Phegans Bay NSW

Postcode 2256 · Central Coast (NSW) LGA

Phegans Bay is a quiet locality in New South Wales within the Central Coast (NSW) local government area (postcode 2256). With a population of 406, the suburb has a mature demographic with a median age of 48. Households earn a median income of $108K per year, with an average household size of 2.4 people. The most common occupations are professionals, managers, technicians & trades. The top ancestries reported are English, Australian, Irish.

The median house price in Phegans Bay is $300,000, having dropped significantly 70.4% over the past year. The current median weekly rent is $595. This gives a gross rental yield of approximately 10.3%. The median monthly mortgage repayment is $2,392.

Public transport access includes 5 bus stops. The crime rate in the Central Coast (NSW) LGA is below average at 3,528 incidents per 100,000 population.

From an investment perspective, Phegans Bay offers a gross rental yield of 10.3%, rated as high yield. Property prices sit below the state median ($300K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 2.8x is considered affordable. House prices have moved -70.4% year-on-year.

INVESTMENT SIGNALS
Rental Yield10.3% High Yield
Price vs State$300K/$1.5M Below Median
Affordability2.8x Affordable
Price Momentum-70.4% Falling
SEIFA INDEX (ABS)
Advantage9/10
Education10/10
Economic8/10
Disadvantage10/10
MEDIAN HOUSE
$300K
-70.4% YoY
MEDIAN RENT /WK
$460
POPULATION
406
DEMOGRAPHICS
Median Age48
Household Size2.4
HH Income /wk$2,075
Personal Income /wk$944
Mortgage /mth$2,392
CRIME (Central Coast (NSW) LGA)
Crime Rate (per 100k)3,528
Total Incidents12,518
TRANSPORT
Bus Stops5
Data: 2026