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Suburb profile · Auckland · NZ

Cockle Bay NZ

Cockle Bay is in Auckland, New Zealand, with population 4,239.

The read

Livability-led

The page gives you enough to keep this suburb in view, but not enough to make a fast conviction call. Use compare mode or the region hub to see whether the mixed picture still holds up against alternatives.

$675/wk
1/04/2021 → 1/01/2026 · 20 periods
Tenancy Services · 1/01/2026
$740
$540
1/04/20211/01/2026
Why it fits

Transport coverage adds a practical access signal. Lower deprivation supports a livability-led read.

Median rent
$675/wk
Income-stretched rent market
D8 vs NZ
Population
4,239
4K local footprint
D10 vs NZ
Income
$51K/yr
Median personal income
D9 vs NZ
NZDep
Decile 1
Lower deprivation
D1 vs NZ
Schools
1
matched school context

Area prices & affordability

Median sale price
$945K
+1.1% over 5yr
1.4%YoY
Lower quartile
$757K
Entry-level price
House Price Index
3,054
QV-based HPI
9.3%5yr
Income to buy
8.4x
Years of median income
Annual sales
23,116
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$4,383/mo
20% deposit, 30-year P&I
Repayment burden
47%
of gross household income
Stress level
Severe
<30% comfortable · >45% severe
Years to deposit
11.1 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$4,606
1-year fixed · 5.26%
$4,179
2-year fixed · 5.69%
$4,383
3-year fixed · 5.86%
$4,465

A territorial-authority estimate: the Auckland median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Cockle Bay-specific or borrower-specific figure.

Price trend

1yr -2.9%5yr -11.8%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the Auckland territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the Auckland territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Cockle Bay, not a Cockle Bay-specific sale price.

Rent trend depth

Rent cycle positionRents at their peak
Low · 2022Peak · 2020

At / near its highest median rent on record

Rent growth (compound)3-yr +4.6%/yr · 5-yr +0.5%/yr

Rent trend is derived from MBIE tenancy-bond medians and excludes suburbs with too few bonds to be reliable.

Personal income

$51K personal · yr+13.8% vs Auckland suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
549
$10,001-$20,000
300
$20,001-$30,000
366
$30,001-$50,000
513
$50,001-$70,000
495
$70,001-$100,000
519
$100,001 or more
765

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Home ownership over three censuses-1.0pp since 2013
2013
80% owned
2018
80% owned
2023
79% owned

6.0% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

15% damp (-4pp vs 2018) and 13% with visible mould larger than A4 (-4pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

165,100 people · 2023185,000 by 2033 (+12.1%)

Stats NZ subnational projection (2023 base, medium series) for Howick Local Board — the finest official projection grain available; suburb-level projections do not exist.

Crime

Rate · per 100k6,059
Total incidents100,370· 2026-05
  • Assault10,47534%
  • Burglary17,74757%
  • Robbery1,6495%
  • Sexual Assault1,1024%

Natural hazards

Earthquake exposure
Moderate
Proximity to active faults
Nearest active fault
10.0 km
Waikopua Fault
Fault slip rate
Very Low
Higher = more active
Flood exposure
Low
Modelled flood plains (1% AEP)
Area in flood plain
5%
Share of suburb sampled

Earthquake exposure is the distance from Cockle Bay's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer. Flood exposure is the share of an interior sample grid falling within Auckland Council's modelled flood plains (1% annual-exceedance-probability) — an estimate, not a property-level flood certificate. NZ publishes flood data per council; coverage here is Auckland only.

Short-term rentals

25
active listings · ~5.9 per 1,000 residents
80%
entire homes (vs private rooms)
40%
run by multi-listing operators
Investment view Estimated
$183
median nightly (entire home)
27%
estimated occupancy
$19,544
estimated annual revenue (gross)

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Schools

Total1
Students724
State1
  • Cockle Bay SchoolContributing · StateZoned

1 of 1 schools here operate published enrolment zones (catchments). Zone boundaries set eligibility — check the official source for the exact catchment. Not enrolment advice.

Livability

78/ 100 livability index

Top 22% most liveable of 1,902New Zealand suburbs.

Peer distributionstronger than 78% of New Zealand districts
WeakerTypicalStronger
Everyday access55
Public transport (20 stops)90
Schools & hospitals32

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within New Zealand suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Investment grade

Fgrade · 9/100 · top 91% of 65New Zealand districts
Peer distributionstronger than 9% of New Zealand districts
WeakerTypicalStronger
Capital growth5
Rental yield13
Stability44

Bar = this suburb's percentile · tick = typical (median) peer

District-level grade across New Zealand territorial authorities, combining 5-year price growth, rental yield (district median rent vs district median price), and stability (price-to-income level + affordability trajectory) via the same three-pillar method with an imbalance penalty. New Zealand has no free suburb-level prices, so this reflects your area's territorial authority. Within-New-Zealand relative, indicative only — not financial advice.

Building activity

Latest consents
3
3 houses · 0 units
0.0%YoY D5 vs NZ

Employment

Employed residents
2,397
Was 2,343 in 2018
2.3%vs 2018 D10 vs NZ

Full data detail

Cockle Bay Auckland — Property Data and Demographics

Cockle Bay is a small suburb in Auckland with a population of 4,239 and a median age of 44. Median personal income is $51K per year. The main ethnic groups are European, Asian, Māori. Auckland population estimates moved +1.0% in the year ended June 2025, after moving +2.5% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 2,343 in 2018 to 2,397 in 2023 (+2.3%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Median weekly rent in Cockle Bay is $675 (675 houses, 540 units). This represents approximately 69% of median weekly personal income.

Livability indicators for Cockle Bay: NZDep decile 1 (low deprivation (affluent)); 1 school with avg EQI 364; 20 transport stops (20 bus).

In 2026, Cockle Bay recorded 3 building approvals (3 houses, 0 units), up 0% year-on-year.

Market & money
Livability signalsHeuristics
Rent Affordability69% Stretched
School QualityEQI 364 Above Average
DeprivationDecile 1 Low
Transport Access20 stops· Some Access
Development+0%· Steady
Rental marketMBIE
Median rent · wk(1/01/2026)$675
House · wk$675
Unit · wk$540
Rent / income68.8%
Lodgements24
DevelopmentStats NZ
Consents (2026)3
Houses3
YoY change+0%
People & prosperity
DemographicsCensus 23
Population4,239
Median age44
Household size
HH income · yr
Personal income · yr$51,000
Deprivation (NZDep)NZDep23
Less deprived1/10
NZDep score895

1 = least deprived · 10 = most deprived

EthnicityCensus 23
European3,417
Asian720
Māori237
Pacific Peoples105
MELAA72
Top industriesCensus 23
Professional, Scientific and Technical282
Construction273
Manufacturing249
Education and Training243
Wholesale Trade210
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations0
Cafes & dining5
TransportGTFS
Bus stops20
Hospitals · AucklandMoH
Auckland City HospitalPublic Hospital
Middlemore HospitalPublic Hospital
North Shore HospitalPublic Hospital
Waitakere HospitalPublic Hospital
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Current status
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Sources & freshness
Strong evidence

Cockle Bay carries enough direct local evidence for a first-pass decision.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
MBIE rental bond data · 1/01/2026 · Bond market dataset
stable source · automated · every update · monthly
Available
Schools
MoE school directory · 1 schools matched
stable source · automated · every update · nightly
Available
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · 20 matched stops
medium stability · mixed acquisition · snapshot · mixed
Available
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.

Cockle Bay FAQ

Common questions
  1. What is the typical weekly rent in Cockle Bay?

    The median weekly rent in Cockle Bay is $675/wk, based on the MBIE market rent dataset. The current rent signal is income-stretched rent market.

  2. What does the rent signal say about Cockle Bay?

    Income-stretched rent market: Weekly rent screens at about 69% of annual income. Use this as a suburb screening signal before comparing candidates; the matching rent ranking can provide broader market context.

  3. What is the livability profile for Cockle Bay?

    QuickProperty's livability signals for Cockle Bay show: Stretched, Above Average, Low. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  4. Where does QuickProperty get its data for Cockle Bay?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  5. How often is the Cockle Bay data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.