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Suburb profile · Manawatu-Whanganui · NZ

Titoki NZ

Titoki is in Manawatu-Whanganui, New Zealand, with population 3,066.

Limited data

Thin-context

This page still helps with local context, but the evidence stack is too thin for a clean suburb-level call. Use nearby alternatives or compare mode before turning it into a shortlist decision.

Why it fits

School coverage gives the page a stronger family/livability signal. Transport coverage adds a practical access signal.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Higher deprivation should be treated as a local-context caution.

See what's missing → Compare suburb
Median rent
—
Census rent fallback
Population
3,066
3K local footprint
D8 vs NZ
Income
$31K/yr
Median personal income
D1 vs NZ
NZDep
Decile 10
Higher deprivation
D10 vs NZ
Schools
3
matched school context

Area prices & affordability

Whanganui District territorial authority · HUD Local Housing Statistics
Median sale price
$482K
+22.3% over 5yr
↑3.2%YoY
Lower quartile
$394K
Entry-level price
House Price Index
5,166
QV-based HPI
↑5.9%5yr
Income to buy
7.7x
Years of median income
Annual sales
800
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$2,236/mo
20% deposit, 30-year P&I
Repayment burden
43%
of gross household income
Stress level
Stretched
<30% comfortable · >45% severe
Years to deposit
10.2 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$2,349
1-year fixed · 5.26%
$2,132
2-year fixed · 5.69%
$2,236
3-year fixed · 5.86%
$2,277

A territorial-authority estimate: the Whanganui District median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Titoki-specific or borrower-specific figure.

Price trend

1yr -1.0%5yr -3.7%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the Whanganui District territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the Whanganui District territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Titoki, not a Titoki-specific sale price.

Personal income

Stats NZ Census · median individual · annual
$31K personal · yr-15.3% vs Manawatu-Whanganui suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
294
$10,001-$20,000
309
$20,001-$30,000
552
$30,001-$50,000
558
$50,001-$70,000
375
$70,001-$100,000
213
$100,001 or more
84

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Stats NZ Census 2013-2023
Home ownership over three censuses+5.5pp since 2013
2013
60% owned
2018
63% owned
2023
66% owned

7.2% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

23% damp (-3pp vs 2018) and 19% with visible mould larger than A4 (+2pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

Stats NZ projections · Whanganui District · medium series
48,600 people · 202349,800 by 2033 (+2.5%)

Stats NZ subnational projection (2023 base, medium series) for Whanganui District — the finest official projection grain available; suburb-level projections do not exist.

Crime

Whanganui District · Territorial Authority
Rate · per 100k6,114
Total incidents2,912· 2026-05
  • Assault44438%
  • Burglary65155%
  • Robbery333%
  • Sexual Assault524%

Natural hazards

Earthquake & flood exposure estimates
Earthquake exposure
Moderate
Proximity to active faults
Nearest active fault
6.9 km
North Whanganui trace

Earthquake exposure is the distance from Titoki's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer.

Short-term rentals

Inside Airbnb
3
active listings · ~1.0 per 1,000 residents
67%
entire homes (vs private rooms)
33%
run by multi-listing operators

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Schools

Ministry of Education
Total3
Students364
State : Integrated1
State2
  • Tawhero SchoolContributing · State
  • Te Kura Waenga O Rutherford | Rutherford Intermediate SchoolIntermediate · State
  • St Marcellin School (Wanganui)Full Primary · State : Integrated

Livability

OSM · GTFS · schools + hospitals
95/ 100 livability index

Top 5% most liveable of 1,902New Zealand suburbs.

Peer distributionstronger than 95% of New Zealand districts
WeakerTypicalStronger
Everyday access64
Public transport (20 stops)90
Schools & hospitals89

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within New Zealand suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Investment grade

Composite · growth · yield · stability
Bgrade · 78/100 · top 22% of 65New Zealand districts
Peer distributionstronger than 78% of New Zealand districts
WeakerTypicalStronger
Capital growth55
Rental yield88
Stability69

Bar = this suburb's percentile · tick = typical (median) peer

District-level grade across New Zealand territorial authorities, combining 5-year price growth, rental yield (district median rent vs district median price), and stability (price-to-income level + affordability trajectory) via the same three-pillar method with an imbalance penalty. New Zealand has no free suburb-level prices, so this reflects your area's territorial authority. Within-New-Zealand relative, indicative only — not financial advice.

Building activity

Stats NZ building consents · 2026
Latest consents
1
1 houses · 0 units
↓93.3%YoY D1 vs NZ

Employment

Stats NZ Census 2023 vs 2018 (employed residents 15+)
Employed residents
1,248
Was 1,128 in 2018
↑10.6%vs 2018 D6 vs NZ

Full data detail

Stats NZ Census 2023 · MBIE · MoE · NZDep2023
Titoki Manawatu-Whanganui — Property Data and Demographics

Titoki is a small suburb in Manawatu-Whanganui with a population of 3,066 and a median age of 38. Median personal income is $31K per year. The main ethnic groups are European, Māori, Pacific Peoples. Manawatu-Whanganui population estimates moved +0.2% in the year ended June 2025, after moving +0.9% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 1,128 in 2018 to 1,248 in 2023 (+10.6%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Livability indicators for Titoki: NZDep decile 10 (high deprivation); 3 schools with avg EQI 530; 20 transport stops (20 bus).

In 2026, Titoki recorded 1 building approval (1 house, 0 units), down 93.3% year-on-year.

Market & money
Livability signalsHeuristics
School QualityEQI 530↓ Below Average
DeprivationDecile 10↓ High
Transport Access20 stops· Some Access
Development-93%↓ Slowing
DevelopmentStats NZ
Consents (2026)1
Houses1
YoY change-93.3%
People & prosperity
DemographicsCensus 23
Population3,066
Median age38
Household size—
HH income · yr—
Personal income · yr$31,100
Deprivation (NZDep)NZDep23
Less deprived10/10
NZDep score1133

1 = least deprived · 10 = most deprived

EthnicityCensus 23
European2,040
Māori1,188
Pacific Peoples234
Asian192
MELAA21
Top industriesCensus 23
Manufacturing237
Health Care and Social Assistance186
Education and Training120
Construction111
Retail Trade102
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies0
GP / clinics0
Fuel stations0
Cafes & dining1
TransportGTFS
Bus stops20
Hospitals · Whanganui DistrictMoH
Whanganui HospitalPublic Hospital
Nearby in Manawatu-Whanganui12
Laird Park2,247Gonville North2,652Castlecliff East2,109Wembley Park1,797Whanganui East-Williams Domain2,271Gonville West1,761Lower Aramoho2,040Castlecliff West1,776Whanganui East-Riverlands2,208Cornmarket1,425Upper Aramoho2,175Gonville South2,049
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Current status
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Sources & freshness
Usable evidence

Titoki is usable as a read, though it still needs cross-checking.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
Stats NZ Census 2023 · No linked local rent source
stable source · manual file · snapshot · census-cycle
Missing
Schools
MoE school directory · 3 schools matched
stable source · automated · every update · nightly
Available
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · 20 matched stops
medium stability · mixed acquisition · snapshot · mixed
Available
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.
Sparse locality note

This page stays indexable because Titoki still carries enough real local context to help with NZ suburb discovery. It should still be read as a lighter locality brief, not as a fully covered suburb profile.

WHY IT LOOKS LIGHTER
The page is missing a direct local rent signal.

That leaves the page relying more on Census and service context than on a stronger market read.

WHAT IS MISSING
Coverage is lighter across hospital coverage.

Coverage is thinner on hospital coverage; don't let a single sparse read define the suburb.

BEST NEXT STEP
Use this page to frame the locality, then compare or zoom back out.

Start with the region hub, compare view, or nearby better-covered suburbs before treating this page as a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

The page still has enough real suburb context to remain searchable, but some market and service layers are too light for a full-confidence read.

HOW TO READ THIS PAGE

Frame the locality with this page, then pressure-test the story in compare, the region hub, or a better-covered nearby suburb before calling it complete.

Next step path
COMPARE OR CHECK NEARBY Open region hub Browse rankings
Stronger nearby reads

If Titoki feels too thin on its own, use these nearby suburbs as stronger local reads before treating it as a full shortlist call.

Laird Park most similar
similar deprivation profile similar suburb scale similar income profile

pop -800 · adds rent coverage · income -$1K

Similar local read: useful for context, but still compare the actual market signals.

Detail Compare
Gonville North most similar
similar deprivation profile similar suburb scale similar income profile

pop -400 · adds rent coverage · income +$1K

Similar local read: useful for context, but still compare the actual market signals.

Detail Compare
Castlecliff East most similar
similar deprivation profile similar suburb scale similar income profile

pop -1000 · adds rent coverage · income +$2K

Similar local read: useful for context, but still compare the actual market signals.

Detail Compare

Titoki FAQ

Common questions
  1. What is the livability profile for Titoki?

    QuickProperty's livability signals for Titoki show: Below Average, High, Some Access. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  2. Where does QuickProperty get its data for Titoki?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  3. How often is the Titoki data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.

Manawatu-Whanganui

Titoki sits in Manawatu-Whanganui — explore the region.