Terrigal NSW

Postcode 2260 · Central Coast (NSW) LGA

Terrigal is a well-established suburb in New South Wales within the Central Coast (NSW) local government area (postcode 2260). With a population of 12,730, the suburb has an established demographic with a median age of 43. Households earn a median income of $107K per year, with an average household size of 2.6 people. The most common occupations are professionals, managers, clerical & administrative. The top ancestries reported are English, Australian, Irish.

The median house price in Terrigal is $1.4 million, having dropped significantly 10.4% over the past year. Units have a median price of $1.2 million (+10.9% YoY). The current median weekly rent is $800. This gives a gross rental yield of approximately 2.9%. The median monthly mortgage repayment is $2,492.

Terrigal is served by 4 schools, including 2 primary, 1 secondary, 1 special. The average ICSEA score is 1064, which is above the national average of 1,000. Public transport access includes 2 rail stations, 1 tram stop, 74 bus stops. The crime rate in the Central Coast (NSW) LGA is below average at 3,528 incidents per 100,000 population.

From an investment perspective, Terrigal offers a gross rental yield of 2.9%, rated as low yield. Property prices are near the state median ($1.4M/$1.5M). The price-to-income ratio of 13.4x is considered stretched. House prices have moved -10.4% year-on-year.

INVESTMENT SIGNALS
Rental Yield2.9% Low Yield
Price vs State$1.4M/$1.5M Near Median
Affordability13.4x Stretched
Price Momentum-10.4% Falling
INCOME (ATO 2022-23)
Median Income$61,290
Mean Income$89,821
Earners10,206
YoY Change+9.2%
SEIFA INDEX (ABS)
Advantage9/10
Education9/10
Economic8/10
Disadvantage10/10
MEDIAN HOUSE
$1.4M
-10.4% YoY
MEDIAN UNIT
$1.2M
10.9% YoY
MEDIAN RENT /WK
$520
POPULATION
12,730
DEMOGRAPHICS
Median Age43
Household Size2.6
HH Income /wk$2,056
Personal Income /wk$906
Mortgage /mth$2,492
CRIME (Central Coast (NSW) LGA)
Crime Rate (per 100k)3,528
Total Incidents12,518
TRANSPORT
Rail Stations2
Bus Stops74
Tram Stops1
Charles Kay Dr Opp NSW Ambulance Service Terrigal Station
NSW Ambulance Service Terrigal Station, Terrigal Dr
Tramway Rd At Scenic Hwy
SCHOOLS (4)
Avg ICSEA1064
Total Students2,462
Government2
Catholic1
Independent1
Terrigal Public SchoolPrimary · Government · ICSEA 1078
Terrigal High SchoolSecondary · Government · ICSEA 1044
Our Lady Star of The Sea Catholic Primary SchoolPrimary · Catholic · ICSEA 1102
Aspect Central Coast SchoolSpecial · Independent · ICSEA 1030
Data: 2026