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Suburb profile ·Charles Sturt LGA · SA ·5008

Croydon SA 5008

Croydon is in Charles Sturt LGA, SA, postcode 5008, with population 1,220.

The read

Premium-market

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$478/wk
Falling
-19.1% YoY
Mar 2025 → Mar 2026 · 5 periods
SA private rent report · suburb grain · Mar 2026
$602
$478
Mar 2025Mar 2026
What to check

Premium pricing raises the bar for yield, affordability, and downside checks. Gross yield looks low for an income-first use case.

Median house
$1.6M
House median, latest period
0.9%YoY D9 vs AU
Median rent
$478/wk
Rent context available
19.1%YoY D10 vs AU
Gross yield
1.6%
Low yield band
D3 vs AU
Population
1,220
1K local footprint
D8 vs AU
Schools
No matched school data
Drive to city
12 min
7.5 km to Adelaide CBD · free-flow
Transit to city
33 min
Public transport to Adelaide CBD · weekday 8am
Solar
2,877
165 added 12mo · 20MW

Price history

Trend & investor depth

Indicative cashflow-$1,177/wk (-$61,230/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage+47% vs suburbs of similar SEIFA advantage (decile 5)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Fgrade · 14/100 · top 86% of 3,604AU suburbs
Peer distributionstronger than 14% of AU suburbs
WeakerTypicalStronger
Capital growth59
Rental yield9
Stability10
Volatility-23.7ppCycle-2.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Croydon

Owner-occupied 74%Rented 26%
Investor activityATO
Negatively geared5.7%
505 of 1,130 landlords
Avg rental loss$6,257/yr
Landlords (rental income)1,130
Reported capital gains689
The read

Owner-occupier stronghold

72% of homes here are owner-occupied and 26% rented, with 6% of landlords negatively geared.

Why it fits

72% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 1.6% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

95%
of household income to service a new loan
21.6 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $7,644/mo vs median rent $2,071/mo (+269% · +$1286/wk)

If rates move

At 4.2%: $6,103/mo (-1,541) · at 6.2% (current): $7,644/mo · at 8.2%: $9,332/mo (+1,688)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
16.2x
median home price as a multiple of annual household income
Stretched
Renting
26%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,985/mo, while renters pay about $2,071/mo — renting runs $86/mo higher on these medians.

Median price
$1.56M
Household income · yr
$96K
Median rent · wk
$478
Owner mortgage · mo
$1,985
Gross yield
1.6%

Household income

$96K household · yr+28% vs SA suburb median
Personal
$42K
Family
$127K
Household
$96K
Household income distribution (ABS Census 2021 · weekly)fewer than 15% could service the median house
Under $300
9
$300-649
73
$650-999
52
$1,000-1,499
54
$1,500-1,999
50
$2,000-2,999
83
$3,000-3,999
64
$4,000+
68

Serviceability line: a household needs about $5,880/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 44% of households here would spend more than 30% of income on rent (rent stress line: $1,593/wk income).

Housing stock and tenure

Tenure (465 households)6.7% social housing
Owned outright
34%
Owned with mortgage
37%
Rented
26%
Dwelling structure6.4% of dwellings unoccupied on census night
Separate house
86%
Townhouse / semi
10%
Flat / apartment
6%

Getting to work: 68% drive, 7% public transport, 6% walk or cycle, 15% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Livability

11/ 100 livability index

Top 89% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 11% of Australian suburbs
WeakerTypicalStronger
Everyday access43
Public transport (4 stops)21
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime 2024-25
94
7,705 per 100k
D8 vs AU

Crime

Rate · per 100k7,705
Total incidents94· 2024-25
  • Assault2563%
  • Break And Enter1128%
  • Drug Offences00%
  • Fraud410%

Development screen

Could a secondary dwelling be worth investigating?

ancillary accommodation / dependent accommodation screening context Low broad constraint context

Policy position

Policy source needs review

A specific stable official policy source has not yet been adopted for this jurisdiction. Confirm the current planning scheme and building approval path directly with the local authority before relying on this screen.

Rental use: Review SA planning, building and tenancy requirements before use.

Open official policy source

Separate houses

79.4%

Suburb share of occupied private dwellings recorded as separate houses.

6.3 pp above the state median

State median 73.1% · 429 valid suburbs

Residential-zone context

Not staged

A comparable planning-zone layer is not staged for this state.

Rental households

25.8%

Demand context only; it does not establish permission to rent a secondary dwelling.

Near the state median

State median 26.0% · 429 valid suburbs

Mapped hazards

Not staged

No broad-area layer staged for this suburb. No broad-area layer staged for this suburb.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Verify current source

    State policy position

    The current ancillary accommodation / dependent accommodation position needs direct confirmation before relying on this screen.

  2. 02 Property dependent

    Planning pathway

    Confirm zoning, lot controls, overlays, setbacks, site coverage and whether planning approval is required.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Croydon unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Croydon, SA 5008 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

No local compliance layer is staged.

This is missing evidence, not evidence that the property has no constraints.

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Population outlook

19,772 people · 202224,731 by 2032 (+25.1%)

ABS population projection (2022 base) for the Hindmarsh - Brompton SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Croydon SA — Property Data and Demographics

Croydon is a small community in South Australia within the Charles Sturt local government area (postcode 5008). With a population of 1,220, the suburb has a settled mid-life population with a median age of 42. Households earn a median income of $96K per year, with an average household size of 2.5 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.1% year-on-year at the LGA level. SA employment has moved +1.6% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. SA also had 21 Commonwealth-backed major projects under construction, 7 underway, and 7 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, clerical & administrative. Employment in the area leans toward healthcare and education. The top ancestries reported are English, Australian, Italian.

The median house price in Croydon is $1.6 million, having edged higher by 0.9% over the past year. The current median weekly rent is $478. This gives a gross rental yield of approximately 1.6%. The median monthly mortgage repayment is $1,985.

Public transport access includes 1 rail station, 3 bus stops. The crime rate in the Charles Sturt LGA is moderate at 7,705 incidents per 100,000 population.

From an investment perspective, Croydon shows a gross rental yield of approximately 1.6%, rated as low yield. Property prices are above the state median ($1.6M/$980K), placing it in the premium segment. The price-to-income ratio of 16.2x is considered stretched. House prices have moved +0.9% year-on-year. Population growth of +1.1% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield1.6% Low Yield
Price vs State$1.6M/$980K Above Median
Affordability16.2x Stretched
Price Momentum+0.9%· Stable
Pop. Growth+1.1%· Stable
Development+0%· Steady
InvestmentSA
Mortgage · mth$1,985
Rent · wk(Census)$310
Market rent · wk(Q1 2026)$478
Gross yield1.0%
Price / income16.2x
Population growth · Charles Sturt LGAABS ERP
Population (2025)130,841
5-year growth+1.4% CAGR
YoY change+1.1%
20012025
Development · Charles Sturt LGAABS Approvals
Approvals (2026)1,285
Houses 44%Units 56%
YoY change+0%
Employment · Charles Sturt LGASALM
Unemployment (Dec-25)3.2%
YoY change-0.8pp
Dec-10Dec-25
Property investors · Postcode 5008ATO
Negatively geared5.7%
505 of filers
Avg rental loss$6,257/yr
Landlords (rental income)1,130
Reported capital gains689
People & prosperity
DemographicsCensus 21
Population1,220
Median age42
Household size2.5
HH income · wk$1,854
Personal income · wk$811
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)5/10
Education (IEO)9/10
Economic (IER)4/10
Disadvantage (IRSD)8/10
Income momentumCensus 16→21
HH income · wk$1,474 → $1,854
Change+25.8%
vs SA median+7 pp
Median rent+10.7%
gentrifyingvs SA 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics1
Fuel stations0
Cafes & dining5
TransportGTFS
Rail stations1
Bus stops3
Croydon Railway Station
Hospitals · Charles Sturt LGAAIHW
Public2
Private1
Pregnancy Advisory Centrepublic
The Queen Elizabeth Hospitalpublic
Western Hospitalprivate
Aged care · Charles Sturt LGAGEN
Facilities18
Residential places1,506
UnitingSA Wesley House Aged Care168 places
AnglicareSA Grange144 places
Ridleyton Greek Home for the Aged120 places
The House of Saint Hilarion120 places
Bupa Woodville108 places
UnitingSA West Lakes Aged Care108 places
+12 more in Charles Sturt LGA
Childcare · Charles Sturt LGAACECQA
Services71
Approved places5,081
Exceeding NQS16
Precious Cargo Woodville Park176 places
Little Compass Childcare Welland167 places
Grange Primary School OSHC150 places
Stepping Stone Kidman Park Childcare & Early Development Centre150 places
Green Leaves Early Learning West Lakes134 places
Edge Early Learning Royal Park130 places
+65 more in Charles Sturt LGA
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

Croydon has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Prices come from release-based suburb series.

Official quarterly house sales workbooks; units remain on ABS fallback coverage

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
SA metropolitan median house sales · 2026-Q1 · Official quarterly house sales workbooks; units remain on ABS fallback coverage
stable source · automated · every update · quarterly
Available
Market rent
SA Housing Authority / CBS · Q1 2026 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
State crime dataset · 2024-25 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 4 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Croydon FAQ

Common questions
  1. What LGA is Croydon in?

    Croydon is in the Charles Sturt Local Government Area, SA, postcode 5008. Council-level context for Charles Sturt LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Croydon?

    The current median house price in Croydon, SA is $1.6M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Croydon?

    The median weekly rent in Croydon is $478/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Croydon?

    Rent context available: Croydon has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Croydon a good investment?

    QuickProperty's investment signals for Croydon show: Low Yield, Above Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Croydon?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Croydon data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.