Empire Bay NSW

Postcode 2257 · Central Coast (NSW) LGA

Empire Bay is a smaller suburb in New South Wales within the Central Coast (NSW) local government area (postcode 2257). With a population of 2,522, the suburb has an established demographic with a median age of 42. Households earn a median income of $98K per year, with an average household size of 2.7 people. The most common occupations are professionals, technicians & trades, managers. The top ancestries reported are Australian, English, Scottish.

The median house price in Empire Bay is $1.3 million, having grown strongly 9.1% over the past year. Units have a median price of $828,000 (-0.3% YoY). The current median weekly rent is $622. This gives a gross rental yield of approximately 2.5%. The median monthly mortgage repayment is $2,165.

Empire Bay is served by 1 school, including 1 primary. The average ICSEA score is 1039, which is around the national average of 1,000. Public transport access includes 1 ferry wharf, 28 bus stops. The crime rate in the Central Coast (NSW) LGA is below average at 3,528 incidents per 100,000 population.

From an investment perspective, Empire Bay offers a gross rental yield of 2.5%, rated as low yield. Property prices are near the state median ($1.3M/$1.5M). The price-to-income ratio of 13.4x is considered stretched. House prices have moved +9.1% year-on-year.

INVESTMENT SIGNALS
Rental Yield2.5% Low Yield
Price vs State$1.3M/$1.5M Near Median
Affordability13.4x Stretched
Price Momentum+9.1% Rising
SEIFA INDEX (ABS)
Advantage7/10
Education6/10
Economic7/10
Disadvantage7/10
MEDIAN HOUSE
$1.3M
9.1% YoY
MEDIAN UNIT
$828K
-0.3% YoY
MEDIAN RENT /WK
$410
POPULATION
2,522
DEMOGRAPHICS
Median Age42
Household Size2.7
HH Income /wk$1,884
Personal Income /wk$755
Mortgage /mth$2,165
CRIME (Central Coast (NSW) LGA)
Crime Rate (per 100k)3,528
Total Incidents12,518
TRANSPORT
Bus Stops28
Ferry Wharves1
Empire Bay Wharf
SCHOOLS (1)
Avg ICSEA1039
Total Students426
Government1
Empire Bay Public SchoolPrimary · Government · ICSEA 1039
Data: 2026