Pearl Beach is a small locality in New South Wales within the Central Coast (NSW) local government area (postcode 2256). The area has roughly 510 residents and an older demographic, with a median age of 64. Households earn a median income of $92K per year, with an average household size of 2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, clerical & administrative. Employment in the area leans toward professional services and healthcare. The top ancestries reported are English, Australian, Irish.
Median house prices in Pearl Beach stand at $1.6 million, having fallen sharply by 20.6% over the last twelve months. The current median weekly rent is $615. This gives a gross rental yield of approximately 2.0%. The median monthly mortgage repayment is $2,167.
Public transport access includes 11 bus stops. The crime rate in the Central Coast (NSW) LGA is below average at 3,510 incidents per 100,000 population.
From an investment perspective, Pearl Beach shows a gross rental yield of approximately 2.0%, rated as low yield. Property prices are near the state median ($1.6M/$1.5M). The price-to-income ratio of 17.3x is considered stretched. House prices have moved -20.6% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.