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Suburb profile ·Penrith LGA · NSW ·2745

Wallacia NSW 2745

Wallacia is in Penrith LGA, NSW, postcode 2745, with population 1,711.

The read

Growth-momentum

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$780/wk
Rising
+11.4% YoY
Mar 2025 → May 2026 · 15 periods
NSW Fair Trading · postcode 2745 · May 2026
$800
$670
Mar 2025May 2026
Why it fits

Recent price movement shows visible market momentum. Transport coverage adds a practical access signal.

Median house
$1.2M
House median, latest period
26.9%YoY D7 vs AU
Median rent
$780/wk
Rent-pressure candidate
11.4%YoY D10 vs AU
Gross yield
3.4%
Below investor band
D10 vs AU
Population
1,711
2K local footprint
D8 vs AU
Schools
1
Matched school context
D1 vs AU
Drive to city
55 min
63.5 km to Sydney CBD · free-flow
Solar
5,625
381 added 12mo · 45MW
Price cycleRecovering
LowPeak

22.6% below peak · 220.9% above its low

See trend depth →

Price history

Houses to Q2'25 · Units to Q1'17 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionRecovering
Low · 2009Peak · 2022

22.6% below peak · 220.9% above its low

Price growth (compound)% per year
3-yr
-8.2%
5-yr
+9.0%
10-yr
+5.9%
Indicative cashflow-$560/wk (-$29,100/yr) · interest-only @ 6.2%, 80% LVR
Market turnover4.1% of homes traded/yr (24 sales · -13% vs 3-yr avg)
Rent stabilitytypical — rents vary ±4.3% around trend (short window, 15 pts)
Value vs advantage+36% vs suburbs of similar SEIFA advantage (decile 5)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Dgrade · 32/100 · top 68% of 3,605AU suburbs
Peer distributionstronger than 32% of AU suburbs
WeakerTypicalStronger
Capital growth31
Rental yield64
Stability12
Volatility-24.8ppCycle+1.5

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Wallacia

Owner-occupied 79%Rented 21%
Investor activityATO
Negatively geared10.2%
2,040 of 3,500 landlords
Avg rental loss$8,856/yr
Landlords (rental income)3,500
Reported capital gains1,224
Investor exposure index(moderate vs national)56.2/100
The read

Owner-occupier stronghold

76% of homes here are owner-occupied and 20% rented, with 10% of landlords negatively geared.

Why it fits

76% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 3.4% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

66%
of household income to service a new loan
15.4 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $5,756/mo vs median rent $3,380/mo (+70% · +$548/wk)

If rates move

At 4.0%: $4,583/mo (-1,172) · at 6.0% (current): $5,756/mo · at 8.0%: $7,044/mo (+1,288)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
11.5x
median home price as a multiple of annual household income
Stretched
Renting
39%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $2,500/mo, while renters pay about $3,380/mo — renting runs $880/mo higher on these medians.

Median price
$1.20M
Household income · yr
$104K
Median rent · wk
$780
Owner mortgage · mo
$2,500
Gross yield
3.4%

Household income

$104K household · yr+26.6% vs NSW suburb median
Personal
$44K
Family
$122K
Household
$104K
Household income distribution (ABS Census 2021 · weekly)fewer than 18% could service the median house
Under $300
4
$300-649
68
$650-999
63
$1,000-1,499
75
$1,500-1,999
52
$2,000-2,999
111
$3,000-3,999
58
$4,000+
96

Serviceability line: a household needs about $4,427/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 63% of households here would spend more than 30% of income on rent (rent stress line: $2,600/wk income).

Housing stock and tenure

Tenure (564 households)
Owned outright
37%
Owned with mortgage
39%
Rented
20%
Dwelling structure3.9% of dwellings unoccupied on census night
Separate house
85%
Townhouse / semi
1%
Flat / apartment
9%

Getting to work: 56% drive, 0% public transport, 2% walk or cycle, 33% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA959
Students53
Government1
  • Wallacia Public SchoolPrimary · Government · ICSEA 959

Livability

35/ 100 livability index

Top 65% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 35% of Australian suburbs
WeakerTypicalStronger
Everyday access19
Public transport (16 stops)47
Schools & hospitals25

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
9,111
3,984 per 100k
D6 vs AU

Crime

Rate · per 100k3,984
Total incidents9,111· April 2025 - March 2026
  • Assault2,35561%
  • Sexual Offences70918%
  • Robbery812%
  • Break And Enter70518%

Bushfire exposure

Severe exposure ~86.5%
~86.5% of the suburb is Bush Fire Prone Land · ~29.5% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 89% Public / Open space 6% Residential 3% Other 1%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

12,362 people · 202216,015 by 2032 (+29.6%)

ABS population projection (2022 base) for the Mulgoa - Luddenham - Orchard Hills SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Wallacia NSW — Property Data and Demographics

Wallacia is a close-knit residential community in New South Wales within the Penrith local government area (postcode 2745). It is home to about 1,711 residents, with an established family demographic and a median age of 38. Households earn a median income of $104K per year, with an average household size of 2.9 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.2% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, clerical & administrative, managers. Employment in the area leans toward construction and healthcare. The top ancestries reported are Australian, English, Maltese.

Wallacia has a median house price of $1.2 million, which has jumped by 26.9% year-on-year. Units have a median price of $370,000 (+22.3% YoY). The current median weekly rent is $780. This gives a gross rental yield of approximately 3.4%. The median monthly mortgage repayment is $2,500.

Wallacia is served by 1 school, including 1 primary. The average ICSEA score is 959, which is around the national average of 1,000. Public transport access includes 16 bus stops. The crime rate in the Penrith LGA is below average at 3,984 incidents per 100,000 population.

Looking at the investment signals, Wallacia shows a gross rental yield of approximately 3.4%, rated as moderate yield. Property prices are near the state median ($1.2M/$1.5M). The price-to-income ratio of 11.5x is considered stretched. House prices have moved +26.9% year-on-year. Population growth of +1.2% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield3.4%· Moderate Yield
Price vs State$1.2M/$1.5M· Near Median
Affordability11.5x Stretched
Price Momentum+26.9% Rising
Pop. Growth+1.2%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,500
Rent · wk(Census)$400
Market rent · wk(2026-05)$780
Gross yield1.7%
Price / income11.5x
Sales vol (latest Q)(2025-Q2)7
Population growth · Penrith LGAABS ERP
Population (2025)231,701
5-year growth+1.3% CAGR
YoY change+1.2%
20012025
Development · Penrith LGAABS Approvals
Approvals (2026)1,378
Houses 37%Units 63%
YoY change+0%
Employment · Penrith LGASALM
Unemployment (Dec-25)3.7%
YoY change-0.4pp
Dec-10Dec-25
Property investors · Postcode 2745ATO
Negatively geared10.2%
2,040 of filers
Avg rental loss$8,856/yr
Landlords (rental income)3,500
Reported capital gains1,224
People & prosperity
DemographicsCensus 21
Population1,711
Median age38
Household size2.9
HH income · wk$2,004
Personal income · wk$849
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)5/10
Education (IEO)4/10
Economic (IER)9/10
Disadvantage (IRSD)6/10
Income momentumCensus 16→21
HH income · wk$1,729 → $2,004
Change+15.9%
vs NSW median-4.7 pp
Median rent+33.3%
stablevs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations2
Cafes & dining1
TransportGTFS
Bus stops16
Aged care · Penrith LGAGEN
Facilities13
Residential places1,270
Glenmore Park Care Community156 places
Boronia House130 places
SummitCare St Marys130 places
The Royce Manor128 places
SummitCare Penrith115 places
Anglicare Newmarch House102 places
+7 more in Penrith LGA
Childcare · Penrith LGAACECQA
Services187
Approved places12,470
Exceeding NQS34
Jordan Springs OSHCLUB355 places
Go Bananas Early Learning Centres205 places
Bright Minds Academy167 places
Ambrose School Age Care, Bethany, Glenmore Park165 places
Glenmore Park Early Learning Centre160 places
Greenwood Penrith159 places
+181 more in Penrith LGA
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Current status
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Sources & freshness
Strong evidence

Wallacia has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q2 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-05 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 16 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Wallacia FAQ

Common questions
  1. What LGA is Wallacia in?

    Wallacia is in the Penrith Local Government Area, NSW, postcode 2745. Council-level context for Penrith LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Wallacia?

    The current median house price in Wallacia, NSW is $1.2M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Wallacia?

    The median weekly rent in Wallacia is $780/wk, based on the current market rent dataset. The current rent signal is rent-pressure candidate.

  4. What does the rent signal say about Wallacia?

    Rent-pressure candidate: Wallacia rents screen above the local benchmark. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Wallacia a good investment?

    QuickProperty's investment signals for Wallacia show: Moderate Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Wallacia?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Wallacia data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.