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Suburb profile ·Lake Macquarie LGA · NSW ·2283

Toronto NSW 2283

Toronto is in Lake Macquarie LGA, NSW, postcode 2283, with population 5,973.

The read

Livability-led

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$600/wk
+0.0% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2283 · Apr 2026
$662
$550
Mar 2025Apr 2026
Why it fits

School coverage gives the page a stronger family/livability signal. Transport coverage adds a practical access signal.

Median house
$788K
House median, latest period
1.7%YoY D5 vs AU
Median rent
$600/wk
Income-stretched rent market
0.0%YoY D10 vs AU
Gross yield
4.0%
Below investor band
D10 vs AU
Population
5,973
6K local footprint
D10 vs AU
Schools
4
Matched school context
D10 vs AU
Solar
4,771
330 added 12mo · 30MW

Price history

HousesUnits

Trend & investor depth

Cycle positionAt its peak
Low · 2008Peak · 2025

At / near its all-time high

Price growth (compound)3-yr +3.5%/yr · 5-yr +9.7%/yr · 10-yr +7.8%/yr
Affordability trajectoryprice +11.9%/yr vs income +4.3%/yr — worsening — prices outgrowing incomes
Indicative cashflow-$290/wk (-$15,054/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
13.0x
median home price as a multiple of annual household income
Stretched
Renting
51%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,616/mo, while renters pay about $2,600/mo — renting runs $984/mo higher on these medians.

Median price
$788K
Household income · yr
$61K
Median rent · wk
$600
Owner mortgage · mo
$1,616
Gross yield
4.0%

Household income

$61K household · yr-26.1% vs NSW suburb median
Personal
$30K
Family
$77K
Household
$61K

Schools

Total4
Avg ICSEA979
Students1,359
Government3
Independent1
  • Toronto Public SchoolPrimary · Government · ICSEA 910
  • Biraban Public SchoolPrimary · Government · ICSEA 871
  • Toronto High SchoolSecondary · Government · ICSEA 961
  • Toronto Adventist SchoolPrimary · Independent · ICSEA 1173
Crime January 2025 - December 2025
7,534
3,436 per 100k
D5 vs AU

Crime

Rate · per 100k3,436
Total incidents7,534· January 2025 - December 2025
  • Assault1,88958%
  • Sexual Offences63720%
  • Robbery201%
  • Break And Enter71522%

Full data detail

Toronto NSW — Property Data and Demographics

Toronto (postcode 2283) is a moderately sized suburb in New South Wales within the Lake Macquarie local government area. It is home to about 5,973 residents, with an older-leaning population and a median age of 50. Households earn a median income of $61K per year, with an average household size of 2.2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.1% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, technicians & trades, community & personal service. Employment in the area leans toward healthcare and retail trade. The top ancestries reported are English, Australian, Scottish.

Median house prices in Toronto stand at $788,000, having ticked up by 1.7% over the last twelve months. Units have a median price of $770,000 (+2.8% YoY). The current median weekly rent is $600. This gives a gross rental yield of approximately 4.0%. The median monthly mortgage repayment is $1,616.

Toronto is served by 4 schools, including 3 primary, 1 secondary. The average ICSEA score is 979, which is around the national average of 1,000. Public transport access includes 1 rail station, 40 bus stops. Healthcare facilities include 1 private hospital. The crime rate in the Lake Macquarie LGA is below average at 3,436 incidents per 100,000 population.

On the investment side, Toronto shows a gross rental yield of approximately 4.0%, rated as moderate yield. Property prices sit below the state median ($788K/$1.5M), which can point to relative value. The price-to-income ratio of 13.0x is considered stretched. House prices have moved +1.7% year-on-year. Population growth of +1.1% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield4.0%· Moderate Yield
Price vs State$788K/$1.5M Below Median
Affordability13.0x Stretched
Price Momentum+1.7%· Stable
Pop. Growth+1.1%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,616
Rent · wk(Census)$320
Market rent · wk(2026-04)$600
Gross yield2.1%
Price / income13.0x
Sales vol (latest Q)(2025-Q4)12
Population growth · Lake Macquarie LGAABS ERP
Population (2025)224,540
5-year growth+1.2% CAGR
YoY change+1.1%
20012025
Development · Lake Macquarie LGAABS Approvals
Approvals (2026)896
Houses577
Units319
YoY change+0%
Employment · Lake Macquarie LGASALM
Unemployment (Dec-25)4.1%
YoY change+1.4pp
Dec-10Dec-25
Property investors · Postcode 2283ATO
Negatively geared800 (5.8% of filers)
Avg rental loss$7,640/yr
Landlords (rental income)1,853
Reported capital gains1,201
People & prosperity
DemographicsCensus 21
Population5,973
Median age50
Household size2.2
HH income · wk$1,170
Personal income · wk$581
Persons / bedroom0.7
IncomeATO 22-23
Median income$53,639
Mean income$68,486
Earners8,445
YoY change+7.2%
SEIFA indexABS
Advantage (IRSAD)1/10
Education (IEO)2/10
Economic (IER)1/10
Disadvantage (IRSD)2/10
Area & amenity
Local amenitiesOSM
Supermarkets3
Pharmacies0
GP / clinics3
Fuel stations3
Cafes & dining9
aldi1
coles1
woolworths1
TransportGTFS
Rail stations1
Bus stops40
Old Toronto Station, Victory Pde
Hospitals · 1AIHW
Public0
Private1
Toronto Private Hospitalprivate
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Current status
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Sources & freshness
Strong evidence

Toronto carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 4 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 41 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Toronto FAQ

Common questions
  1. What LGA is Toronto in?

    Toronto is in the Lake Macquarie Local Government Area, NSW, postcode 2283. Council-level context for Lake Macquarie LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Toronto?

    The current median house price in Toronto, NSW is $788K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Toronto?

    The median weekly rent in Toronto is $600/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Toronto?

    Income-stretched rent market: Weekly rent screens at about 58% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Toronto a good investment?

    QuickProperty's investment signals for Toronto show: Moderate Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Toronto?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Toronto data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.