Raymond Terrace NSW

Postcode 2324 · Port Stephens LGA

Raymond Terrace is a well-established suburb in New South Wales within the Port Stephens local government area (postcode 2324). With a population of 13,453, the suburb has a mix of young professionals and families with a median age of 37. Households earn a median income of $67K per year, with an average household size of 2.5 people. The most common occupations are technicians & trades, community & personal service, labourers. The top ancestries reported are Australian, English, Aboriginal Australian.

The median house price in Raymond Terrace is $750,000, having grown strongly 6.1% over the past year. Units have a median price of $450,000 (-12.2% YoY). The current median weekly rent is $578. This gives a gross rental yield of approximately 4.0%. The median monthly mortgage repayment is $1,517.

Raymond Terrace is served by 5 schools, including 4 primary, 1 secondary. The average ICSEA score is 913, which is below the national average of 1,000. Public transport access includes 114 bus stops. The crime rate in the Port Stephens LGA is below average at 3,106 incidents per 100,000 population.

From an investment perspective, Raymond Terrace offers a gross rental yield of 4.0%, rated as moderate yield. Property prices sit below the state median ($750K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 11.1x is considered stretched. House prices have moved +6.1% year-on-year.

INVESTMENT SIGNALS
Rental Yield4.0% Moderate Yield
Price vs State$750K/$1.5M Below Median
Affordability11.1x Stretched
Price Momentum+6.1% Rising
INCOME (ATO 2022-23)
Median Income$54,113
Mean Income$58,177
Earners8,542
YoY Change+9.8%
SEIFA INDEX (ABS)
Advantage1/10
Education1/10
Economic2/10
Disadvantage1/10
MEDIAN HOUSE
$750K
6.1% YoY
MEDIAN UNIT
$450K
-12.2% YoY
MEDIAN RENT /WK
$325
POPULATION
13,453
DEMOGRAPHICS
Median Age37
Household Size2.5
HH Income /wk$1,297
Personal Income /wk$655
Mortgage /mth$1,517
CRIME (Port Stephens LGA)
Crime Rate (per 100k)3,106
Total Incidents2,451
TRANSPORT
Bus Stops114
SCHOOLS (5)
Avg ICSEA913
Total Students2,066
Government4
Catholic1
Irrawang High SchoolSecondary · Government · ICSEA 916
St Brigid's Primary SchoolPrimary · Catholic · ICSEA 1012
Raymond Terrace Public SchoolPrimary · Government · ICSEA 864
Irrawang Public SchoolPrimary · Government · ICSEA 863
Grahamstown Public SchoolPrimary · Government · ICSEA 912
Data: 2026