Holgate NSW

Postcode 2250 · Central Coast (NSW) LGA

Holgate is a small community in New South Wales within the Central Coast (NSW) local government area (postcode 2250). With a population of 1,023, the suburb has an established demographic with a median age of 43. Households earn a median income of $153K per year, with an average household size of 3.3 people. The most common occupations are professionals, managers, clerical & administrative. The top ancestries reported are English, Australian, Irish.

The median house price in Holgate is $2.7 million, having surged 30.1% over the past year. The current median weekly rent is $650. This gives a gross rental yield of approximately 1.3%. The median monthly mortgage repayment is $3,000.

Holgate is served by 1 school, including 1 primary. The average ICSEA score is 1047, which is around the national average of 1,000. Public transport access includes 12 bus stops. The crime rate in the Central Coast (NSW) LGA is below average at 3,528 incidents per 100,000 population.

From an investment perspective, Holgate offers a gross rental yield of 1.3%, rated as low yield. Property prices are above the state median ($2.7M/$1.5M), placing it in the premium segment. The price-to-income ratio of 17.6x is considered stretched. House prices have moved +30.1% year-on-year.

INVESTMENT SIGNALS
Rental Yield1.3% Low Yield
Price vs State$2.7M/$1.5M Above Median
Affordability17.6x Stretched
Price Momentum+30.1% Rising
SEIFA INDEX (ABS)
Advantage10/10
Education9/10
Economic10/10
Disadvantage10/10
MEDIAN HOUSE
$2.7M
30.1% YoY
MEDIAN RENT /WK
$335
POPULATION
1,023
DEMOGRAPHICS
Median Age43
Household Size3.3
HH Income /wk$2,951
Personal Income /wk$976
Mortgage /mth$3,000
CRIME (Central Coast (NSW) LGA)
Crime Rate (per 100k)3,528
Total Incidents12,518
TRANSPORT
Bus Stops12
SCHOOLS (1)
Avg ICSEA1047
Total Students95
Government1
Holgate Public SchoolPrimary · Government · ICSEA 1047
Data: 2025