharf, Hayes St
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Sources & freshness
Strong evidence

Neutral Bay has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 29 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Neutral Bay FAQ

Common questions
  1. What LGA is Neutral Bay in?

    Neutral Bay is in the North Sydney Local Government Area, NSW, postcode 2089. Council-level context for North Sydney LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Neutral Bay?

    The current median house price in Neutral Bay, NSW is $4.0M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Neutral Bay?

    The median weekly rent in Neutral Bay is $865/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Neutral Bay?

    Income-stretched rent market: Weekly rent screens at about 52% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Neutral Bay a good investment?

    QuickProperty's investment signals for Neutral Bay show: Low Yield, Above Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Neutral Bay?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Neutral Bay data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.