Emerald VIC

Postcode 3782 · Cardinia LGA

Emerald is a mid-sized suburb in Victoria within the Cardinia local government area (postcode 3782). With a population of 5,890, the suburb has an established demographic with a median age of 43. Households earn a median income of $110K per year, with an average household size of 2.8 people. The most common occupations are professionals, technicians & trades, managers. The top ancestries reported are English, Australian, Scottish.

The median house price in Emerald is $903,000, having increased 4.9% over the past year. The current median weekly rent is $520. This gives a gross rental yield of approximately 3.0%. The median monthly mortgage repayment is $2,000.

Emerald is served by 3 schools, including 2 primary, 1 secondary. The average ICSEA score is 1049, which is around the national average of 1,000. Public transport access includes 3 rail stations, 23 bus stops. The crime rate in the Cardinia LGA is moderate at 7,195 incidents per 100,000 population.

From an investment perspective, Emerald offers a gross rental yield of 3.0%, rated as low yield. Property prices are near the state median ($903K/$875K). The price-to-income ratio of 8.2x is considered moderate. House prices have moved +4.9% year-on-year.

INVESTMENT SIGNALS
Rental Yield3.0% Low Yield
Price vs State$903K/$875K Near Median
Affordability8.2x Moderate
Price Momentum+4.9% Stable
INCOME (ATO 2022-23)
Median Income$59,494
Mean Income$74,531
Earners12,599
YoY Change+7.1%
SEIFA INDEX (ABS)
Advantage9/10
Education8/10
Economic9/10
Disadvantage8/10
MEDIAN HOUSE
$903K
4.9% YoY
MEDIAN RENT /WK
$400
POPULATION
5,890
DEMOGRAPHICS
Median Age43
Household Size2.8
HH Income /wk$2,119
Personal Income /wk$851
Mortgage /mth$2,000
CRIME (Cardinia LGA)
Crime Rate (per 100k)7,195
Total Incidents9,665
TRANSPORT
Rail Stations3
Bus Stops23
Puffing Billy Station/Belgrave-Gembrook Rd
Station Ave/Beaconsfield-Emerald Rd
SCHOOLS (3)
Avg ICSEA1049
Total Students1,216
Government2
Independent1
Emerald Secondary CollegeSecondary · Government · ICSEA 1005
Emerald Primary SchoolPrimary · Government · ICSEA 1061
Dandenong Ranges Steiner SchoolPrimary · Independent · ICSEA 1080
Data: 2024