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Suburb profile · Auckland · NZ

Cheltenham NZ

Cheltenham is in Auckland, New Zealand, with population 1,899.

The read

Livability-led

The page gives you enough to keep this suburb in view, but not enough to make a fast conviction call. Use compare mode or the region hub to see whether the mixed picture still holds up against alternatives.

$670/wk
1/04/2021 → 1/01/2026 · 20 periods
Tenancy Services · 1/01/2026
$975
$590
1/04/20211/01/2026
Why it fits

Transport coverage adds a practical access signal. Lower deprivation supports a livability-led read.

Median rent
$650/wk
Income-stretched rent market
D7 vs NZ
Population
1,899
2K local footprint
D5 vs NZ
Income
$55K/yr
Median personal income
D10 vs NZ
NZDep
Decile 1
Lower deprivation
D1 vs NZ
Schools
No matched schools

Area prices & affordability

Median sale price
$945K
+1.1% over 5yr
1.4%YoY
Lower quartile
$757K
Entry-level price
House Price Index
3,054
QV-based HPI
9.3%5yr
Income to buy
8.4x
Years of median income
Annual sales
23,116
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$4,383/mo
20% deposit, 30-year P&I
Repayment burden
47%
of gross household income
Stress level
Severe
<30% comfortable · >45% severe
Years to deposit
11.1 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$4,606
1-year fixed · 5.26%
$4,179
2-year fixed · 5.69%
$4,383
3-year fixed · 5.86%
$4,465

A territorial-authority estimate: the Auckland median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Cheltenham-specific or borrower-specific figure.

Price trend

1yr -2.9%5yr -11.8%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the Auckland territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the Auckland territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Cheltenham, not a Cheltenham-specific sale price.

Rent trend depth

Rent cycle positionRents easing
Low · 2020Peak · 2025

21.2% below peak rent · 15.5% above its low

Rent growth (compound)3-yr +1.5%/yr · 5-yr -2.2%/yr

Rent trend is derived from MBIE tenancy-bond medians and excludes suburbs with too few bonds to be reliable.

Personal income

$55K personal · yr+22.8% vs Auckland suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
246
$10,001-$20,000
105
$20,001-$30,000
180
$30,001-$50,000
204
$50,001-$70,000
192
$70,001-$100,000
204
$100,001 or more
453

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Home ownership over three censuses+0.5pp since 2013
2013
75% owned
2018
73% owned
2023
76% owned

11.0% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

14% damp (-2pp vs 2018) and 13% with visible mould larger than A4 (-1pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

60,500 people · 202364,300 by 2033 (+6.3%)

Stats NZ subnational projection (2023 base, medium series) for Devonport-Takapuna Local Board — the finest official projection grain available; suburb-level projections do not exist.

Crime

Rate · per 100k6,059
Total incidents100,370· 2026-05
  • Assault10,47534%
  • Burglary17,74757%
  • Robbery1,6495%
  • Sexual Assault1,1024%

Natural hazards

Earthquake exposure
Low
Proximity to active faults
Nearest active fault
24.5 km
Waikopua Fault
Fault slip rate
Very Low
Higher = more active
Flood exposure
Low
Modelled flood plains (1% AEP)
Area in flood plain
11%
Share of suburb sampled

Earthquake exposure is the distance from Cheltenham's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer. Flood exposure is the share of an interior sample grid falling within Auckland Council's modelled flood plains (1% annual-exceedance-probability) — an estimate, not a property-level flood certificate. NZ publishes flood data per council; coverage here is Auckland only.

Short-term rentals

31
active listings · ~16.3 per 1,000 residents
94%
entire homes (vs private rooms)
42%
run by multi-listing operators
Investment view Estimated
$320
median nightly (entire home)
9%
estimated occupancy
$12,305
estimated annual revenue (gross)

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Livability

64/ 100 livability index

Top 36% most liveable of 1,902New Zealand suburbs.

Peer distributionstronger than 64% of New Zealand districts
WeakerTypicalStronger
Everyday access55
Public transport (23 stops)94
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within New Zealand suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Investment grade

Fgrade · 9/100 · top 91% of 65New Zealand districts
Peer distributionstronger than 9% of New Zealand districts
WeakerTypicalStronger
Capital growth5
Rental yield13
Stability44

Bar = this suburb's percentile · tick = typical (median) peer

District-level grade across New Zealand territorial authorities, combining 5-year price growth, rental yield (district median rent vs district median price), and stability (price-to-income level + affordability trajectory) via the same three-pillar method with an imbalance penalty. New Zealand has no free suburb-level prices, so this reflects your area's territorial authority. Within-New-Zealand relative, indicative only — not financial advice.

Building activity

Latest consents
0
0 houses · 0 units
0.0%YoY

Employment

Employed residents
1,002
Was 1,041 in 2018
3.7%vs 2018 D4 vs NZ

Full data detail

Cheltenham Auckland — Property Data and Demographics

Cheltenham is a small community in Auckland with a population of 1,899 and a median age of 49. Median personal income is $55K per year. The main ethnic groups are European, Māori, Asian. Auckland population estimates moved +1.0% in the year ended June 2025, after moving +2.5% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 1,041 in 2018 to 1,002 in 2023 (-3.7%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Median weekly rent in Cheltenham is $650 (650 houses, 560 units). This represents approximately 61% of median weekly personal income.

Livability indicators for Cheltenham: NZDep decile 1 (low deprivation (affluent)); 23 transport stops (23 bus).

In 2026, Cheltenham recorded 0 building approvals (0 houses, 0 units), up 0% year-on-year.

Market & money
Livability signalsHeuristics
Rent Affordability61% Stretched
DeprivationDecile 1 Low
Transport Access23 stops Well Connected
Development+0%· Steady
Rental marketMBIE
Median rent · wk(1/01/2026)$650
House · wk$650
Unit · wk$560
Rent / income61.5%
Lodgements18
DevelopmentStats NZ
Consents (2026)0
YoY change+0%
People & prosperity
DemographicsCensus 23
Population1,899
Median age49
Household size
HH income · yr
Personal income · yr$55,000
Deprivation (NZDep)NZDep23
Less deprived1/10
NZDep score901

1 = least deprived · 10 = most deprived

EthnicityCensus 23
European1,770
Māori126
Asian90
Pacific Peoples48
MELAA42
Top industriesCensus 23
Professional, Scientific and Technical210
Education and Training105
Health Care and Social Assistance96
Retail Trade72
Public Administration and Safety72
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining5
TransportGTFS
Bus stops23
Hospitals · AucklandMoH
Auckland City HospitalPublic Hospital
Middlemore HospitalPublic Hospital
North Shore HospitalPublic Hospital
Waitakere HospitalPublic Hospital
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Current status
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Sources & freshness
Strong evidence

There is enough direct local evidence on Cheltenham for a first-pass decision.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
MBIE rental bond data · 1/01/2026 · Bond market dataset
stable source · automated · every update · monthly
Available
Schools
MoE school directory · No linked local school matches
stable source · automated · every update · nightly
Missing
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · 23 matched stops
medium stability · mixed acquisition · snapshot · mixed
Available
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.

Cheltenham FAQ

Common questions
  1. What is the typical weekly rent in Cheltenham?

    The median weekly rent in Cheltenham is $650/wk, based on the MBIE market rent dataset. The current rent signal is income-stretched rent market.

  2. What does the rent signal say about Cheltenham?

    Income-stretched rent market: Weekly rent screens at about 61% of annual income. Use this as a suburb screening signal before comparing candidates; the matching rent ranking can provide broader market context.

  3. What is the livability profile for Cheltenham?

    QuickProperty's livability signals for Cheltenham show: Stretched, Low, Well Connected. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  4. Where does QuickProperty get its data for Cheltenham?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  5. How often is the Cheltenham data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.