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Suburb profile ·Bayside (NSW) LGA · NSW ·2217

Kogarah NSW 2217

Kogarah is in Bayside (NSW) LGA, NSW, postcode 2217, with population 16,416.

The read

Growth-momentum

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$750/wk
Rising
+10.3% YoY
Mar 2025 → May 2026 · 15 periods
NSW Fair Trading · postcode 2217 · May 2026
$750
$678
Mar 2025May 2026
Why it fits

Population scale is large enough to avoid reading this as a tiny locality only. Recent price movement shows visible market momentum. School coverage gives the page a stronger family/livability signal.

What to check

Premium pricing raises the bar for yield, affordability, and downside checks. Gross yield looks low for an income-first use case.

Median house
$2.1M
House median, latest period
8.6%YoY D10 vs AU
Median rent
$750/wk
Income-stretched rent market
10.3%YoY D10 vs AU
Gross yield
1.9%
Low yield band
D5 vs AU
Population
16,416
16K local footprint
D10 vs AU
Schools
8
Matched school context
D10 vs AU
Drive to city
21 min
18.2 km to Sydney CBD · free-flow
Transit to city
56 min
Public transport to Sydney CBD · weekday 8am
Solar
1,352
116 added 12mo · 11MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Houses to Q3'25 · Units to Q2'26 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionAt its peak
Low · 2007Peak · 2026

At / near its all-time high

Price growth (compound)% per year
3-yr
+8.6%
5-yr
+4.4%
10-yr
+4.7%
Affordability trajectoryWorsening
Price
+8.1%/yr
Income
+6.1%/yr

Growth in median price vs median household income — worsening — prices outgrowing incomes.

Indicative cashflow-$1,405/wk (-$73,075/yr) · interest-only @ 6.2%, 80% LVR
Market turnover3.0% of homes traded/yr (200 sales · -60% vs 3-yr avg)
Rent stabilitystable — rents vary ±2.8% around trend (short window, 15 pts)
Value vs advantage+162% vs suburbs of similar SEIFA advantage (decile 4)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Fgrade · 14/100 · top 86% of 3,605AU suburbs
Peer distributionstronger than 14% of AU suburbs
WeakerTypicalStronger
Capital growth22
Rental yield15
Stability33
Volatility-12.5ppCycle-2.0Affordability-1.5

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Kogarah

Owner-occupied 50%Rented 50%
Investor activityATO
Negatively geared8.5%
1,682 of 3,466 landlords
Avg rental loss$11,480/yr
Landlords (rental income)3,466
Reported capital gains1,530
Investor exposure index(moderate vs national)58/100
The read

Renter-heavy market

48% of homes here are owner-occupied and 48% rented, with 9% of landlords negatively geared.

What to check

48% rented — renter-heavy areas turn over faster and are more exposed to rate moves and investor sentiment. Gross yield 1.9% is thin for a rental-led market.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

120%
of household income to service a new loan
27.8 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $9,895/mo vs median rent $3,250/mo (+204% · +$1533/wk)

If rates move

At 4.0%: $7,879/mo (-2,016) · at 6.0% (current): $9,895/mo · at 8.0%: $12,110/mo (+2,215)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
20.8x
median home price as a multiple of annual household income
Stretched
Renting
39%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $2,200/mo, while renters pay about $3,250/mo — renting runs $1,050/mo higher on these medians.

Median price
$2.06M
Household income · yr
$99K
Median rent · wk
$750
Owner mortgage · mo
$2,200
Gross yield
1.9%

Household income

$99K household · yr+20.2% vs NSW suburb median
Personal
$45K
Family
$111K
Household
$99K
Household income distribution (ABS Census 2021 · weekly)fewer than 11% could service the median house
Under $300
243
$300-649
581
$650-999
615
$1,000-1,499
838
$1,500-1,999
791
$2,000-2,999
1,395
$3,000-3,999
753
$4,000+
618

Serviceability line: a household needs about $7,612/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 68% of households here would spend more than 30% of income on rent (rent stress line: $2,500/wk income).

Median taxable income trend (ATO, 2018-19 – 2022-23)$49K → $62K

Housing stock and tenure

Tenure (6,149 households)1.2% social housing
Owned outright
22%
Owned with mortgage
27%
Rented
48%
Dwelling structure11.0% of dwellings unoccupied on census night
Separate house
21%
Townhouse / semi
7%
Flat / apartment
71%

Getting to work: 35% drive, 13% public transport, 8% walk or cycle, 35% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total8
Avg ICSEA1064
Students3,476
Catholic1
Government7
  • St George Hospital SchoolSpecial · GovernmentZoned
  • Kogarah Public SchoolPrimary · Government · ICSEA 1087Zoned
  • St George SchoolSpecial · Government · ICSEA 1055Zoned
  • St George Girls High SchoolSecondary · Government · ICSEA 1148Zoned
  • Moorefield Girls High SchoolSecondary · Government · ICSEA 1025Zoned
  • Kogarah High SchoolSecondary · Government · ICSEA 993Zoned

8 of 8 schools here operate published enrolment zones (catchments). Zone boundaries set eligibility — check the official source for the exact catchment. Not enrolment advice.

Livability

95/ 100 livability index

Top 5% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 95% of Australian suburbs
WeakerTypicalStronger
Everyday access93
Public transport (37 stops)75
Schools & hospitals99

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
4,378
2,355 per 100k
D4 vs AU

Crime

Rate · per 100k2,355
Total incidents4,378· April 2025 - March 2026
  • Assault1,01265%
  • Sexual Offences23915%
  • Robbery181%
  • Break And Enter29719%

Bushfire exposure

No mapped exposure ~0.0%
~0.0% of the suburb is Bush Fire Prone Land

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Short-term rentals

30
active listings · ~1.8 per 1,000 residents
70%
entire homes (vs private rooms)
57%
run by multi-listing operators

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Planning zones

Dominant zone Low Density Residential
Residential 56% Other 11% Public / Open space 10% Commercial / Mixed 7% Industrial 3% Rural / Green wedge 1%
Residential density: Low · 15% growth-zoned

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

13,466 people · 202216,468 by 2032 (+22.3%)

ABS population projection (2022 base) for the Kogarah SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Kogarah NSW — Property Data and Demographics

Kogarah (postcode 2217) is a settled mid-to-large suburb in New South Wales within the Bayside (NSW) local government area. It is home to about 16,416 residents, with a mix of families and early-career residents and a median age of 35. Households earn a median income of $99K per year, with an average household size of 2.5 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.9% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, clerical & administrative, community & personal service. Employment in the area leans toward healthcare and professional services. The top ancestries reported are Chinese, English, Australian.

Kogarah has a median house price of $2.1 million, which has grown strongly by 8.6% year-on-year. Units have a median price of $700,000 (-3.1% YoY). The current median weekly rent is $750. This gives a gross rental yield of approximately 1.9%. The median monthly mortgage repayment is $2,200.

Kogarah is served by 8 schools, including 2 primary, 4 secondary, 2 special. The average ICSEA score is 1064, which is above the national average of 1,000. Public transport access includes 6 rail stations, 1 ferry wharf, 30 bus stops. Healthcare facilities include 1 public and 3 private hospitals. The crime rate in the Bayside (NSW) LGA is below average at 2,355 incidents per 100,000 population.

On the investment side, The gross rental yield works out to roughly 1.9%, which reads as low yield. Property prices are above the state median ($2.1M/$1.5M), placing it in the premium segment. The price-to-income ratio of 20.8x is considered stretched. House prices have moved +8.6% year-on-year. Population growth of +0.9% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield1.9% Low Yield
Price vs State$2.1M/$1.5M Above Median
Affordability20.8x Stretched
Price Momentum+8.6% Rising
Pop. Growth+0.9%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,200
Rent · wk(Census)$450
Market rent · wk(2026-05)$750
Gross yield1.1%
Price / income20.8x
Sales vol (latest Q)(2025-Q3)17
Population growth · Bayside (NSW) LGAABS ERP
Population (2025)187,770
5-year growth+1.3% CAGR
YoY change+0.9%
20012025
Development · Bayside (NSW) LGAABS Approvals
Approvals (2026)590
Houses 22%Units 78%
YoY change+0%
Employment · Bayside (NSW) LGASALM
Unemployment (Dec-25)3.3%
YoY change+0.1pp
Dec-10Dec-25
Property investors · Postcode 2217ATO
Negatively geared8.5%
1,682 of filers
Avg rental loss$11,480/yr
Landlords (rental income)3,466
Reported capital gains1,530
People & prosperity
DemographicsCensus 21
Population16,416
Median age35
Household size2.5
HH income · wk$1,903
Personal income · wk$871
Persons / bedroom1.1
IncomeATO 22-23
Median income$62,176
Mean income$71,183
Earners10,080
YoY change+9.4%
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)9/10
Economic (IER)1/10
Disadvantage (IRSD)8/10
Income momentumCensus 16→21
HH income · wk$1,626 → $1,903
Change+17%
vs NSW median-3.6 pp
Median rent+2.3%
stablevs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets2
Pharmacies3
GP / clinics5
Fuel stations3
Cafes & dining29
aldi1
woolworths1
TransportGTFS
Rail stations6
Bus stops30
Ferry wharves1
Railway Pde At Derby St
Railway St After Station St
Railway St At Guinea St
Railway St Before Paine St
Union St After Railway St
Hospitals · Bayside (NSW) LGAAIHW
Public1
Private3
St George Hospital NSWpublic · in suburb
Aesthetic Day Surgeryprivate · in suburb
St George Private Hospitalprivate · in suburb
Wesley Hospital Kogarahprivate · in suburb
Aged care · Bayside (NSW) LGAGEN
Facilities20
Residential places1,554
Huntingdon Gardens Aged Care Facility171 places
Estia Health Bexley Park146 places
Macquarie Lodge Aged Care Plus Centre130 places
Heritage Botany112 places
Scalabrini Village Nursing Home (Bexley)110 places
St Patrick's Green96 places · in suburb
+14 more in Bayside (NSW) LGA
Childcare · Bayside (NSW) LGAACECQA
Services120
Approved places6,882
Exceeding NQS23
SCECS OSHC St Therese Mascot164 places
Star Club139 places
Bexley North Public School P and C Before and After Child Care Centre120 places
Daceyville OSHClub120 places
Ramsgate Out of School Hours Care Centre Inc120 places
SCECS OSHC St Francis Xavier's Arncliffe120 places
+114 more in Bayside (NSW) LGA
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Sources & freshness
Strong evidence

Kogarah has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q3 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-05 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 8 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 4 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 37 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Kogarah FAQ

Common questions
  1. What LGA is Kogarah in?

    Kogarah is in the Bayside (NSW) Local Government Area, NSW, postcode 2217. Council-level context for Bayside (NSW) LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Kogarah?

    The current median house price in Kogarah, NSW is $2.1M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Kogarah?

    The median weekly rent in Kogarah is $750/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Kogarah?

    Income-stretched rent market: Weekly rent screens at about 63% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Kogarah a good investment?

    QuickProperty's investment signals for Kogarah show: Low Yield, Above Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Kogarah?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Kogarah data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.