Horsfield Bay NSW

Postcode 2256 · Central Coast (NSW) LGA

Horsfield Bay is a small community in New South Wales within the Central Coast (NSW) local government area (postcode 2256). With a population of 501, the suburb has a mature demographic with a median age of 46. Households earn a median income of $108K per year, with an average household size of 2.6 people. The most common occupations are professionals, managers, clerical & administrative. The top ancestries reported are English, Australian, Irish.

The median house price in Horsfield Bay is $1.2 million, having grown strongly 9.2% over the past year. Units have a median price of $610,000 (+7% YoY). The current median weekly rent is $595. This gives a gross rental yield of approximately 2.7%. The median monthly mortgage repayment is $2,167.

Public transport access includes 3 bus stops. The crime rate in the Central Coast (NSW) LGA is below average at 3,528 incidents per 100,000 population.

From an investment perspective, Horsfield Bay offers a gross rental yield of 2.7%, rated as low yield. Property prices are near the state median ($1.2M/$1.5M). The price-to-income ratio of 10.7x is considered stretched. House prices have moved +9.2% year-on-year.

INVESTMENT SIGNALS
Rental Yield2.7% Low Yield
Price vs State$1.2M/$1.5M Near Median
Affordability10.7x Stretched
Price Momentum+9.2% Rising
SEIFA INDEX (ABS)
Advantage9/10
Education9/10
Economic8/10
Disadvantage10/10
MEDIAN HOUSE
$1.2M
9.2% YoY
MEDIAN UNIT
$610K
7% YoY
MEDIAN RENT /WK
$490
POPULATION
501
DEMOGRAPHICS
Median Age46
Household Size2.6
HH Income /wk$2,083
Personal Income /wk$911
Mortgage /mth$2,167
CRIME (Central Coast (NSW) LGA)
Crime Rate (per 100k)3,528
Total Incidents12,518
TRANSPORT
Bus Stops3
Data: 2025