Pearl Beach NSW

Postcode 2256 · Central Coast (NSW) LGA

Pearl Beach is a small community in New South Wales within the Central Coast (NSW) local government area (postcode 2256). With a population of 510, the suburb has an older demographic with a median age of 64. Households earn a median income of $92K per year, with an average household size of 2 people. The most common occupations are professionals, managers, clerical & administrative. The top ancestries reported are English, Australian, Irish.

The median house price in Pearl Beach is $1.2 million, having dropped significantly 24.1% over the past year. Units have a median price of $413,000 (-59.9% YoY). The current median weekly rent is $595. This gives a gross rental yield of approximately 2.5%. The median monthly mortgage repayment is $2,167.

Public transport access includes 11 bus stops. The crime rate in the Central Coast (NSW) LGA is below average at 3,528 incidents per 100,000 population.

From an investment perspective, Pearl Beach offers a gross rental yield of 2.5%, rated as low yield. Property prices are near the state median ($1.2M/$1.5M). The price-to-income ratio of 13.3x is considered stretched. House prices have moved -24.1% year-on-year.

INVESTMENT SIGNALS
Rental Yield2.5% Low Yield
Price vs State$1.2M/$1.5M Near Median
Affordability13.3x Stretched
Price Momentum-24.1% Falling
SEIFA INDEX (ABS)
Advantage9/10
Education10/10
Economic7/10
Disadvantage9/10
MEDIAN HOUSE
$1.2M
-24.1% YoY
MEDIAN UNIT
$413K
-59.9% YoY
MEDIAN RENT /WK
$488
POPULATION
510
DEMOGRAPHICS
Median Age64
Household Size2
HH Income /wk$1,761
Personal Income /wk$872
Mortgage /mth$2,167
CRIME (Central Coast (NSW) LGA)
Crime Rate (per 100k)3,528
Total Incidents12,518
TRANSPORT
Bus Stops11
Data: 2026