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Suburb profile ·Bayside (NSW) LGA · NSW ·2020

Mascot NSW 2020

Mascot is in Bayside (NSW) LGA, NSW, postcode 2020, with population 21,591.

The read

Premium-market

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$1050/wk
Rising
+8.0% YoY
Mar 2025 → May 2026 · 15 periods
NSW Fair Trading · postcode 2020 · May 2026
$1080
$900
Mar 2025May 2026
Why it fits

Population scale is large enough to avoid reading this as a tiny locality only. School coverage gives the page a stronger family/livability signal. Transport coverage adds a practical access signal.

What to check

Premium pricing raises the bar for yield, affordability, and downside checks. Gross yield looks low for an income-first use case.

Median house
$1.9M
House median, latest period
0.1%YoY D9 vs AU
Median rent
$1050/wk
Rent-pressure candidate
8.0%YoY D10 vs AU
Gross yield
2.8%
Low yield band
D9 vs AU
Population
21,591
22K local footprint
D10 vs AU
Schools
3
Matched school context
D9 vs AU
Drive to city
16 min
12.9 km to Sydney CBD · free-flow
Transit to city
37 min
Public transport to Sydney CBD · weekday 8am
Solar
656
62 added 12mo · 6MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Houses to Q4'25 · Units to Q2'26 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionAt its peak
Low · 2005Peak · 2025

At / near its all-time high

Price growth (compound)% per year
3-yr
+2.1%
5-yr
+2.7%
10-yr
+3.7%
Affordability trajectoryWorsening
Price
+8.2%/yr
Income
+5.9%/yr

Growth in median price vs median household income — worsening — prices outgrowing incomes.

Indicative cashflow-$1,049/wk (-$54,530/yr) · interest-only @ 6.2%, 80% LVR
Market turnover3.2% of homes traded/yr (274 sales · -35% vs 3-yr avg)
Rent stabilitytypical — rents vary ±4.7% around trend (short window, 15 pts)
Value vs advantage+73% vs suburbs of similar SEIFA advantage (decile 7)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Dgrade · 21/100 · top 79% of 3,605AU suburbs
Peer distributionstronger than 21% of AU suburbs
WeakerTypicalStronger
Capital growth8
Rental yield47
Stability70
Volatility-7.8ppCycle-2.0Affordability-1.5

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Mascot

Owner-occupied 42%Rented 58%
Investor activityATO
Negatively geared8.1%
1,220 of 2,201 landlords
Avg rental loss$10,606/yr
Landlords (rental income)2,201
Reported capital gains1,152
Investor exposure index(moderate vs national)69.7/100
The read

Renter-heavy market

41% of homes here are owner-occupied and 57% rented, with 8% of landlords negatively geared.

What to check

57% rented — renter-heavy areas turn over faster and are more exposed to rate moves and investor sentiment. Gross yield 2.8% is thin for a rental-led market.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

95%
of household income to service a new loan
21.9 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $9,233/mo vs median rent $4,550/mo (+103% · +$1081/wk)

If rates move

At 4.0%: $7,352/mo (-1,881) · at 6.0% (current): $9,233/mo · at 8.0%: $11,300/mo (+2,067)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
16.4x
median home price as a multiple of annual household income
Stretched
Renting
47%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $2,600/mo, while renters pay about $4,550/mo — renting runs $1,950/mo higher on these medians.

Median price
$1.93M
Household income · yr
$117K
Median rent · wk
$1,050
Owner mortgage · mo
$2,600
Gross yield
2.8%

Household income

$117K household · yr+42.4% vs NSW suburb median
Personal
$52K
Family
$124K
Household
$117K
Household income distribution (ABS Census 2021 · weekly)fewer than 18% could service the median house
Under $300
430
$300-649
462
$650-999
563
$1,000-1,499
920
$1,500-1,999
902
$2,000-2,999
1,803
$3,000-3,999
1,195
$4,000+
1,356

Serviceability line: a household needs about $7,102/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 76% of households here would spend more than 30% of income on rent (rent stress line: $3,500/wk income).

Median taxable income trend (ATO, 2018-19 – 2022-23)$47K → $59K

Housing stock and tenure

Tenure (8,105 households)1.1% social housing
Owned outright
16%
Owned with mortgage
24%
Rented
57%
Dwelling structure11.3% of dwellings unoccupied on census night
Separate house
21%
Townhouse / semi
4%
Flat / apartment
74%

Getting to work: 31% drive, 12% public transport, 6% walk or cycle, 43% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total3
Avg ICSEA1037
Students1,303
Catholic1
Government2
  • Mascot Public SchoolPrimary · Government · ICSEA 1035Zoned
  • J J Cahill Memorial High SchoolSecondary · Government · ICSEA 987
  • St Therese Catholic Primary SchoolPrimary · Catholic · ICSEA 1089

1 of 3 schools here operate published enrolment zones (catchments). Zone boundaries set eligibility — check the official source for the exact catchment. Not enrolment advice.

Livability

92/ 100 livability index

Top 8% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 92% of Australian suburbs
WeakerTypicalStronger
Everyday access98
Public transport (41 stops)78
Schools & hospitals71

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
4,378
2,355 per 100k
D4 vs AU

Crime

Rate · per 100k2,355
Total incidents4,378· April 2025 - March 2026
  • Assault1,01265%
  • Sexual Offences23915%
  • Robbery181%
  • Break And Enter29719%

Bushfire exposure

No mapped exposure ~0.0%
~0.0% of the suburb is Bush Fire Prone Land

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Short-term rentals

227
active listings · ~10.5 per 1,000 residents
76%
entire homes (vs private rooms)
82%
run by multi-listing operators

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Planning zones

Dominant zone Infrastructure
Other 77% Residential 9% Public / Open space 6% Commercial / Mixed 3% Industrial 3%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

23 people · 202223 by 2032 (+0.0%)

ABS population projection (2022 base) for the Sydney Airport SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Mascot NSW — Property Data and Demographics

Mascot is a well-populated suburb in New South Wales within the Bayside (NSW) local government area (postcode 2020). With a population of 21,591, the suburb has a young professional demographic with a median age of 30. Households earn a median income of $117K per year, with an average household size of 2.5 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.9% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, clerical & administrative, managers. Employment in the area leans toward professional services and accommodation & food. The top ancestries reported are Chinese, English, Australian.

Mascot has a median house price of $1.9 million, holding roughly steady year-on-year. Units have a median price of $918,000 (+2.9% YoY). The current median weekly rent is $1050. This gives a gross rental yield of approximately 2.8%. The median monthly mortgage repayment is $2,600.

Mascot is served by 3 schools, including 2 primary, 1 secondary. The average ICSEA score is 1037, which is around the national average of 1,000. Public transport access includes 1 rail station, 40 bus stops. The crime rate in the Bayside (NSW) LGA is below average at 2,355 incidents per 100,000 population.

On the investment side, The gross rental yield works out to roughly 2.8%, which reads as low yield. Property prices are near the state median ($1.9M/$1.5M). The price-to-income ratio of 16.4x is considered stretched. House prices have moved -0.1% year-on-year. Population growth of +0.9% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.8% Low Yield
Price vs State$1.9M/$1.5M· Near Median
Affordability16.4x Stretched
Price Momentum-0.1% Falling
Pop. Growth+0.9%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,600
Rent · wk(Census)$600
Market rent · wk(2026-05)$1050
Gross yield1.6%
Price / income16.4x
Sales vol (latest Q)(2025-Q4)14
Population growth · Bayside (NSW) LGAABS ERP
Population (2025)187,770
5-year growth+1.3% CAGR
YoY change+0.9%
20012025
Development · Bayside (NSW) LGAABS Approvals
Approvals (2026)590
Houses 22%Units 78%
YoY change+0%
Employment · Bayside (NSW) LGASALM
Unemployment (Dec-25)3.3%
YoY change+0.1pp
Dec-10Dec-25
Property investors · Postcode 2020ATO
Negatively geared8.1%
1,220 of filers
Avg rental loss$10,606/yr
Landlords (rental income)2,201
Reported capital gains1,152
People & prosperity
DemographicsCensus 21
Population21,591
Median age30
Household size2.5
HH income · wk$2,254
Personal income · wk$993
Persons / bedroom1.2
IncomeATO 22-23
Median income$59,480
Mean income$69,712
Earners17,082
YoY change+7.1%
SEIFA indexABS
Advantage (IRSAD)7/10
Education (IEO)10/10
Economic (IER)2/10
Disadvantage (IRSD)10/10
Income momentumCensus 16→21
HH income · wk$1,955 → $2,254
Change+15.3%
vs NSW median-5.3 pp
Median rent-1.6%
stablevs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets3
Pharmacies5
GP / clinics0
Fuel stations5
Cafes & dining106
woolworths1
TransportGTFS
Rail stations1
Bus stops40
International Airport Station, Platform 1
Hospitals · Bayside (NSW) LGAAIHW
Public1
Private3
St George Hospital NSWpublic
Aesthetic Day Surgeryprivate
St George Private Hospitalprivate
Wesley Hospital Kogarahprivate
Aged care · Bayside (NSW) LGAGEN
Facilities20
Residential places1,554
Huntingdon Gardens Aged Care Facility171 places
Estia Health Bexley Park146 places
Macquarie Lodge Aged Care Plus Centre130 places
Heritage Botany112 places
Scalabrini Village Nursing Home (Bexley)110 places
St Patrick's Green96 places
+14 more in Bayside (NSW) LGA
Childcare · Bayside (NSW) LGAACECQA
Services120
Approved places6,882
Exceeding NQS23
SCECS OSHC St Therese Mascot164 places · in suburb
Star Club139 places
Bexley North Public School P and C Before and After Child Care Centre120 places
Daceyville OSHClub120 places
Ramsgate Out of School Hours Care Centre Inc120 places
SCECS OSHC St Francis Xavier's Arncliffe120 places
+114 more in Bayside (NSW) LGA
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Sources & freshness
Strong evidence

Mascot carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-05 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 3 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 41 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Mascot FAQ

Common questions
  1. What LGA is Mascot in?

    Mascot is in the Bayside (NSW) Local Government Area, NSW, postcode 2020. Council-level context for Bayside (NSW) LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Mascot?

    The current median house price in Mascot, NSW is $1.9M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Mascot?

    The median weekly rent in Mascot is $1050/wk, based on the current market rent dataset. The current rent signal is rent-pressure candidate.

  4. What does the rent signal say about Mascot?

    Rent-pressure candidate: Mascot rents screen above the local benchmark. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Mascot a good investment?

    QuickProperty's investment signals for Mascot show: Low Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Mascot?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Mascot data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.