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Suburb profile ·Lake Macquarie LGA · NSW ·2264

Silverwater NSW 2264

Silverwater is in Lake Macquarie LGA, NSW, postcode 2264, with population 274.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$672/wk
+15.9% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2264 · Apr 2026
$695
$555
Mar 2025Apr 2026
What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
No local house series
Median rent
$672/wk
Rent context available
15.9%YoY D10 vs AU
Gross yield
Need rent + price
Population
224,540
225K via Lake Macquarie LGA · SAL undercount
Schools
No matched school data
Solar
3,517
205 added 12mo · 22MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$1,625
Median rent · wk$380

Affordability

48%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,625/mo, while renters pay about $2,912/mo — renting runs $1,287/mo higher on these medians.

Household income · yr
$72K
Median rent · wk
$672
Owner mortgage · mo
$1,625

Household income

$72K household · yr-12.4% vs NSW suburb median
Personal
$30K
Family
$83K
Household
$72K
Crime January 2025 - December 2025
7,534
3,436 per 100k
D5 vs AU

Crime

Rate · per 100k3,436
Total incidents7,534· January 2025 - December 2025
  • Assault1,88958%
  • Sexual Offences63720%
  • Robbery201%
  • Break And Enter71522%

Full data detail

Silverwater NSW — Property Data and Demographics

Silverwater is a small, quiet locality in New South Wales within the Lake Macquarie local government area (postcode 2264). It is home to about 274 residents, with an older-leaning population and a median age of 51. Households earn a median income of $72K per year, with an average household size of 2.4 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.1% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, clerical & administrative, technicians & trades. Employment in the area leans toward healthcare and retail trade. The top ancestries reported are Korean, Chinese, Australian.

The current median weekly rent is $672. The median monthly mortgage repayment is $1,625.

The crime rate in the Lake Macquarie LGA is below average at 3,436 incidents per 100,000 population.

From an investment perspective, Population growth of +1.1% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+1.1%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,625
Rent · wk(Census)$380
Market rent · wk(2026-04)$672
Population growth · Lake Macquarie LGAABS ERP
Population (2025)224,540
5-year growth+1.2% CAGR
YoY change+1.1%
20012025
Development · Lake Macquarie LGAABS Approvals
Approvals (2026)896
Houses577
Units319
YoY change+0%
Employment · Lake Macquarie LGASALM
Unemployment (Dec-25)4.1%
YoY change+1.4pp
Dec-10Dec-25
Property investors · Postcode 2264ATO
Negatively geared445 (5% of filers)
Avg rental loss$7,206/yr
Landlords (rental income)1,082
Reported capital gains666
People & prosperity
DemographicsCensus 21
Population274
Median age51
Household size2.4
HH income · wk$1,387
Personal income · wk$578
Persons / bedroom0.7
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations3
Cafes & dining7
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Silverwater if it deserves a shortlist slot.

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EMPTY SET

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Sources & freshness
Usable evidence

Silverwater is usable, but it still needs cross-checking.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Missing
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Silverwater is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
The page is readable, but the local evidence base is lighter than a mainstream suburb profile.

Read it as a starting locality brief, then cross-check the suburb story against better-covered nearby markets or the state hub.

WHAT IS MISSING
Coverage is lighter across school matches, hospital coverage, and transport stops.

The main gaps on this page are school matches, hospital coverage, and transport stops. That narrows how much confidence you should place on a single-page read.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Use it for context first, then move to compare, the state hub, or a larger nearby suburb before calling it a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Use this page to set direction, not to close a decision — frame the locality here, then confirm with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Silverwater feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Seahampton better covered
similar rent profile similar suburb scale better market coverage

pop same · adds house price coverage · rent -$269/wk

Better covered alternative: use this as the stronger reference point before judging the thin page.

Yarrawonga Park better covered
similar rent profile similar suburb scale better market coverage

pop +100 · adds house price coverage · rent -$302/wk

Better covered alternative: use this as the stronger reference point before judging the thin page.

Martinsville better covered
similar rent profile similar suburb scale better market coverage

pop +100 · adds house price coverage · rent -$325/wk

Better covered alternative: use this as the stronger reference point before judging the thin page.

Silverwater FAQ

Common questions
  1. What LGA is Silverwater in?

    Silverwater is in the Lake Macquarie Local Government Area, NSW, postcode 2264. Council-level context for Lake Macquarie LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Silverwater?

    The median weekly rent in Silverwater is $672/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Silverwater?

    Rent context available: Silverwater has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Silverwater a good investment?

    QuickProperty's investment signals for Silverwater show: Stable, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Silverwater?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Silverwater data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.