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Suburb profile ·Southern Downs LGA · QLD ·4370

Warwick QLD 4370

Warwick is in Southern Downs LGA, QLD, postcode 4370, with population 12,294.

The read

Growth-momentum

Price, rent, or affordability signals are lining up without a clear local red flag, and the broader demand backdrop is at least supportive. Treat this as a suburb worth comparing seriously, then stress-test it in the calculator before making a conviction call.

$465/wk
Rising
+1.1% YoY
Jun 2021 → Mar 2026 · 20 periods
Queensland RTA · suburb grain · Mar 2026
$480
$280
Jun 2021Mar 2026
Why it fits

Gross yield screens at about 5.2%. Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum.

Median house
$465K
House median, latest period
18.1%YoY D2 vs AU
Median rent
$465/wk
Income-stretched rent market
1.1%YoY D10 vs AU
Gross yield
5.2%
Strong yield band
D10 vs AU
Population
12,294
12K local footprint
D10 vs AU
Schools
10
Matched school context
D10 vs AU
Drive to city
2h 21m
161.5 km to Brisbane CBD · free-flow
Solar
4,625
281 added 12mo · 33MW

Price history

Trend & investor depth

Indicative cashflow-$95/wk (-$4,929/yr) · interest-only @ 6.2%, 80% LVR
Rent stabilitytypical — rents vary ±8.0% around trend
Value vs advantage-10% vs suburbs of similar SEIFA advantage (decile 1)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Agrade · 94/100 · top 6% of 3,605AU suburbs
Peer distributionstronger than 94% of AU suburbs
WeakerTypicalStronger
Capital growth78
Rental yield93
Stability74
Volatility-7.4ppCycle-2.0Affordability-1.5

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Warwick

Owner-occupied 63%Rented 37%
Investor activityATO
Negatively geared3.7%
420 of 1,131 landlords
Avg rental loss$4,613/yr
Landlords (rental income)1,131
Reported capital gains748
The read

Mixed owner-renter market

61% of homes here are owner-occupied and 35% rented, with 4% of landlords negatively geared.

Why it fits

A balanced 61% owner-occupier / 35% renter mix.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

50%
of household income to service a new loan
11.5 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRoughly even

New-loan repayment $2,230/mo vs median rent $2,015/mo (+11% · +$50/wk)

If rates move

At 4.0%: $1,776/mo (-454) · at 6.0% (current): $2,230/mo · at 8.0%: $2,730/mo (+499)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
8.6x
median home price as a multiple of annual household income
Moderate
Renting
45%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,170/mo, while renters pay about $2,015/mo — renting runs $845/mo higher on these medians.

Median price
$465K
Household income · yr
$54K
Median rent · wk
$465
Owner mortgage · mo
$1,170
Gross yield
5.2%

Household income

$54K household · yr-32.4% vs QLD suburb median
Personal
$31K
Family
$70K
Household
$54K
Household income distribution (ABS Census 2021 · weekly)28% could service the median house
Under $300
199
$300-649
1,034
$650-999
1,012
$1,000-1,499
851
$1,500-1,999
547
$2,000-2,999
630
$3,000-3,999
205
$4,000+
138

Serviceability line: a household needs about $1,716/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 68% of households here would spend more than 30% of income on rent (rent stress line: $1,550/wk income).

Median taxable income trend (ATO, 2018-19 – 2022-23)$42K → $47K

Housing stock and tenure

Tenure (5,007 households)2.3% social housing
Owned outright
35%
Owned with mortgage
25%
Rented
35%
Dwelling structure10.2% of dwellings unoccupied on census night
Separate house
85%
Townhouse / semi
12%
Flat / apartment
2%

Getting to work: 85% drive, 0% public transport, 5% walk or cycle, 6% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total10
Avg ICSEA948
Students3,303
Catholic2
Government5
Independent3
  • Warwick Central State SchoolPrimary · Government · ICSEA 863
  • Warwick East State SchoolPrimary · Government · ICSEA 923
  • Glennie Heights State SchoolPrimary · Government · ICSEA 860
  • Warwick West State SchoolPrimary · Government · ICSEA 949
  • Warwick State High SchoolSecondary · Government · ICSEA 920
  • St Mary's SchoolPrimary · Catholic · ICSEA 1002

1 of 10 schools here operate published enrolment zones (catchments). Zone boundaries set eligibility — check the official source for the exact catchment. Not enrolment advice.

Livability

94/ 100 livability index

Top 6% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 94% of Australian suburbs
WeakerTypicalStronger
Everyday access97
Public transport0
Schools & hospitals99

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime Year ending May 2026
4,105
4,105 per 100k
D6 vs AU

Crime

Rate · per 100k4,105
Total incidents4,105· Year ending May 2026
  • Assault87529%
  • Break And Enter38213%
  • Drug Offences1,33544%
  • Fraud45915%

Population outlook

15,892 people · 202216,917 by 2032 (+6.4%)

ABS population projection (2022 base) for the Warwick SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Warwick QLD — Property Data and Demographics

Warwick (postcode 4370) is a settled mid-to-large suburb in Queensland within the Southern Downs local government area. With a population of 12,294, the suburb has a mature demographic with a median age of 45. Households earn a median income of $54K per year, with an average household size of 2.2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.9% year-on-year at the LGA level. QLD employment has moved +1.4% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. QLD also had 35 Commonwealth-backed major projects under construction, 16 underway, and 30 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are labourers, community & personal service, professionals. Employment in the area leans toward healthcare and retail trade. The top ancestries reported are English, Australian, Irish.

Warwick has a median house price of $465,000, which has jumped by 18.1% year-on-year. Units have a median price of $310,000 (+7.6% YoY). The current median weekly rent is $465. This gives a gross rental yield of approximately 5.2%. The median monthly mortgage repayment is $1,170.

Warwick is served by 10 schools, including 5 primary, 2 secondary, 3 combined. The average ICSEA score is 948, which is below the national average of 1,000. Healthcare facilities include 1 public hospital. The crime rate in the Southern Downs LGA is moderate at 4,105 incidents per 100,000 population.

From an investment perspective, Warwick shows a gross rental yield of approximately 5.2%, rated as high yield. Property prices sit below the state median ($465K/$1.1M), which can point to relative value. The price-to-income ratio of 8.6x is considered moderate. House prices have moved +18.1% year-on-year. Population growth of +0.9% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield5.2% High Yield
Price vs State$465K/$1.1M Below Median
Affordability8.6x· Moderate
Price Momentum+18.1% Rising
Pop. Growth+0.9%· Stable
Development+0%· Steady
InvestmentQLD
Mortgage · mth$1,170
Rent · wk(Census)$260
Market rent · wk(Q1 2026)$465
Gross yield2.9%
Price / income8.6x
Population growth · Southern Downs LGAABS ERP
Population (2025)38,064
5-year growth+0.9% CAGR
YoY change+0.9%
20012025
Development · Southern Downs LGAABS Approvals
Approvals (2026)236
Houses 70%Units 30%
YoY change+0%
Employment · Southern Downs LGASALM
Unemployment (Dec-25)4.3%
YoY change+1.8pp
Dec-10Dec-25
Property investors · Postcode 4370ATO
Negatively geared3.7%
420 of filers
Avg rental loss$4,613/yr
Landlords (rental income)1,131
Reported capital gains748
People & prosperity
DemographicsCensus 21
Population12,294
Median age45
Household size2.2
HH income · wk$1,035
Personal income · wk$590
Persons / bedroom0.7
IncomeATO 22-23
Median income$47,496
Mean income$53,955
Earners9,431
YoY change+4.3%
SEIFA indexABS
Advantage (IRSAD)1/10
Education (IEO)1/10
Economic (IER)1/10
Disadvantage (IRSD)1/10
Income momentumCensus 16→21
HH income · wk$936 → $1,035
Change+10.6%
vs QLD median-7.4 pp
Median rent+8.3%
softeningvs QLD 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets6
Pharmacies4
GP / clinics7
Fuel stations9
Cafes & dining44
aldi1
coles1
iga1
woolworths1
Hospitals · Southern Downs LGAAIHW
Public2
Private0
Stanthorpe Hospitalpublic
Warwick Hospitalpublic · in suburb
Aged care · Southern Downs LGAGEN
Facilities8
Residential places482
Churches of Christ Warwick Aged Care Service128 places · in suburb
Churches of Christ Stanthorpe Aged Care Service103 places
Akooramak Care of Older Persons100 places · in suburb
The Oaks Residential Aged Care Facility40 places · in suburb
Kadimah Nursing Home31 places
Leslie Place Aged Persons Hostel30 places
+2 more in Southern Downs LGA
Childcare · Southern Downs LGAACECQA
Services19
Approved places915
Exceeding NQS2
Busy Bees at Warwick105 places · in suburb
Kidszone Australia75 places · in suburb
Little Tackers Childcare Centre75 places · in suburb
Milestones Early Learning Stanthorpe75 places
Whispering Gully Rosenthal Heights75 places
Goodstart Early Learning Warwick - Wood Street74 places · in suburb
+13 more in Southern Downs LGA
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Sources & freshness
Strong evidence

Warwick has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Prices come from release-based suburb series.

Direct state price coverage is used where present; missing house or unit anchors fall back to annual ABS SA2 matches

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
QGSO Housing Profiles / ABS Data by Region · 2024 · Direct state price coverage is used where present; missing house or unit anchors fall back to annual ABS SA2 matches
medium stability · automated · every update · quarterly
Verify
Market rent
Queensland RTA · Q1 2026 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
State crime dataset · Year ending May 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · 10 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Warwick FAQ

Common questions
  1. What LGA is Warwick in?

    Warwick is in the Southern Downs Local Government Area, QLD, postcode 4370. Council-level context for Southern Downs LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Warwick?

    The current median house price in Warwick, QLD is $465K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Warwick?

    The median weekly rent in Warwick is $465/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Warwick?

    Income-stretched rent market: Weekly rent screens at about 51% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Warwick a good investment?

    QuickProperty's investment signals for Warwick show: High Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Warwick?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Warwick data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.