Blue Bay NSW

Postcode 2261 · Central Coast (NSW) LGA

Blue Bay is a small community in New South Wales within the Central Coast (NSW) local government area (postcode 2261). With a population of 1,060, the suburb has a mature demographic with a median age of 52. Households earn a median income of $69K per year, with an average household size of 2.1 people. The most common occupations are professionals, community & personal service, managers. The top ancestries reported are English, Australian, Irish.

The median house price in Blue Bay is $1.8 million, having dropped significantly 20.5% over the past year. Units have a median price of $1.0 million (+4.3% YoY). The current median weekly rent is $600. This gives a gross rental yield of approximately 1.8%. The median monthly mortgage repayment is $2,167.

Public transport access includes 7 bus stops. The crime rate in the Central Coast (NSW) LGA is below average at 3,528 incidents per 100,000 population.

From an investment perspective, Blue Bay offers a gross rental yield of 1.8%, rated as low yield. Property prices are near the state median ($1.8M/$1.5M). The price-to-income ratio of 25.4x is considered stretched. House prices have moved -20.5% year-on-year.

INVESTMENT SIGNALS
Rental Yield1.8% Low Yield
Price vs State$1.8M/$1.5M Near Median
Affordability25.4x Stretched
Price Momentum-20.5% Falling
SEIFA INDEX (ABS)
Advantage4/10
Education6/10
Economic2/10
Disadvantage5/10
MEDIAN HOUSE
$1.8M
-20.5% YoY
MEDIAN UNIT
$1.0M
4.3% YoY
MEDIAN RENT /WK
$380
POPULATION
1,060
DEMOGRAPHICS
Median Age52
Household Size2.1
HH Income /wk$1,323
Personal Income /wk$731
Mortgage /mth$2,167
CRIME (Central Coast (NSW) LGA)
Crime Rate (per 100k)3,528
Total Incidents12,518
TRANSPORT
Bus Stops7
Data: 2026