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Suburb profile ·Mornington Peninsula LGA · VIC ·3928

Main Ridge VIC 3928

Main Ridge is in Mornington Peninsula LGA, VIC, postcode 3928, with population 453.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

Why it fits

Higher SEIFA context supports a stronger local-quality read.

What to check

Evidence depth is verify-heavy, so the profile should be treated as provisional. The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
No local house series
Median rent
$354/wk
Market rent signal
D8 vs AU
Gross yield
Need rent + price
Population
172,217
172K via Mornington Peninsula LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
142
9 added 12mo · 1MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$2,550
Median rent · wk$354

Rental vacancy rate

Rental vacancy rate · Greater Melbourne
2.5%
Balanced market

Official vacancy is published at the Greater Melbourne level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025
Investor profile

Who invests in Main Ridge

Owner-occupied 89%Rented 11%
Investor activityATO
Negatively geared6.5%
20 of 61 landlords
Avg rental loss$6,665/yr
Landlords (rental income)61
Reported capital gains54
Investor exposure index(low vs national)49.3/100
The read

Owner-occupier stronghold

82% of homes here are owner-occupied and 11% rented, with 7% of landlords negatively geared.

Why it fits

82% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Affordability

16%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $2,550/mo, while renters pay about $1,534/mo — owning runs $1,016/mo higher on these medians.

Household income · yr
$113K
Median rent · wk
$354
Owner mortgage · mo
$2,550

Household income

$113K household · yr+36.8% vs VIC suburb median
Personal
$56K
Family
$132K
Household
$113K
Household income distribution (ABS Census 2021 · weekly)
Under $300
11
$300-649
16
$650-999
15
$1,000-1,499
16
$1,500-1,999
14
$2,000-2,999
30
$3,000-3,999
14
$4,000+
50

At the median asking rent, about 29% of households here would spend more than 30% of income on rent (rent stress line: $1,180/wk income).

Housing stock and tenure

Tenure (180 households)
Owned outright
54%
Owned with mortgage
28%
Rented
11%
Dwelling structure33.0% of dwellings unoccupied on census night
Separate house
98%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 47% drive, 0% public transport, 8% walk or cycle, 39% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime Year ending Mar 2026
11,588
6,718 per 100k
D8 vs AU

Crime

Rate · per 100k6,718
Total incidents11,588· Year ending Mar 2026
  • Assault98642%
  • Sexual Offences32114%
  • Robbery432%
  • Break And Enter1,00543%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

Severe broad-area context

About 100.0% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

No mapped flood exposure

About 0.0% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Designated ~100.0%
~100.0% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

No mapped exposure ~0.0%
~0.0% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Short-term rentals

26
active listings · ~57.4 per 1,000 residents
100%
entire homes (vs private rooms)
46%
run by multi-listing operators
Investment view Estimated
$420
median nightly (entire home)
14%
estimated occupancy
$18,346
estimated annual revenue (gross)

Estimated short-let income is 1.0× the $18,408/yr a long-term let would earn at the median rent — before management fees, cleaning, vacancy beyond the occupancy model, and short-stay regulation.

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Planning zones

Dominant zone Green Wedge (GWZ)
Rural / Green wedge 89% Public / Open space 11%

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Mornington Peninsula LGA

Dwellings
+11.7%
93,600 → 104,550
+10,950 dwellings
Population
+10.1%
170,390 → 187,540
Households
+14.5%
71,000 → 81,300

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

6,045 people · 20226,011 by 2032 (-0.6%)

ABS population projection (2022 base) for the Flinders SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Main Ridge VIC — Property Data and Demographics

Main Ridge (postcode 3928) is a sparsely populated locality in Victoria within the Mornington Peninsula local government area. It is home to about 453 residents, with an older demographic and a median age of 56. Households earn a median income of $113K per year, with an average household size of 2.2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.8% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, technicians & trades. Employment in the area leans toward agriculture and professional services. The top ancestries reported are English, Australian, Scottish.

The median weekly rent is $354 (Census 2021). The median monthly mortgage repayment is $2,550.

The crime rate in the Mornington Peninsula LGA is moderate at 6,718 incidents per 100,000 population.

On the investment side, Population growth of +0.8% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+0.8%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$2,550
Rent · wk(Census)$354
Population growth · Mornington Peninsula LGAABS ERP
Population (2025)172,217
5-year growth+0.2% CAGR
YoY change+0.8%
20012025
Development · Mornington Peninsula LGAABS Approvals
Approvals (2026)742
Houses 61%Units 39%
YoY change+0%
Employment · Mornington Peninsula LGASALM
Unemployment (Dec-25)3.4%
YoY change-0.3pp
Dec-10Dec-25
Property investors · Postcode 3928ATO
Negatively geared6.5%
20 of filers
Avg rental loss$6,665/yr
Landlords (rental income)61
Reported capital gains54
People & prosperity
DemographicsCensus 21
Population453
Median age56
Household size2.2
HH income · wk$2,166
Personal income · wk$1,081
Persons / bedroom0.6
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)10/10
Economic (IER)10/10
Disadvantage (IRSD)10/10
Income momentumCensus 16→21
HH income · wk$1,724 → $2,166
Change+25.6%
vs VIC median+2.1 pp
Median rent+132.9%
stablevs VIC 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations0
Cafes & dining1
Hospitals · Mornington Peninsula LGAAIHW
Public2
Private2
Rosebud Hospitalpublic
The Mornington Centrepublic
Beleura Private Hospitalprivate
The Bays Hospitalprivate
Aged care · Mornington Peninsula LGAGEN
Facilities26
Residential places2,568
Bentons Lodge - Residential Aged Service170 places
Regis Capel Sound170 places
Mt Eliza Gardens Aged Care150 places
Mornington Bay Care Community140 places
Somerville Gardens Care Community130 places
Racecourse Grange Residential Care129 places
+20 more in Mornington Peninsula LGA
Childcare · Mornington Peninsula LGAACECQA
Services110
Approved places6,704
Exceeding NQS31
Explorers Early Learning - Mornington153 places
Toorak College Preschool132 places
Westernport Child Care Centre130 places
Pelican Childcare Mount Martha124 places
Mt Eliza House Child Care and Early Learning Centre123 places
Story House Early Learning Mornington122 places
+104 more in Mornington Peninsula LGA
Shortlist workspace

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Current status
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EMPTY SET

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Sources & freshness
Verify-heavy evidence

Main Ridge depends on evidence that should be verified before a decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Missing
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Main Ridge is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
The page is readable, but the local evidence base is lighter than a mainstream suburb profile.

Read it as a starting locality brief, then cross-check the suburb story against better-covered nearby markets or the state hub.

WHAT IS MISSING
Coverage is lighter across school matches, hospital coverage, and transport stops.

Coverage is thinner on school matches, hospital coverage, and transport stops; lean less on this one page and confirm those gaps elsewhere.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Use it for context first, then move to compare, the state hub, or a larger nearby suburb before calling it a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Use this page to set direction, not to close a decision — frame the locality here, then confirm with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Main Ridge feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Balnarring Beach better covered
similar rent profile similar suburb scale better market coverage

pop same · adds house price coverage · rent +$69/wk

Better covered alternative: use this as the stronger reference point before judging the thin page.

Cape Schanck better covered
similar rent profile similar suburb scale better market coverage

pop +100 · adds house price coverage · rent +$5/wk

Better covered alternative: use this as the stronger reference point before judging the thin page.

Fingal better covered
similar rent profile similar suburb scale better market coverage

pop +200 · adds house price coverage · rent +$64/wk

Better covered alternative: use this as the stronger reference point before judging the thin page.

Main Ridge FAQ

Common questions
  1. What LGA is Main Ridge in?

    Main Ridge is in the Mornington Peninsula Local Government Area, VIC, postcode 3928. Council-level context for Mornington Peninsula LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Main Ridge?

    The median weekly rent in Main Ridge is $354/wk, based on ABS Census 2021 rent fallback.

  3. Is Main Ridge a good investment?

    QuickProperty's investment signals for Main Ridge show: Stable, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  4. Where does QuickProperty get its data for Main Ridge?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  5. How often is the Main Ridge data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.