Warners Bay NSW

Postcode 2282 · Lake Macquarie LGA

Warners Bay is a mid-sized suburb in New South Wales within the Lake Macquarie local government area (postcode 2282). With a population of 8,237, the suburb has a mature demographic with a median age of 46. Households earn a median income of $78K per year, with an average household size of 2.3 people. The most common occupations are professionals, clerical & administrative, technicians & trades. The top ancestries reported are English, Australian, Scottish.

The median house price in Warners Bay is $973,000, having dropped significantly 11.6% over the past year. Units have a median price of $850,000 (+6.2% YoY). The current median weekly rent is $700. This gives a gross rental yield of approximately 3.7%. The median monthly mortgage repayment is $2,058.

Warners Bay is served by 4 schools, including 3 primary, 1 secondary. The average ICSEA score is 1060, which is above the national average of 1,000. Public transport access includes 82 bus stops. Healthcare facilities include 1 private hospital. The crime rate in the Lake Macquarie LGA is below average at 3,396 incidents per 100,000 population.

From an investment perspective, Warners Bay offers a gross rental yield of 3.7%, rated as moderate yield. Property prices sit below the state median ($973K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 12.5x is considered stretched. House prices have moved -11.6% year-on-year.

INVESTMENT SIGNALS
Rental Yield3.7% Moderate Yield
Price vs State$973K/$1.5M Below Median
Affordability12.5x Stretched
Price Momentum-11.6% Falling
INCOME (ATO 2022-23)
Median Income$60,372
Mean Income$76,173
Earners9,958
YoY Change+5.7%
SEIFA INDEX (ABS)
Advantage6/10
Education6/10
Economic4/10
Disadvantage7/10
MEDIAN HOUSE
$973K
-11.6% YoY
MEDIAN UNIT
$850K
6.2% YoY
MEDIAN RENT /WK
$420
POPULATION
8,237
DEMOGRAPHICS
Median Age46
Household Size2.3
HH Income /wk$1,494
Personal Income /wk$766
Mortgage /mth$2,058
CRIME (Lake Macquarie LGA)
Crime Rate (per 100k)3,396
Total Incidents7,534
TRANSPORT
Bus Stops82
SCHOOLS (4)
Avg ICSEA1060
Total Students2,267
Government3
Catholic1
Warners Bay High SchoolSecondary · Government · ICSEA 1056
St Mary's Primary SchoolPrimary · Catholic · ICSEA 1093
Biddabah Public SchoolPrimary · Government · ICSEA 1065
Warners Bay Public SchoolPrimary · Government · ICSEA 1027
HOSPITALS (1)
Warners Bay Private Hospitalprivate
Data: 2026