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Suburb profile ·Central Coast (NSW) LGA · NSW ·2259

Warnervale NSW 2259

Warnervale is in Central Coast (NSW) LGA, NSW, postcode 2259, with population 701.

The read

Livability-led

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$660/wk
Rising
+2.7% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2259 · Jun 2026
$700
$640
Jun 2025Jun 2026
Why it fits

Transport coverage adds a practical access signal.

What to check

Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Read full evidence → Compare suburb Run calculator
Median house
$1.1M
House median, latest period
↑7.3%YoY D7 vs AU
Median rent
$660/wk
Income-stretched rent market
↑2.7%YoY D10 vs AU
Gross yield
3.1%
Low yield band
D9 vs AU
Population
701
701 local footprint
D7 vs AU
Schools
2
Matched school context
D8 vs AU
Drive to city
—
Not in commute dataset
Solar
13,821
988 added 12mo · 94MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

House and unit medians · ABS + state datasets

Houses to Q4'25 · Units to 2025 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Derived from this suburb's own price, rent and income history
Cycle positionAt its peak
Low · 2006Peak · 2026

At / near its all-time high

Price growth (compound)% per year
3-yr
+5.1%
5-yr
+14.0%
10-yr
+4.0%
Affordability trajectoryImproving
Price
-1.9%/yr
Income
+3.7%/yr

Growth in median price vs median household income — improving — incomes outgrowing prices.

Indicative cashflow-$588/wk (-$30,580/yr) · interest-only @ 6.4%, 80% LVR
Market turnover34.5% of homes traded/yr (78 sales · +97% vs 3-yr avg)
Rent stabilitystable — rents vary ±2.7% around trend (short window, 13 pts)
Value vs advantage+40% vs suburbs of similar SEIFA advantage (decile 4)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Composite · growth · yield · stability
Cgrade · 53/100 · top 47% of 3,604AU suburbs
Peer distributionstronger than 53% of AU suburbs
WeakerTypicalStronger
Capital growth54
Rental yield58
Stability26
Volatility-17.0ppCycle-2.0Affordability+1.5

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Warnervale

Owner-occupied 74%Rented 26%
Investor activityATO
Negatively geared5%
1,876 of 3,933 landlords
Avg rental loss$7,231/yr
Landlords (rental income)3,933
Reported capital gains2,099
Investor exposure index(high vs national)85.4/100
The read

Owner-occupier stronghold

71% of homes here are owner-occupied and 25% rented, with 5% of landlords negatively geared.

Why it fits

71% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 3.1% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

RBA rate · ABS Census 2021 household income
64%
of household income to service a new loan
14.6 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $5,390/mo vs median rent $2,860/mo (+88% · +$584/wk)

If rates move

At 4.2%: $4,303/mo (-1,086) · at 6.2% (current): $5,390/mo · at 8.2%: $6,580/mo (+1,191)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Similar-priced suburbs in other council areas that rate higher on a metric.

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying & renting · ABS Census + state data
Buying
11.0x
median home price as a multiple of annual household income
Stretched
Renting
34%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $2,167/mo, while renters pay about $2,860/mo — renting runs $693/mo higher on these medians.

Median price
$1.10M
Household income · yr
$100K
Median rent · wk
$660
Owner mortgage · mo
$2,167
Gross yield
3.1%

Household income

ABS Census · ATO
$100K household · yr+21.9% vs NSW suburb median
Personal
$39K
Family
$105K
Household
$100K
Household income distribution (ABS Census 2021 · weekly)fewer than 8% could service the median house
Under $300
3
$300-649
29
$650-999
19
$1,000-1,499
40
$1,500-1,999
23
$2,000-2,999
40
$3,000-3,999
39
$4,000+
16

Serviceability line: a household needs about $4,146/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 58% of households here would spend more than 30% of income on rent (rent stress line: $2,200/wk income).

Median taxable income trend (ATO, 2018-19 – 2022-23)$51K → $59K

Housing stock and tenure

ABS Census 2021
Tenure (218 households)
Owned outright
31%
Owned with mortgage
40%
Rented
25%
Dwelling structure3.9% of dwellings unoccupied on census night
Separate house
96%
Townhouse / semi
4%
Flat / apartment
0%

Getting to work: 69% drive, 1% public transport, 0% walk or cycle, 25% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

ACARA 2025
Total2
Avg ICSEA1021
Students1,113
Government1
Independent1
  • Lakes Grammar - An Anglican SchoolCombined · Independent · ICSEA 1054Zoned
  • Porters Creek Public SchoolPrimary · Government · ICSEA 988

1 of 2 schools here operate published enrolment zones (catchments). Zone boundaries set eligibility — check the official source for the exact catchment. Not enrolment advice.

Livability

OSM · GTFS · schools + hospitals
47/ 100 livability index

Top 53% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 47% of Australian suburbs
WeakerTypicalStronger
Everyday access36
Public transport (10 stops)33
Schools & hospitals56

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
12,455
3,510 per 100k
D5 vs AU

Crime

lga
Rate · per 100k3,510
Total incidents12,455· April 2025 - March 2026
  • Assault3,37960%
  • Sexual Offences1,15921%
  • Robbery751%
  • Break And Enter1,01218%

Building due diligence

Construction requirements can change by location.

1 broad-area layer staged

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 96.4% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

NSW RFS Bush Fire Prone Land
Severe exposure ~96.4%
~96.4% of the suburb is Bush Fire Prone Land · ~70.6% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

NSW Land Zoning (EPI)
Dominant zone Environmental Conservation
Public / Open space 67% Residential 10% Industrial 8% Other 7% Commercial / Mixed 3%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

ABS projection · Warnervale - Wadalba SA2 area · 2022 base
20,974 people · 202230,118 by 2032 (+43.6%)

ABS population projection (2022 base) for the Warnervale - Wadalba SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Warnervale NSW — Property Data and Demographics

Warnervale (postcode 2259) is a small community in New South Wales within the Central Coast (NSW) local government area. The area has roughly 701 residents and a blend of families and working-age professionals, with a median age of 34. Households earn a median income of $100K per year, with an average household size of 3.1 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, community & personal service, professionals. Employment in the area leans toward healthcare and retail trade. The top ancestries reported are Australian, English, Irish.

Warnervale has a median house price of $1.1 million, which has risen solidly by 7.3% year-on-year. Units have a median price of $830,000. The current median weekly rent is $660. This gives a gross rental yield of approximately 3.1%. The median monthly mortgage repayment is $2,167.

Warnervale is served by 2 schools, including 1 primary, 1 combined. The average ICSEA score is 1021, which is around the national average of 1,000. Public transport access includes 10 bus stops. The crime rate in the Central Coast (NSW) LGA is below average at 3,510 incidents per 100,000 population.

Looking at the investment signals, The gross rental yield works out to roughly 3.1%, which reads as moderate yield. Property prices are near the state median ($1.1M/$1.5M). The price-to-income ratio of 11.0x is considered stretched. House prices have moved +7.3% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield3.1%· Moderate Yield
Price vs State$1.1M/$1.5M· Near Median
Affordability11.0x↓ Stretched
Price Momentum+7.3%↑ Rising
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,167
Rent · wk(Census)$490
Market rent · wk(2026-06)$660
Gross yield2.3%
Price / income11.0x
Sales vol (latest Q)(2025-Q4)16
Population growth · Central Coast (NSW) LGAABS ERP
Population (2025)357,816
5-year growth+0.6% CAGR
YoY change+0.7%
20012025
Development · Central Coast (NSW) LGAABS Approvals
Approvals (2026)1,116
Houses 62%Units 38%
YoY change+0%
Employment · Central Coast (NSW) LGASALM
Unemployment (Dec-25)3.4%
YoY change+0pp
Dec-10Dec-25
Property investors · Postcode 2259ATO
Negatively geared5%
1,876 of filers
Avg rental loss$7,231/yr
Landlords (rental income)3,933
Reported capital gains2,099
People & prosperity
DemographicsCensus 21
Population701
Median age34
Household size3.1
HH income · wk$1,929
Personal income · wk$744
Persons / bedroom0.8
IncomeATO 22-23
Median income$58,815
Mean income$67,471
Earners12,748
YoY change+6.7%
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)3/10
Economic (IER)7/10
Disadvantage (IRSD)5/10
Income momentumCensus 16→21
HH income · wk$1,652 → $1,929
Change+16.8%
vs NSW median-3.8 pp
Median rent+15.3%
stablevs NSW 2016–21
Top occupationsCensus
Technicians & Trades67Community & Personal Service48Professionals47Clerical & Administrative41Managers33
Top industriesCensus
Healthcare58Retail Trade43Construction41Manufacturing24Accommodation & Food21
Top ancestryCensus
Australian333English268Irish64Scottish64Aboriginal Australian34
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations2
Cafes & dining5
TransportGTFS
Bus stops10
Hospitals · Central Coast (NSW) LGAAIHW
Public4
Private5
Gosford Hospitalpublic
Long Jetty Health Care Centrepublic
Woy Woy Hospitalpublic
Wyong Hospitalpublic
Berkeley Vale Private Hospitalprivate
Brisbane Waters Private Hospitalprivate
+3 more in Central Coast (NSW) LGA
Aged care · Central Coast (NSW) LGAGEN
Facilities38
Residential places3,910
Peninsula Villages Ltd314 places
Estia Health Erina250 places
Uniting Nareen Gardens Bateau Bay195 places
Killarney Vale Care Community162 places
Berkeley Vale Care Community160 places
Hill View House Aged Care Facility160 places
+32 more in Central Coast (NSW) LGA
Childcare · Central Coast (NSW) LGAACECQA
Services225
Approved places14,596
Exceeding NQS59
Erina Kindergarten219 places
Little Miracles Preschool and Long Day Care171 places
North Wyong Early Childhood Learning Centre150 places
Terrigal School Care150 places
YMCA Wamberal OSHC150 places
Point Clare OSHClub134 places
+219 more in Central Coast (NSW) LGA
Nearby in Central Coast (NSW) LGA12
Yattalunga$1.2M · 580Koolewong$1.1M · 920Daleys Point$1.6M · 705Horsfield Bay$1.0M · 501Erina Heights$1.1M · 454Tacoma$850K · 615Kincumber South$1.4M · 721Phegans Bay$1.1M · 406Chittaway Point$875K · 947Pearl Beach$1.6M · 510Fountaindale$2.1M · 726Tuggerah$800K · 925
Tax calculatorsaustax.tools
Stamp Duty CalculatorNSW ↗Land Tax CalculatorNSW ↗Capital Gains Tax↗Depreciation Calculator↗Investment Property Tax↗
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Sources & freshness
Strong evidence

Warnervale has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 10 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Greater Sydney

Warnervale sits in Sydney — explore the metro.

Warnervale FAQ

Common questions
  1. What LGA is Warnervale in?

    Warnervale is in the Central Coast (NSW) Local Government Area, NSW, postcode 2259. Council-level context for Central Coast (NSW) LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Warnervale?

    The current median house price in Warnervale, NSW is $1.1M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Warnervale?

    The median weekly rent in Warnervale is $660/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Warnervale?

    Income-stretched rent market: Weekly rent screens at about 58% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Warnervale a good investment?

    QuickProperty's investment signals for Warnervale show: Moderate Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Warnervale?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Warnervale data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.