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Suburb profile ·Central Coast (NSW) LGA · NSW ·2257

St Huberts Island NSW 2257

St Huberts Island is in Central Coast (NSW) LGA, NSW, postcode 2257, with population 1,080.

The read

Premium-market

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$650/wk
+3.2% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2257 · Apr 2026
$650
$560
Mar 2025Apr 2026
Why it fits

Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Premium pricing raises the bar for yield, affordability, and downside checks. Gross yield looks low for an income-first use case.

Median house
$1.9M
House median, latest period
10.5%YoY D9 vs AU
Median rent
$650/wk
Rent context available
3.2%YoY D10 vs AU
Gross yield
1.8%
Low yield band
D4 vs AU
Population
1,080
1K local footprint
D8 vs AU
Schools
No matched school data
Solar
4,343
343 added 12mo · 28MW

Price history

HousesUnits

Trend & investor depth

Cycle positionCorrecting
Low · 2012Peak · 2024

10.5% below peak · 177.0% above its low

Price growth (compound)3-yr +0.0%/yr · 5-yr +9.8%/yr · 10-yr +6.4%/yr
Indicative cashflow-$1,319/wk (-$68,590/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
23.1x
median home price as a multiple of annual household income
Stretched
Renting
40%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $2,800/mo, while renters pay about $2,817/mo — renting runs $17/mo higher on these medians.

Median price
$1.93M
Household income · yr
$83K
Median rent · wk
$650
Owner mortgage · mo
$2,800
Gross yield
1.8%

Household income

$83K household · yr+1.4% vs NSW suburb median
Personal
$39K
Family
$106K
Household
$83K
Crime January 2025 - December 2025
12,518
3,557 per 100k
D5 vs AU

Crime

Rate · per 100k3,557
Total incidents12,518· January 2025 - December 2025
  • Assault3,43760%
  • Sexual Offences1,23622%
  • Robbery902%
  • Break And Enter98317%

Full data detail

St Huberts Island NSW — Property Data and Demographics

St Huberts Island (postcode 2257) is a small community in New South Wales within the Central Coast (NSW) local government area. It is home to about 1,080 residents, with an older demographic and a median age of 58. Households earn a median income of $83K per year, with an average household size of 2.3 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, technicians & trades, managers. Employment in the area leans toward construction and healthcare. The top ancestries reported are English, Australian, Irish.

The median house price in St Huberts Island is $1.9 million, having fallen sharply by 10.5% over the past year. The current median weekly rent is $650. This gives a gross rental yield of approximately 1.8%. The median monthly mortgage repayment is $2,800.

Public transport access includes 13 bus stops. The crime rate in the Central Coast (NSW) LGA is below average at 3,557 incidents per 100,000 population.

On the investment side, Gross rental yield sits at around 1.8% (low yield). Property prices are near the state median ($1.9M/$1.5M). The price-to-income ratio of 23.1x is considered stretched. House prices have moved -10.5% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield1.8% Low Yield
Price vs State$1.9M/$1.5M· Near Median
Affordability23.1x Stretched
Price Momentum-10.5% Falling
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,800
Rent · wk(Census)$560
Market rent · wk(2026-04)$650
Gross yield1.5%
Price / income23.1x
Sales vol (latest Q)(2025-Q3)5
Population growth · Central Coast (NSW) LGAABS ERP
Population (2025)357,816
5-year growth+0.6% CAGR
YoY change+0.7%
20012025
Development · Central Coast (NSW) LGAABS Approvals
Approvals (2026)918
Houses574
Units344
YoY change+0%
Employment · Central Coast (NSW) LGASALM
Unemployment (Dec-25)3.4%
YoY change+0pp
Dec-10Dec-25
Property investors · Postcode 2257ATO
Negatively geared1,003 (6% of filers)
Avg rental loss$8,134/yr
Landlords (rental income)2,560
Reported capital gains1,623
People & prosperity
DemographicsCensus 21
Population1,080
Median age58
Household size2.3
HH income · wk$1,605
Personal income · wk$753
Persons / bedroom0.6
SEIFA indexABS
Advantage (IRSAD)9/10
Education (IEO)7/10
Economic (IER)9/10
Disadvantage (IRSD)9/10
Area & amenity
TransportGTFS
Bus stops13
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Sources & freshness
Strong evidence

St Huberts Island has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q3 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 13 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

St Huberts Island FAQ

Common questions
  1. What LGA is St Huberts Island in?

    St Huberts Island is in the Central Coast (NSW) Local Government Area, NSW, postcode 2257. Council-level context for Central Coast (NSW) LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in St Huberts Island?

    The current median house price in St Huberts Island, NSW is $1.9M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in St Huberts Island?

    The median weekly rent in St Huberts Island is $650/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about St Huberts Island?

    Rent context available: St Huberts Island has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is St Huberts Island a good investment?

    QuickProperty's investment signals for St Huberts Island show: Low Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for St Huberts Island?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the St Huberts Island data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.