Charlestown NSW

Postcode 2290 · Lake Macquarie LGA

Charlestown is a well-established suburb in New South Wales within the Lake Macquarie local government area (postcode 2290). With a population of 13,601, the suburb has an established demographic with a median age of 38. Households earn a median income of $96K per year, with an average household size of 2.5 people. The most common occupations are professionals, technicians & trades, clerical & administrative. The top ancestries reported are English, Australian, Scottish.

The median house price in Charlestown is $1.2 million, having surged 15.2% over the past year. Units have a median price of $730,000 (+5% YoY). The current median weekly rent is $695. This gives a gross rental yield of approximately 3.1%. The median monthly mortgage repayment is $2,000.

Charlestown is served by 5 schools, including 5 primary. The average ICSEA score is 1054, which is above the national average of 1,000. Public transport access includes 110 bus stops. Healthcare facilities include 2 private hospitals. The crime rate in the Lake Macquarie LGA is below average at 3,396 incidents per 100,000 population.

From an investment perspective, Charlestown offers a gross rental yield of 3.1%, rated as moderate yield. Property prices are near the state median ($1.2M/$1.5M). The price-to-income ratio of 12.1x is considered stretched. House prices have moved +15.2% year-on-year.

INVESTMENT SIGNALS
Rental Yield3.1% Moderate Yield
Price vs State$1.2M/$1.5M Near Median
Affordability12.1x Stretched
Price Momentum+15.2% Rising
INCOME (ATO 2022-23)
Median Income$62,394
Mean Income$74,198
Earners16,583
YoY Change+6%
SEIFA INDEX (ABS)
Advantage7/10
Education7/10
Economic5/10
Disadvantage7/10
MEDIAN HOUSE
$1.2M
15.2% YoY
MEDIAN UNIT
$730K
5% YoY
MEDIAN RENT /WK
$400
POPULATION
13,601
DEMOGRAPHICS
Median Age38
Household Size2.5
HH Income /wk$1,839
Personal Income /wk$880
Mortgage /mth$2,000
CRIME (Lake Macquarie LGA)
Crime Rate (per 100k)3,396
Total Incidents7,534
TRANSPORT
Bus Stops110
SCHOOLS (5)
Avg ICSEA1054
Total Students1,313
Catholic1
Government4
St Joseph's Primary SchoolPrimary · Catholic · ICSEA 1102
Charlestown East Public SchoolPrimary · Government · ICSEA 1036
Charlestown South Public SchoolPrimary · Government · ICSEA 1075
Charlestown Public SchoolPrimary · Government · ICSEA 1037
Hillsborough Public SchoolPrimary · Government · ICSEA 1020
HOSPITALS (2)
Charlestown Private Hospitalprivate
Newcastle Endoscopy Centreprivate
Data: 2026