Toowoon Bay NSW

Postcode 2261 · Central Coast (NSW) LGA

Toowoon Bay is a small community in New South Wales within the Central Coast (NSW) local government area (postcode 2261). With a population of 543, the suburb has an older demographic with a median age of 58. Households earn a median income of $61K per year, with an average household size of 2 people. The most common occupations are professionals, community & personal service, managers. The top ancestries reported are English, Australian, Irish.

The median house price in Toowoon Bay is $1.9 million, having dropped significantly 22.9% over the past year. Units have a median price of $1.4 million (+40.8% YoY). The current median weekly rent is $600. This gives a gross rental yield of approximately 1.7%. The median monthly mortgage repayment is $2,080.

Public transport access includes 7 bus stops. The crime rate in the Central Coast (NSW) LGA is below average at 3,528 incidents per 100,000 population.

From an investment perspective, Toowoon Bay offers a gross rental yield of 1.7%, rated as low yield. Property prices are near the state median ($1.9M/$1.5M). The price-to-income ratio of 30.5x is considered stretched. House prices have moved -22.9% year-on-year.

INVESTMENT SIGNALS
Rental Yield1.7% Low Yield
Price vs State$1.9M/$1.5M Near Median
Affordability30.5x Stretched
Price Momentum-22.9% Falling
SEIFA INDEX (ABS)
Advantage5/10
Education6/10
Economic3/10
Disadvantage5/10
MEDIAN HOUSE
$1.9M
-22.9% YoY
MEDIAN UNIT
$1.4M
40.8% YoY
MEDIAN RENT /WK
$380
POPULATION
543
DEMOGRAPHICS
Median Age58
Household Size2
HH Income /wk$1,168
Personal Income /wk$654
Mortgage /mth$2,080
CRIME (Central Coast (NSW) LGA)
Crime Rate (per 100k)3,528
Total Incidents12,518
TRANSPORT
Bus Stops7
Data: 2025