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Suburb profile ·Central Coast (NSW) LGA · NSW ·2259

Tuggerah NSW 2259

Tuggerah is in Central Coast (NSW) LGA, NSW, postcode 2259, with population 925.

The read

Livability-led

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$650/wk
+0.0% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2259 · Apr 2026
$700
$580
Mar 2025Apr 2026
Why it fits

Transport coverage adds a practical access signal.

What to check

Small local population makes the signal set more fragile.

Median house
$800K
House median, latest period
1.8%YoY D5 vs AU
Median rent
$650/wk
Income-stretched rent market
0.0%YoY D10 vs AU
Gross yield
4.2%
Moderate yield band
D10 vs AU
Population
925
925 local footprint
D8 vs AU
Schools
2
Matched school context
D8 vs AU
Solar
13,711
970 added 12mo · 93MW

Price history

HousesUnits

Houses to Q1'25 · Units to Q3'25 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionAt its peak
Low · 2008Peak · 2025

At / near its all-time high

Price growth (compound)3-yr +0.8%/yr · 5-yr +7.7%/yr · 10-yr +5.9%/yr
Affordability trajectoryprice +6.8%/yr vs income +4.2%/yr — worsening — prices outgrowing incomes
Indicative cashflow-$263/wk (-$13,690/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
9.8x
median home price as a multiple of annual household income
Moderate
Renting
41%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,625/mo, while renters pay about $2,817/mo — renting runs $1,192/mo higher on these medians.

Median price
$800K
Household income · yr
$82K
Median rent · wk
$650
Owner mortgage · mo
$1,625
Gross yield
4.2%

Household income

$82K household · yr-0.9% vs NSW suburb median
Personal
$41K
Family
$96K
Household
$82K

Schools

Total2
Avg ICSEA1019
Students1,437
Catholic1
Government1
  • Tuggerah Public SchoolPrimary · Government · ICSEA 993
  • St Peter's Catholic CollegeSecondary · Catholic · ICSEA 1045
Crime January 2025 - December 2025
12,518
3,557 per 100k
D5 vs AU

Crime

Rate · per 100k3,557
Total incidents12,518· January 2025 - December 2025
  • Assault3,43760%
  • Sexual Offences1,23622%
  • Robbery902%
  • Break And Enter98317%

Full data detail

Tuggerah NSW — Property Data and Demographics

Tuggerah (postcode 2259) is a small locality in New South Wales within the Central Coast (NSW) local government area. It is home to about 925 residents, with a blend of families and working-age professionals and a median age of 35. Households earn a median income of $82K per year, with an average household size of 2.5 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are community & personal service, professionals, technicians & trades. Employment in the area leans toward healthcare and retail trade. The top ancestries reported are Australian, English, Scottish.

Tuggerah has a median house price of $800,000, which has risen modestly by 1.8% year-on-year. Units have a median price of $649,000 (-4.9% YoY). The current median weekly rent is $650. This gives a gross rental yield of approximately 4.2%. The median monthly mortgage repayment is $1,625.

Tuggerah is served by 2 schools, including 1 primary, 1 secondary. The average ICSEA score is 1019, which is around the national average of 1,000. Public transport access includes 38 bus stops. The crime rate in the Central Coast (NSW) LGA is below average at 3,557 incidents per 100,000 population.

From an investment perspective, The gross rental yield works out to roughly 4.2%, which reads as moderate yield. Property prices sit below the state median ($800K/$1.5M), which can point to relative value. The price-to-income ratio of 9.8x is considered moderate. House prices have moved +1.8% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield4.2%· Moderate Yield
Price vs State$800K/$1.5M Below Median
Affordability9.8x· Moderate
Price Momentum+1.8%· Stable
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,625
Rent · wk(Census)$418
Market rent · wk(2026-04)$650
Gross yield2.7%
Price / income9.8x
Sales vol (latest Q)(2025-Q1)5
Population growth · Central Coast (NSW) LGAABS ERP
Population (2025)357,816
5-year growth+0.6% CAGR
YoY change+0.7%
20012025
Development · Central Coast (NSW) LGAABS Approvals
Approvals (2026)918
Houses574
Units344
YoY change+0%
Employment · Central Coast (NSW) LGASALM
Unemployment (Dec-25)3.4%
YoY change+0pp
Dec-10Dec-25
Property investors · Postcode 2259ATO
Negatively geared1,876 (5% of filers)
Avg rental loss$7,231/yr
Landlords (rental income)3,933
Reported capital gains2,099
People & prosperity
DemographicsCensus 21
Population925
Median age35
Household size2.5
HH income · wk$1,569
Personal income · wk$783
Persons / bedroom0.8
IncomeATO 22-23
Median income$56,314
Mean income$65,861
Earners3,543
YoY change+11.5%
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)4/10
Economic (IER)3/10
Disadvantage (IRSD)4/10
Area & amenity
Local amenitiesOSM
Supermarkets3
Pharmacies0
GP / clinics1
Fuel stations5
Cafes & dining31
aldi1
coles1
woolworths1
TransportGTFS
Bus stops38
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Current status
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Sources & freshness
Strong evidence

Tuggerah carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q1 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 38 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Tuggerah FAQ

Common questions
  1. What LGA is Tuggerah in?

    Tuggerah is in the Central Coast (NSW) Local Government Area, NSW, postcode 2259. Council-level context for Central Coast (NSW) LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Tuggerah?

    The current median house price in Tuggerah, NSW is $800K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Tuggerah?

    The median weekly rent in Tuggerah is $650/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Tuggerah?

    Income-stretched rent market: Weekly rent screens at about 60% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Tuggerah a good investment?

    QuickProperty's investment signals for Tuggerah show: Moderate Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Tuggerah?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Tuggerah data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.