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Suburb profile ·Macedon Ranges LGA · VIC ·3440

Macedon VIC 3440

Macedon is in Macedon Ranges LGA, VIC, postcode 3440, with population 2,073.

The read

Livability-led

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$1.1M
-0.5% YoY
2014 → 2024 · 11 periods
ABS + state medians
$1.1M
$460K
2014 2024
Why it fits

Higher SEIFA context supports a stronger local-quality read.

What to check

Gross yield looks low for an income-first use case.

Median house
$1.1M
House median, latest period
0.5%YoY D7 vs AU
Median rent
$580/wk
Income-stretched rent market
D10 vs AU
Gross yield
2.7%
Low yield band
D8 vs AU
Population
2,073
2K local footprint
D8 vs AU
Schools
2
Matched school context
D8 vs AU
Drive to city
50 min
62.5 km to Melbourne CBD · free-flow
Solar
334
24 added 12mo · 2MW

Price history

Rental vacancy rate

Rental vacancy rate · Regional Victoria
1.9%
Tight (landlord) market

Official vacancy is published at the Regional Victoria level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025

Trend & investor depth

Indicative cashflow-$614/wk (-$31,940/yr) · interest-only @ 6.2%, 80% LVR
Value vs advantage-17% vs suburbs of similar SEIFA advantage (decile 10)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Dgrade · 32/100 · top 68% of 3,605AU suburbs
Peer distributionstronger than 32% of AU suburbs
WeakerTypicalStronger
Capital growth50
Rental yield12
Stability85
Volatility-10.1ppCycle+2.0Affordability-1.5

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Macedon

Owner-occupied 91%Rented 9%
Investor activityATO
Negatively geared8.5%
109 of 214 landlords
Avg rental loss$9,657/yr
Landlords (rental income)214
Reported capital gains164
The read

Owner-occupier stronghold

89% of homes here are owner-occupied and 9% rented, with 9% of landlords negatively geared.

Why it fits

89% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 2.7% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

52%
of household income to service a new loan
12.0 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $5,276/mo vs median rent $2,513/mo (+110% · +$638/wk)

If rates move

At 4.0%: $4,201/mo (-1,075) · at 6.0% (current): $5,276/mo · at 8.0%: $6,457/mo (+1,181)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
9.0x
median home price as a multiple of annual household income
Moderate
Renting
25%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $2,213/mo, while renters pay about $2,513/mo — renting runs $300/mo higher on these medians.

Median price
$1.10M
Household income · yr
$122K
Median rent · wk
$580
Owner mortgage · mo
$2,213
Gross yield
2.7%

Household income

$122K household · yr+48.6% vs VIC suburb median
Personal
$49K
Family
$144K
Household
$122K
Household income distribution (ABS Census 2021 · weekly)fewer than 27% could service the median house
Under $300
29
$300-649
53
$650-999
53
$1,000-1,499
73
$1,500-1,999
68
$2,000-2,999
107
$3,000-3,999
89
$4,000+
175

Serviceability line: a household needs about $4,058/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 41% of households here would spend more than 30% of income on rent (rent stress line: $1,933/wk income).

Median taxable income trend (ATO, 2018-19 – 2022-23)$59K → $69K

Housing stock and tenure

Tenure (697 households)
Owned outright
44%
Owned with mortgage
45%
Rented
9%
Dwelling structure8.0% of dwellings unoccupied on census night
Separate house
96%
Townhouse / semi
1%
Flat / apartment
0%

Getting to work: 56% drive, 2% public transport, 2% walk or cycle, 39% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total2
Avg ICSEA1124
Students631
Government1
Independent1
  • Macedon Primary SchoolPrimary · Government · ICSEA 1109
  • Alice Miller SchoolCombined · Independent · ICSEA 1139

Livability

46/ 100 livability index

Top 54% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 46% of Australian suburbs
WeakerTypicalStronger
Everyday access56
Public transport (2 stops)15
Schools & hospitals56

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime Year ending Mar 2026
2,777
5,037 per 100k
D7 vs AU

Crime

Rate · per 100k5,037
Total incidents2,777· Year ending Mar 2026
  • Assault23551%
  • Sexual Offences5111%
  • Robbery10%
  • Break And Enter17137%

Bushfire-prone area

Designated ~100.0%
~100.0% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

No mapped exposure ~0.0%
~0.0% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone Rural Conservation (RCZ)
Rural / Green wedge 63% Public / Open space 29% Residential 8%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Macedon Ranges LGA

Dwellings
+27.9%
20,630 → 26,390
+5,760 dwellings
Population
+25.9%
51,570 → 64,950
Households
+31.2%
19,370 → 25,410

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

3,580 people · 20223,734 by 2032 (+4.3%)

ABS population projection (2022 base) for the Macedon SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Macedon VIC — Property Data and Demographics

Macedon is a smaller residential area in Victoria within the Macedon Ranges local government area (postcode 3440). It is home to about 2,073 residents, with a settled mid-life population and a median age of 44. Households earn a median income of $122K per year, with an average household size of 2.8 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +1.6% year-on-year at the LGA level. VIC employment has moved +0.9% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, technicians & trades. Employment in the area leans toward education and construction. The top ancestries reported are Australian, English, Irish.

Median house prices in Macedon stand at $1.1 million, having softened modestly by 0.5% over the last twelve months. The current median weekly rent is $580. This gives a gross rental yield of approximately 2.7%. The median monthly mortgage repayment is $2,213.

Macedon is served by 2 schools, including 1 primary, 1 combined. The average ICSEA score is 1124, which is well above the national average of 1,000. Public transport access includes 2 rail stations. The crime rate in the Macedon Ranges LGA is moderate at 5,037 incidents per 100,000 population.

Looking at the investment signals, The gross rental yield works out to roughly 2.7%, which reads as low yield. Property prices are near the state median ($1.1M/$850K). The price-to-income ratio of 9.0x is considered moderate. House prices have moved -0.5% year-on-year. Population growth of +1.6% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.7% Low Yield
Price vs State$1.1M/$850K· Near Median
Affordability9.0x· Moderate
Price Momentum-0.5% Falling
Pop. Growth+1.6%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$2,213
Rent · wk(Census)$371
Market rent · wk(Sep 2025)$580
Gross yield1.8%
Price / income9.0x
Population growth · Macedon Ranges LGAABS ERP
Population (2025)54,464
5-year growth+1.4% CAGR
YoY change+1.6%
20012025
Development · Macedon Ranges LGAABS Approvals
Approvals (2026)231
Houses 88%Units 12%
YoY change+0%
Employment · Macedon Ranges LGASALM
Unemployment (Dec-25)1.7%
YoY change-0.1pp
Dec-10Dec-25
Property investors · Postcode 3440ATO
Negatively geared8.5%
109 of filers
Avg rental loss$9,657/yr
Landlords (rental income)214
Reported capital gains164
People & prosperity
DemographicsCensus 21
Population2,073
Median age44
Household size2.8
HH income · wk$2,353
Personal income · wk$939
Persons / bedroom0.8
IncomeATO 22-23
Median income$69,178
Mean income$102,915
Earners2,393
YoY change+1.2%
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)10/10
Economic (IER)10/10
Disadvantage (IRSD)10/10
Income momentumCensus 16→21
HH income · wk$1,848 → $2,353
Change+27.3%
vs VIC median+3.8 pp
Median rent+23.7%
stablevs VIC 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies0
GP / clinics1
Fuel stations1
Cafes & dining3
iga1
TransportGTFS
Rail stations2
Macedon Station
Macedon Station/Victoria St
Hospitals · Macedon Ranges LGAAIHW
Public1
Private0
Kyneton District Health Servicepublic
Aged care · Macedon Ranges LGAGEN
Facilities7
Residential places669
Romsey Community Aged Care120 places
Bupa Woodend113 places
Arcare Gisborne96 places
Bupa Kyneton93 places
RM Begg90 places
Warrina Aged Care79 places
+1 more in Macedon Ranges LGA
Childcare · Macedon Ranges LGAACECQA
Services48
Approved places3,308
Exceeding NQS11
The Learning Sanctuary Gisborne131 places
Story House Early Learning Gisborne123 places
Embracia Childcare and Kindergarten120 places
Gumboots Early Learning Gisborne120 places
Gumboots Early Learning Riddells Creek119 places
Story House Early Learning New Gisborne116 places
+42 more in Macedon Ranges LGA
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Current status
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Sources & freshness
Strong evidence

Macedon carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2024 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 2 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Macedon FAQ

Common questions
  1. What LGA is Macedon in?

    Macedon is in the Macedon Ranges Local Government Area, VIC, postcode 3440. Council-level context for Macedon Ranges LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Macedon?

    The current median house price in Macedon, VIC is $1.1M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Macedon?

    The median weekly rent in Macedon is $580/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Macedon?

    Income-stretched rent market: Weekly rent screens at about 44% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Macedon a good investment?

    QuickProperty's investment signals for Macedon show: Low Yield, Near Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Macedon?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Macedon data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.