Belmont NSW

Postcode 2280 · Lake Macquarie LGA

Belmont is a mid-sized suburb in New South Wales within the Lake Macquarie local government area (postcode 2280). With a population of 7,289, the suburb has a mature demographic with a median age of 48. Households earn a median income of $67K per year, with an average household size of 2.2 people. The most common occupations are professionals, technicians & trades, community & personal service. The top ancestries reported are English, Australian, Scottish.

The median house price in Belmont is $1.0 million, having dipped slightly 2.6% over the past year. Units have a median price of $540,000 (-2% YoY). The current median weekly rent is $650. This gives a gross rental yield of approximately 3.3%. The median monthly mortgage repayment is $2,058.

Belmont is served by 5 schools, including 4 primary, 1 secondary. The average ICSEA score is 990, which is around the national average of 1,000. Public transport access includes 58 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Lake Macquarie LGA is below average at 3,396 incidents per 100,000 population.

From an investment perspective, Belmont offers a gross rental yield of 3.3%, rated as moderate yield. Property prices sit below the state median ($1.0M/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 15.4x is considered stretched. House prices have moved -2.6% year-on-year.

INVESTMENT SIGNALS
Rental Yield3.3% Moderate Yield
Price vs State$1.0M/$1.5M Below Median
Affordability15.4x Stretched
Price Momentum-2.6% Falling
INCOME (ATO 2022-23)
Median Income$57,105
Mean Income$69,815
Earners11,285
YoY Change+7.4%
SEIFA INDEX (ABS)
Advantage3/10
Education4/10
Economic3/10
Disadvantage4/10
MEDIAN HOUSE
$1.0M
-2.6% YoY
MEDIAN UNIT
$540K
-2% YoY
MEDIAN RENT /WK
$340
POPULATION
7,289
DEMOGRAPHICS
Median Age48
Household Size2.2
HH Income /wk$1,280
Personal Income /wk$697
Mortgage /mth$2,058
CRIME (Lake Macquarie LGA)
Crime Rate (per 100k)3,396
Total Incidents7,534
TRANSPORT
Bus Stops58
SCHOOLS (5)
Avg ICSEA990
Total Students1,841
Government4
Catholic1
Belmont High SchoolSecondary · Government · ICSEA 973
Floraville Public SchoolPrimary · Government · ICSEA 1026
Belmont Public SchoolPrimary · Government · ICSEA 956
Belmont North Public SchoolPrimary · Government · ICSEA 946
St Francis Xavier's Primary SchoolPrimary · Catholic · ICSEA 1048
HOSPITALS (1)
Belmont Hospitalpublic
Data: 2026